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undefined Garlo233 Regular Fit Cargo Pants - Black

Garlo233 Regular Fit Cargo Pants - Black

Current sale price is £95.20

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Regular price was £119

3.5 out of 5 stars

2 reviews

Emmond Patch Pocket Logo Regular Fit Zit Thru Overshirt - Black

Current sale price is £103

(Save £26)

Regular price was £129

5 out of 5 stars

1 review

undefined DapoDayote Tracksuit - Black

DapoDayote Tracksuit - Black

Current sale price is £160.50

(Save £28.50)

Regular price was £189

3.7 out of 5 stars

3 reviews

undefined 7 Pack Plain Black Socks - Black

7 Pack Plain Black Socks - Black

Current sale price is £8

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Regular price was £10

4.8 out of 5 stars

34 reviews

Blue Nalonsonap Tab Logo Overhead Jersey Tracksuit - Black

Current sale price is £159

(Save £40)

Regular price was £199

undefined Slim Jeans With Stretch - Black

Slim Jeans With Stretch - Black

Current sale price is £17.50

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Regular price was £22

4 out of 5 stars

31 reviews

undefined Straight Denim Shorts - Black

Straight Denim Shorts - Black

Current sale price is £14

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Regular price was £22

5 out of 5 stars

2 reviews

Blue Nazardo Oversized International Logo Hoodie - Black

Current sale price is £79

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Regular price was £99

5 out of 5 stars

2 reviews

undefined Cube Ready Assembled 2 Door Wardrobe - FSC® Certified

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, white, stone, grey coloursAvailable in black, white, stone, grey coloursAvailable in black, white, stone, grey coloursAvailable in black, white, stone, grey coloursAvailable in black, white, stone, grey colours

Cube Ready Assembled 2 Door Wardrobe - FSC® Certified

Current sale price is £369

(Save £110)

Regular price was £479

5 out of 5 stars

2 reviews

undefined Essentials Overhead Hoody - Black

Essentials Overhead Hoody - Black

Current sale price is £19.20

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Regular price was £24

5 out of 5 stars

12 reviews

Blue Nurix Relaxed Fit Graphic Banner Logo T-shirt - Black

Current sale price is £29

(Save £10)

Regular price was £39

undefined Skinny Jeans with Stretch - Black

Skinny Jeans with Stretch - Black

Current sale price is £17.60

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Regular price was £22

4.5 out of 5 stars

13 reviews

undefined Utility Swim Short - Black

Utility Swim Short - Black

Current sale price is £12

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Regular price was £15

5 out of 5 stars

1 review

Timein Stacked Logo Slider - Black

Current sale price is £47.20

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Regular price was £59

undefined Jude Baseball Cap - Black

Jude Baseball Cap - Black

Current sale price is £28

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Regular price was £35

5 out of 5 stars

1 review

Bodywear Tortuga All Over Logo Swim Shorts - Black

Current sale price is £37.75

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Regular price was £69

undefined Interlock Concealed Placket Polo - Black

Interlock Concealed Placket Polo - Black

Current sale price is £14

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Regular price was £20

undefined Straight Fit Graysen253 Cargo Trousers - Black

Straight Fit Graysen253 Cargo Trousers - Black

Current sale price is £95.20

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Regular price was £119

Regular Fit Dapusi Split Logo T-Shirt - Black

Current sale price is £31

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Regular price was £39

undefined Mono Floral Printed Swim Shorts - Black

Mono Floral Printed Swim Shorts - Black

Current sale price is £7.25

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Regular price was £16

4.5 out of 5 stars

2 reviews

undefined Cube Ready Assembled 2 Drawer Bedside Chest - FSC® Certified

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, stone, white, grey coloursAvailable in black, stone, white, grey coloursAvailable in black, stone, white, grey coloursAvailable in black, stone, white, grey coloursAvailable in black, stone, white, grey colours

Cube Ready Assembled 2 Drawer Bedside Chest - FSC® Certified

Current sale price is £199

(Save £50)

Regular price was £249

5 out of 5 stars

1 review

undefined Blue Nedix Relaxed Fit Blue Mania T-shirt - Black

Blue Nedix Relaxed Fit Blue Mania T-shirt - Black

Current sale price is £36

(Save £9)

Regular price was £45

undefined Ivy Bodycon Midi Dress - Black

Ivy Bodycon Midi Dress - Black

Current sale price is £66

(Save £22)

Regular price was £88

undefined Blue Nasensio Regular Fit Jersey Shorts- Black

Blue Nasensio Regular Fit Jersey Shorts- Black

Current sale price is £59

(Save £20)

Regular price was £79

undefined Durty244 Relaxed Fit 1/4 Zip Sweatshirt - Black

Durty244 Relaxed Fit 1/4 Zip Sweatshirt - Black

Current sale price is £79

(Save £20)

Regular price was £99

undefined Garment Washed Cargo Short - Black

Garment Washed Cargo Short - Black

Current sale price is £17.50

(Save £7.50)

Regular price was £25

4 out of 5 stars

1 review

undefined Water Vista Sandals - Black

Water Vista Sandals - Black

Current sale price is £52

(Save £13)

Regular price was £65

undefined Side Stripe Swim Shorts - Black

Side Stripe Swim Shorts - Black

Current sale price is £8.25

(Save £7.75)

Regular price was £16

BLUE Niley Regular Fit Smiley Left Chest Logo T-Shirt - Black

Current sale price is £31.50

(Save £13.50)

Regular price was £45

undefined Black Sf Square Sunglasses

Black Sf Square Sunglasses

Current sale price is £97.50

(Save £32.50)

Regular price was £130

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.