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Pay later with Very Pay

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Up to 50% off Sale!

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Thomas Sabo, All Offers

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Gifts & Jewellery32

Designer Brands1

925 Sterling Silver12

Gold Plated Silver1

Sterling Silver3

Cubic Zirconia5

Fashion & Dress Rings2

Engagement Rings1

5 out of 5 stars

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Thomas Sabo Charm Connect Alphabet pendant silver

+23 colours+22 colours+21 colours+20 colours+19 colours

Available in s, a, c and 23 more coloursAvailable in s, a, c, f and 22 more coloursAvailable in s, a, c, f, j and 21 more coloursAvailable in s, a, c, f, j, m and 20 more coloursAvailable in s, a, c, f, j, m, k and 19 more colours

Charm Connect Alphabet pendant silver

Current sale price is £20

(Save £2)

Regular price was £22

5 out of 5 stars

1 review

Thomas Sabo Silver charm pendant goldbears in blue

Silver charm pendant goldbears in blue

Current sale price is £45

(Save £5)

Regular price was £50

Thomas Sabo Obsidian Beads Bracelet - 925 silver

Obsidian Beads Bracelet - 925 silver

Current sale price is £110

(Save £25)

Regular price was £135

Thomas Sabo Heart Bracelet

Heart Bracelet

Current sale price is £85

(Save £15)

Regular price was £100

5 out of 5 stars

2 reviews

Thomas Sabo Silver snake bracelet

Silver snake bracelet

Current sale price is £59.25

(Save £15.75)

Regular price was £75

5 out of 5 stars

1 review

Thomas Sabo Rebel Wolf Signet Ring: Statement of strength and courage. Detailed 3D wolf face, hand-set stones in silver fur, lateral fur pattern

Rebel Wolf Signet Ring: Statement of strength and courage. Detailed 3D wolf face, hand-set stones in silver fur, lateral fur pattern

Current sale price is £225

(Save £25)

Regular price was £250

5 out of 5 stars

1 review

Thomas Sabo Cosmic Amulet Gold Plated Bl

Cosmic Amulet Gold Plated Bl

Current sale price is £215

(Save £24)

Regular price was £239

Thomas Sabo Hoop Earrings

Hoop Earrings

Current sale price is £60

(Save £10)

Regular price was £70

3.5 out of 5 stars

2 reviews

Thomas Sabo Butterfly Paradise cocktail ring

Butterfly Paradise cocktail ring

Current sale price is £203

(Save £22)

Regular price was £225

Thomas Sabo Charm moth colourful silver

Charm moth colourful silver

Current sale price is £60

(Save £30)

Regular price was £90

Thomas Sabo Lovely Daisy cocktail ring

Lovely Daisy cocktail ring

Current sale price is £104

(Save £11)

Regular price was £115

3 out of 5 stars

1 review

Thomas Sabo Charm Connect angel number pendant with stones

+6 colours+5 colours+4 colours+3 colours+2 colours

Available in 1, 7, 9 and 6 more coloursAvailable in 1, 7, 9, 2 and 5 more coloursAvailable in 1, 7, 9, 2, 4, 6, 3, 8, 5 coloursAvailable in 1, 7, 9, 2, 4, 6, 3, 8, 5 coloursAvailable in 1, 7, 9, 2, 4, 6, 3, 8, 5 colours

Charm Connect angel number pendant with stones

Current sale price is £50

(Save £5)

Regular price was £55

Thomas Sabo Heart Ring

Heart Ring

Current sale price is £90

(Save £45)

Regular price was £135

2 out of 5 stars

2 reviews

Thomas Sabo Charm Cowboy Hat - Multi

Charm Cowboy Hat - Multi

Current sale price is £54

(Save £6)

Regular price was £60

5 out of 5 stars

1 review

Thomas Sabo Heart Earrings

Heart Earrings

Current sale price is £100

(Save £50)

Regular price was £150

Thomas Sabo Charm Watermelon - Multi

Charm Watermelon - Multi

Current sale price is £50

(Save £5)

Regular price was £55

5 out of 5 stars

1 review

Thomas Sabo Silver necklace with halo pedant with white zirconia

Silver necklace with halo pedant with white zirconia

Current sale price is £90

(Save £55)

Regular price was £145

5 out of 5 stars

1 review

Thomas Sabo Large heart pendant bracelet: romantic, versatile, adjustable length

Large heart pendant bracelet: romantic, versatile, adjustable length

Current sale price is £55

(Save £20)

Regular price was £75

5 out of 5 stars

1 review

Thomas Sabo Charm Number 18 - 925 Silver and Zirconia

Charm Number 18 - 925 Silver and Zirconia

Current sale price is £55

(Save £35)

Regular price was £90

Thomas Sabo Solitaire Heart Ring: Sparkling romance with red heart-cut stone, white zirconia band, FOLLOW YOUR HEART engraving

Solitaire Heart Ring: Sparkling romance with red heart-cut stone, white zirconia band, FOLLOW YOUR HEART engraving

Current sale price is £85

(Save £25)

Regular price was £110

Thomas Sabo Charm Number 21 - 925 Silver and Zirconia

Charm Number 21 - 925 Silver and Zirconia

Current sale price is £55

(Save £25)

Regular price was £80

Thomas Sabo United Forever Ring

United Forever Ring

Current sale price is £122

(Save £13)

Regular price was £135

4 out of 5 stars

1 review

Thomas Sabo Black Stone Ear Studs

Black Stone Ear Studs

Current sale price is £45

(Save £15)

Regular price was £60

4 out of 5 stars

5 reviews

Thomas Sabo Charm Club Letter Charm

Charm Club Letter Charm

Current sale price is £45

(Save £5)

Regular price was £50

4.5 out of 5 stars

2 reviews

Thomas Sabo Ladies Rainbow Watch

Ladies Rainbow Watch

Current sale price is £405

(Save £45)

Regular price was £450

5 out of 5 stars

2 reviews

Thomas Sabo Pearl Ear Studs

Pearl Ear Studs

Current sale price is £65

(Save £10)

Regular price was £75

5 out of 5 stars

6 reviews

Thomas Sabo Single Hoop Earring

Single Hoop Earring

Current sale price is £45

(Save £5)

Regular price was £50

3.3 out of 5 stars

3 reviews

Thomas Sabo Branded Stud Earrings

Branded Stud Earrings

Current sale price is £75

(Save £5)

Regular price was £80

5 out of 5 stars

1 review

Thomas Sabo Black Stone Ear Studs

Black Stone Ear Studs

Current sale price is £90

(Save £10)

Regular price was £100

Thomas Sabo Circle Stud Earrings

Circle Stud Earrings

Current sale price is £55

(Save £5)

Regular price was £60

3.7 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.