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undefined vivoactive 5 Music, GPS, WiFi

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, ivory coloursAvailable in black, ivory coloursAvailable in black, ivory coloursAvailable in black, ivory coloursAvailable in black, ivory colours

vivoactive 5 Music, GPS, WiFi

Current sale price is From £199

(Save up to £60)

Regular price was From £229

4.5 out of 5 stars

33 reviews

undefined Divan Bed Base with Storage Options

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in ebony, slate grey, sandstone coloursAvailable in ebony, slate grey, sandstone coloursAvailable in ebony, slate grey, sandstone coloursAvailable in ebony, slate grey, sandstone coloursAvailable in ebony, slate grey, sandstone colours

Divan Bed Base with Storage Options

Current sale price is From £125

(Save up to £50)

Regular price was From £129

3.8 out of 5 stars

82 reviews

undefined fenix 8 - 47 mm, AMOLED, Slate Grey with Black Silicone Band

fenix 8 - 47 mm, AMOLED, Slate Grey with Black Silicone Band

Current sale price is £819

(Save £50)

Regular price was £869

4.3 out of 5 stars

38 reviews

undefined Goldenstar Clog - Black

Goldenstar Clog - Black

£125

4.9 out of 5 stars

21 reviews

undefined Forerunner 55 GPS Running Smartwatch

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, white, aqua coloursAvailable in black, white, aqua coloursAvailable in black, white, aqua coloursAvailable in black, white, aqua coloursAvailable in black, white, aqua colours

Forerunner 55 GPS Running Smartwatch

Current sale price is From £159

(Save up to £0)

Regular price was From £179.99

3.9 out of 5 stars

22 reviews

undefined Venu 3, GPS, Wi-Fi

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Venu 3, GPS, Wi-Fi

£449

4.5 out of 5 stars

780 reviews

undefined Paris Headboard - Woven

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in ebony, slate, sandstone coloursAvailable in ebony, slate, sandstone coloursAvailable in ebony, slate, sandstone coloursAvailable in ebony, slate, sandstone coloursAvailable in ebony, slate, sandstone colours

Paris Headboard - Woven

Current sale price is From £75

(Save up to £40)

Regular price was From £99

4.4 out of 5 stars

238 reviews

undefined The Mini Tote Bag - Black

The Mini Tote Bag - Black

£195

3.3 out of 5 stars

32 reviews

undefined Miracoil Pillowtop Divan Bed with Storage Options - Firm

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in ebony, slate, sandstone coloursAvailable in ebony, slate, sandstone coloursAvailable in ebony, slate, sandstone coloursAvailable in ebony, slate, sandstone coloursAvailable in ebony, slate, sandstone colours

Miracoil Pillowtop Divan Bed with Storage Options - Firm

From £399

3.8 out of 5 stars

312 reviews

undefined The Mini Crossbody Bag - Black

The Mini Crossbody Bag - Black

£225

5 out of 5 stars

5 reviews

undefined Game Drive 2TB for Playstation

Game Drive 2TB for Playstation

Current sale price is £84.99

(Save £5)

Regular price was £89.99

4.2 out of 5 stars

5 reviews

undefined Instinct 3, AMOLED, 50mm, Black

Instinct 3, AMOLED, 50mm, Black

£429

5 out of 5 stars

2 reviews

undefined The Medium Tote Bag - Black

The Medium Tote Bag - Black

£225

3.9 out of 5 stars

37 reviews

undefined Instinct 3, AMOLED, 45mm, Black

Instinct 3, AMOLED, 45mm, Black

£389

undefined The Cargo Bag - Black

The Cargo Bag - Black

Current sale price is £297.50

(Save £127.50)

Regular price was £425

undefined 1400 Pocket Ortho Divan Bed Options - Firm

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in ebony, slate coloursAvailable in ebony, slate coloursAvailable in ebony, slate coloursAvailable in ebony, slate coloursAvailable in ebony, slate colours

1400 Pocket Ortho Divan Bed Options - Firm

From £799

4.6 out of 5 stars

34 reviews

undefined The Crossbody Bag - Black

The Crossbody Bag - Black

£275

undefined The Large Tote Bag - Black

The Large Tote Bag - Black

£250

3.8 out of 5 stars

25 reviews

undefined Miracoil Mattress Divan Bed - Firm

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in ebony, slate, sandstone coloursAvailable in ebony, slate, sandstone coloursAvailable in ebony, slate, sandstone coloursAvailable in ebony, slate, sandstone coloursAvailable in ebony, slate, sandstone colours

Miracoil Mattress Divan Bed - Firm

From £299

3 out of 5 stars

15 reviews

undefined The Leather Small Tote Bag - Black

The Leather Small Tote Bag - Black

£425

5 out of 5 stars

23 reviews

undefined The Daisy Mini Bag - Black

The Daisy Mini Bag - Black

Current sale price is £175

(Save £75)

Regular price was £250

undefined The Chain Sack

The Chain Sack

Current sale price is £385

(Save £165)

Regular price was £550

5 out of 5 stars

1 review

undefined Men's Classic Ultra Mini Boots- Black

Men's Classic Ultra Mini Boots- Black

Current sale price is £123

(Save £22)

Regular price was £145

5 out of 5 stars

4 reviews

undefined 2TB Xbox Game Drive - Black

2TB Xbox Game Drive - Black

Current sale price is £84.99

(Save £5)

Regular price was £89.99

3.5 out of 5 stars

29 reviews

undefined The Medium Tote Bag - Black

The Medium Tote Bag - Black

£495

4.8 out of 5 stars

13 reviews

undefined The Mini Bag Cheetah - Black Multi

The Mini Bag Cheetah - Black Multi

Current sale price is £150

(Save £100)

Regular price was £250

5 out of 5 stars

1 review

undefined fenix E, Slate Gray Steel with Black Silicone Band

fenix E, Slate Gray Steel with Black Silicone Band

Current sale price is £599

(Save £90)

Regular price was £689

3.7 out of 5 stars

3 reviews

undefined fenix E, Stainless Steel with Black Silicone Band

fenix E, Stainless Steel with Black Silicone Band

Current sale price is £599

(Save £90)

Regular price was £689

undefined The Dual Chain Wallet - Black

The Dual Chain Wallet - Black

£325

REY FUZZY LOGO HOODIE - Black

Current sale price is £68

(Save £17)

Regular price was £85

3 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.