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The Inside Edit3

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Lascal Maxi+ - Black BuggyBoard Plus Grey Saddle

Maxi+ - Black BuggyBoard Plus Grey Saddle

£135

5 out of 5 stars

3 reviews

Vero Moda Cera Padded Coat - Black

Cera Padded Coat - Black

Current sale price is £44

(Save £11)

Regular price was £55

5 out of 5 stars

1 review

Everyday Two Pack Poplin Shorts - Black/Khaki

Two Pack Poplin Shorts - Black/Khaki

£25

4.6 out of 5 stars

28 reviews

Vero Moda Long Sleeve Fitted Blazer - Black

Long Sleeve Fitted Blazer - Black

Current sale price is £48

(Save £12)

Regular price was £60

Vero Moda Becca Long Sleeve Short Belted Blazer Dress - Black

Becca Long Sleeve Short Belted Blazer Dress - Black

Current sale price is £52

(Save £13)

Regular price was £65

Styletech MK650 Multi-Mode Wireless Mouse & Keyboard - Black

MK650 Multi-Mode Wireless Mouse & Keyboard - Black

£25.99

5 out of 5 stars

1 review

Vero Moda Haven High Waist Velvet Pants - Black

Clearance

Haven High Waist Velvet Pants - Black

Current sale price is £25.50

(Save £14.50)

Regular price was £40

Everyday Faux Leather Biker Jacket - Black

Faux Leather Biker Jacket - Black

Current sale price is £36

(Save £9)

Regular price was £45

4.7 out of 5 stars

41 reviews

Vero Moda Sabia Fitted Peplum Satin Collarless Blazer - Black

Sabia Fitted Peplum Satin Collarless Blazer - Black

Current sale price is £38.50

(Save £16.50)

Regular price was £55

Vero Moda Tessa High Rise Wide Leg Pant - Black

Clearance

Tessa High Rise Wide Leg Pant - Black

Current sale price is £22

(Save £28)

Regular price was £50

Vero Moda Filia Long Sleeve Fitted Blazer - Black

Filia Long Sleeve Fitted Blazer - Black

Current sale price is £27.50

(Save £27.50)

Regular price was £55

3.5 out of 5 stars

2 reviews

Xiaomi Redmi Note 14 5G - 6GB RAM, 128GB Storage, Black

Redmi Note 14 5G - 6GB RAM, 128GB Storage, Black

£239

2 out of 5 stars

1 review

Vero Moda Bellis Long Sleeve Short Collar Coated Jacket - Black

Bellis Long Sleeve Short Collar Coated Jacket - Black

Current sale price is £27.25

(Save £37.75)

Regular price was £65

Vero Moda Malou Coated Rain Jacket - Black

Malou Coated Rain Jacket - Black

Current sale price is £18.75

(Save £26.25)

Regular price was £45

5 out of 5 stars

1 review

Everyday Boys 3 Pack Sweat Shorts - Multi

Boys 3 Pack Sweat Shorts - Multi

From £9

5 out of 5 stars

3 reviews

Marvel Avengers Fleece All In One - Red

Avengers Fleece All In One - Red

Current sale price is From £13.50

(Save up to £11.50)

Regular price was From £24

5 out of 5 stars

2 reviews

Floor Pops Pack of 10 Comet Peel & Stick Floor Tiles

Pack of 10 Comet Peel & Stick Floor Tiles

£14

3.3 out of 5 stars

32 reviews

Vero Moda Vmveri Midi Skirt - Black

Vmveri Midi Skirt - Black

Current sale price is £20.75

(Save £19.25)

Regular price was £40

5 out of 5 stars

1 review

Everyday Channel Waist Jersey Beach Maxi Dress - Black

Channel Waist Jersey Beach Maxi Dress - Black

£15

4.5 out of 5 stars

70 reviews

Vero Moda Long Sleeve Longline Blazer - Black

Long Sleeve Longline Blazer - Black

Current sale price is £49

(Save £21)

Regular price was £70

Vero Moda Toma Long Sleeve Tie Shirt - Black

Toma Long Sleeve Tie Shirt - Black

Current sale price is £16

(Save £24)

Regular price was £40

Floor Pops Floorpops Rigel Peel & Stick Floor Tiles

Floorpops Rigel Peel & Stick Floor Tiles

£15

Everyday Boys Sweat Top And Jog Set - Black

Boys Sweat Top And Jog Set - Black

Current sale price is From £11

(Save up to £2.50)

Regular price was From £13

1 out of 5 stars

1 review

Floor Pops Pack of 10 Gothic Peel & Stick Floor Tiles

Pack of 10 Gothic Peel & Stick Floor Tiles

£14

3.3 out of 5 stars

22 reviews

Vero Moda Tessa Wide Corduroy Pants - Black

Tessa Wide Corduroy Pants - Black

Current sale price is £36

(Save £12)

Regular price was £48

Vero Moda Birthie Long Sleeve Zip Check Quilted Jacket - Black

Birthie Long Sleeve Zip Check Quilted Jacket - Black

Current sale price is £20.75

(Save £37.25)

Regular price was £58

4 out of 5 stars

1 review

Vero Moda Cape Jacket - Black

Clearance

Cape Jacket - Black

Current sale price is £23.75

(Save £34.25)

Regular price was £58

1 out of 5 stars

1 review

Vero Moda Haven Long Sleeve Velvet Blazer - Black

Haven Long Sleeve Velvet Blazer - Black

Current sale price is £45.75

(Save £12.25)

Regular price was £58

Everyday Scarf- Black

Scarf- Black

Current sale price is £6.50

(Save £5.50)

Regular price was £12

3.7 out of 5 stars

3 reviews

Everyday 7 Pack Days Of The Week Socks - Multi

7 Pack Days Of The Week Socks - Multi

From £8

4.4 out of 5 stars

18 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.