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undefined Cove 3 Drawer Shoe Cabinet - Black - FSC® Certified

Cove 3 Drawer Shoe Cabinet - Black - FSC® Certified

Current sale price is £47.20

(Save £21.80)

Regular price was £69

1 out of 5 stars

1 review

undefined Cosmo 2 Door TV Unit with LED Lighting - fits up to 60 inch TV - Black

Cosmo 2 Door TV Unit with LED Lighting - fits up to 60 inch TV - Black

Current sale price is £87.20

(Save £21.80)

Regular price was £109

4.1 out of 5 stars

9 reviews

undefined Approach Roof Tent 2-4 Person - Dark Slate

Approach Roof Tent 2-4 Person - Dark Slate

From £2029

undefined Coma Racing Gaming Chair

Coma Racing Gaming Chair

Current sale price is £79.20

(Save £19.80)

Regular price was £99

4.8 out of 5 stars

5 reviews

undefined Riano Dressing Table - Black

Riano Dressing Table - Black

Current sale price is £79

(Save £10)

Regular price was £89

3.7 out of 5 stars

7 reviews

undefined Hurley Faux Leather End Lift Up Ottoman Storage Bed with Mattress Options (Buy & SAVE!)

Hurley Faux Leather End Lift Up Ottoman Storage Bed with Mattress Options (Buy & SAVE!)

Current sale price is From £179

(Save up to £30)

Regular price was From £199

3 out of 5 stars

38 reviews

undefined Pip Stroller - Black

Pip Stroller - Black

£428.99

undefined Linerio Internal Decorative Wall Panel Pack 8; 2650mm x 122mm per each length; Total coverage 2.6m2

Linerio Internal Decorative Wall Panel Pack 8; 2650mm x 122mm per each length; Total coverage 2.6m2

£234.99

undefined Paris Double Metal Bed

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Paris Double Metal Bed

From £159

3.3 out of 5 stars

8 reviews

undefined Duo Slide Sandal - Black

Kate Spade New York

Duo Slide Sandal - Black

Current sale price is £105

(Save £45)

Regular price was £150

undefined Durham 2x3 Cube Storage Unit

Durham 2x3 Cube Storage Unit

Current sale price is £47.20

(Save £11.80)

Regular price was £59

5 out of 5 stars

1 review

undefined Riano 5 Drawer Compact Chest - Black

Riano 5 Drawer Compact Chest - Black

Current sale price is £85

(Save £14)

Regular price was £99

3.3 out of 5 stars

31 reviews

undefined Leon Storage Ottoman - Black

Leon Storage Ottoman - Black

Current sale price is £59

(Save £10)

Regular price was £69

4.3 out of 5 stars

15 reviews

undefined Lift Up Coffee Table

Lift Up Coffee Table

Current sale price is £71.20

(Save £17.80)

Regular price was £89

3.8 out of 5 stars

10 reviews

undefined Heart Heel Sandals - Black

Kate Spade New York

Heart Heel Sandals - Black

Current sale price is £280

(Save £70)

Regular price was £350

undefined Luna Tv Unit (fits Up To 55")

Luna Tv Unit (fits Up To 55")

Current sale price is £95.20

(Save £23.80)

Regular price was £119

3 out of 5 stars

1 review

undefined Hetton Corner Desk

Hetton Corner Desk

Current sale price is £55.20

(Save £13.80)

Regular price was £69

4.1 out of 5 stars

8 reviews

undefined Bree 2 Drawer Shoe Cabinet

Bree 2 Drawer Shoe Cabinet

Current sale price is £39.20

(Save £9.80)

Regular price was £49

4.5 out of 5 stars

11 reviews

undefined Longton Adjustable Computer Desk

Longton Adjustable Computer Desk

Current sale price is £95.20

(Save £43.80)

Regular price was £139

2.7 out of 5 stars

6 reviews

undefined Serena Saffiano Leather Double Zip Dome Crossbody Bag - Black

Kate Spade New York

Serena Saffiano Leather Double Zip Dome Crossbody Bag - Black

Current sale price is £180

(Save £45)

Regular price was £225

undefined Riano 2 Door Wardrobe - Black

Riano 2 Door Wardrobe - Black

Current sale price is £139

(Save £60)

Regular price was £199

3.4 out of 5 stars

9 reviews

undefined Go Tote Bag Quilted Fabric Small Tote Bag - Black

Kate Spade New York

Go Tote Bag Quilted Fabric Small Tote Bag - Black

Current sale price is £156

(Save £39)

Regular price was £195

undefined Oxford 4 Tier Cube Bookcase

Oxford 4 Tier Cube Bookcase

Current sale price is £36

(Save £9)

Regular price was £45

5 out of 5 stars

5 reviews

undefined Chef Vida Wooden Revolving Bar Stool

Chef Vida Wooden Revolving Bar Stool

Current sale price is £47.20

(Save £11.80)

Regular price was £59

5 out of 5 stars

1 review

undefined Grace Fine Grain Leather Large Hobo Bag - Black

Kate Spade New York

Grace Fine Grain Leather Large Hobo Bag - Black

£390

undefined Grace Fine Grain Leather Pochette - Black

Kate Spade New York

Grace Fine Grain Leather Pochette - Black

£195

undefined Cosmo 2 Door TV Unit with LED Lighting - fits up to 50 inch TV - Black

Cosmo 2 Door TV Unit with LED Lighting - fits up to 50 inch TV - Black

Current sale price is £79.20

(Save £19.80)

Regular price was £99

4.1 out of 5 stars

9 reviews

undefined Huby Desk

Huby Desk

Current sale price is £47.20

(Save £11.80)

Regular price was £59

3 out of 5 stars

2 reviews

undefined Riano Compact 2 Drawer Bedside Chest - Black

Riano Compact 2 Drawer Bedside Chest - Black

Current sale price is £39

(Save £6)

Regular price was £45

4.9 out of 5 stars

9 reviews

undefined Durham 3x3 Cube Storage Unit

Durham 3x3 Cube Storage Unit

Current sale price is £63.20

(Save £15.80)

Regular price was £79

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.