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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Hisense, 160 - 179cms, Less than 85cms

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Results: 1 - 30 (of 62)

1 Series DH1Q802BW2 8 kg Heat Pump Tumble Dryer - White

Current sale price is £349

PureFlat Slim RQ5P470SMFE Total No Frost American Fridge Freezer with My Fresh Choice zone - Black Stainless Steel

Current sale price is £599

1 Series DH1Q902BW2 9 kg Heat Pump Tumble Dryer - White

Current sale price is £429

HS622E90XUK Full-Size 30 Minute Quick Wash, 13 Place, Dishwasher – Stainless Steel

Current sale price is £279

HV642C65UK Full-Size Fully Integrated 14-Place Dishwasher

Current sale price is £359

PureFlat Slim RQ5P470SMIE Total No Frost American Fridge Freezer with My Fresh Choice zone - Stainless Steel

£749

3S Series DH3S902BW3 9kg Heat Pump Tumble Dryer - White

Current sale price is £449

PureFlat RQ758N4SAFE Frost Free American Fridge Freezer - Black Stainless Steel - E Rated - WIFI

Current sale price is £1099

PureFlat Smart Screen RS9P628GPFE Side-by-Side American - Gun Metal - E Rated

Current sale price is £1999

HV16CUK Full-Size Fully Integrated 16-Place Dishwasher

£399

HV663A60UK Full-Size Fully Integrated 16-Place Dishwasher

£599

RS5P535NTFDUK American side-by-side refrigerator - Non Plumbed Water & ICE - D-Rated

Current sale price is £899

PureFlat Infinite RS818N4TFC American Smart Fridge Freezer - Black Stainless Steel

£1599

RB5B280SSWC Wifi Connected 177cm High 60/40 Integrated Fridge Freezer with Metal Tech Cooling - White - C Rated

Current sale price is £749

HS663A90BXUK Full Size 16-Place Freestanding Dishwasher - Black Inox - A Rated

£549

FC650D4AWLYE, 500L High Capacity Chest Freezer, E Rated in White

£549

HV673A60UK Full-Size Fully Integrated Wi-Fi Enabled 16-Place Dishwasher

£649

RIB291F4AWE 54cm Wide Integrated 50/50 Frost-Free Fridge Freezer with Sliding Hinge - White

Current sale price is £379

PureFlat RQ760N4IFE Smart Fridge Freezer - Black Stainless Steel - E rated

£2499

RS694N4TBE 90cm Wide Side by Side, Non-Plumbed Water and Ice, American Fridge Freezer - Black

£849

PureFlat RQ5P470SAFD 80cm Wide Fridge Freezer - Black Stainless Steel - D rated

£899

7S Series DH7S107BB 10kg Load, AI Tumble Dryer with Touch Control - Black - A+++ Rated

£899

RS694N4IBE 90cm Wide Side by Side, Water and Ice, American Fridge Freezer - Black

Current sale price is £799

FV105D4BC21 55cm Wide Under-Counter Freezer - Stainless Steel Look

Current sale price is £199

HS523E15WUK Slimline 30 Minute Quick Wash, 10 Place Dishwasher - White

£269

RL3B303SAWE 54cm Wide Integrated Total No Frost Fridge with Fixed Hinge - White

£599

PureFlat Elite RQ5X560SFLEF Cross Door American Fridge Freezer - Black Glass and Stainless Steel

£1199

RS818N4TIE Pureflat Infinite series, 90cm Wide Side by Side, American Fridge Freezer - Stainless Steel

Current sale price is £999

5S Series DH5S102BW 10KG Ion refresh Freestanding Tumble Dryer -White

£599

RL170D4BWE 55cm Wide Under-Counter Fridge - White

£209

Results: 1 - 30 (of 62)