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LEGO Architecture3

LEGO Botanical3

LEGO DC Super Heroes1

LEGO Harry Potter5

LEGO Minecraft1

LEGO Speed Champions3

LEGO Star Wars15

LEGO Super Heroes3

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£100 - £25013

DC Superfriends1

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Five Nights At Freddys7

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k pop demon hunters1

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Manchester City FC1

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LEGO Editions Editions 43022 Scuderia Ferrari HP Lewis Hamilton Helmet Set

Editions 43022 Scuderia Ferrari HP Lewis Hamilton Helmet Set

£79.99

LEGO Editions Editions 43014 Scuderia Ferrari HP Charles Leclerc Helmet Set

Editions 43014 Scuderia Ferrari HP Charles Leclerc Helmet Set

£79.99

LEGO Technic Porsche 911 GT3 R REXY AO Racing Car (42224)

Porsche 911 GT3 R REXY AO Racing Car (42224)

Current sale price is £109.99

(Save £20)

Regular price was £129.99

4.9 out of 5 stars

13 reviews

LEGO Harry Potter Hogwarts Castle and Grounds 76419

LEGO Harry Potter

Hogwarts Castle and Grounds 76419

Current sale price is £129.99

(Save £20)

Regular price was £149.99

4.7 out of 5 stars

187 reviews

LEGO DC Super Heroes Batman Tumbler vs. Two Face & The Joke 76303

LEGO DC Super Heroes

Batman Tumbler vs. Two Face & The Joke 76303

£54.99

4.7 out of 5 stars

30 reviews

LEGO Harry Potter Luna Lovegood’s House Toy (76467)

LEGO Harry Potter

Luna Lovegood’s House Toy (76467)

Current sale price is £76.99

(Save £13)

Regular price was £89.99

4.4 out of 5 stars

23 reviews

LEGO Technic Ferrari Daytona SP3 42143

Ferrari Daytona SP3 42143

Current sale price is £319.99

(Save £70)

Regular price was £389.99

4.3 out of 5 stars

147 reviews

LEGO Star Wars Grogu™ (Mandalorian Apprentice) Set 75446

Grogu™ (Mandalorian Apprentice) Set 75446

£119.99

LEGO Star Wars TIE Bomber™ 75347

TIE Bomber™ 75347

Current sale price is £49.99

Regular price was £51.99

4.5 out of 5 stars

97 reviews

LEGO Super Heroes Spider-Man vs. Mysterio: The Daily Bugle (76342)

LEGO Super Heroes

Spider-Man vs. Mysterio: The Daily Bugle (76342)

Current sale price is £80.99

(Save £19)

Regular price was £99.99

5 out of 5 stars

8 reviews

LEGO Super Heroes

Batman Logo Superhero Toy Building Set 76330

£69.99

4.4 out of 5 stars

5 reviews

LEGO Star Wars R2-D2 Buildable Model 75379

R2-D2 Buildable Model 75379

£69.99

4.8 out of 5 stars

138 reviews

LEGO Ninjago Lloyd’s Titan Mech 15th Anniversary Toy 71860

Lloyd’s Titan Mech 15th Anniversary Toy 71860

Current sale price is £115.99

Regular price was £117.99

4 out of 5 stars

8 reviews

LEGO Star Wars BB-8 Astromech Droid Figure (75452)

BB-8 Astromech Droid Figure (75452)

Current sale price is £69.99

(Save £10)

Regular price was £79.99

4.5 out of 5 stars

38 reviews

LEGO Botanical Peace Lily Flower Decor Set (11504)

Peace Lily Flower Decor Set (11504)

Current sale price is £42.99

(Save £12)

Regular price was £54.99

4.3 out of 5 stars

34 reviews

LEGO Botanical Botanicals Wildflower Bouquet 10313

Botanicals Wildflower Bouquet 10313

Current sale price is £39.99

(Save £15)

Regular price was £54.99

4.8 out of 5 stars

205 reviews

LEGO Architecture Paris – City of Love Set (21064)

LEGO Architecture

Paris – City of Love Set (21064)

Current sale price is £59.99

(Save £10)

Regular price was £69.99

4.5 out of 5 stars

27 reviews

LEGO Technic BMW M4 GT3 EVO Race Car Model Kit 42226

BMW M4 GT3 EVO Race Car Model Kit 42226

£59.99

5 out of 5 stars

1 review

LEGO Minecraft Mini Biomes Building Toy (21589)

Mini Biomes Building Toy (21589)

Current sale price is £45.99

(Save £9)

Regular price was £54.99

5 out of 5 stars

11 reviews

LEGO Ninjago Four Weapons Blacksmith 15th Anniversary (71858)

Four Weapons Blacksmith 15th Anniversary (71858)

£89.99

5 out of 5 stars

22 reviews

LEGO ART Hokusai – The Great Wave Craft Set 31208

Hokusai – The Great Wave Craft Set 31208

£89.99

4.8 out of 5 stars

155 reviews

LEGO Harry Potter Book Nook: Hogwarts Express Toy Set 76450

LEGO Harry Potter

Book Nook: Hogwarts Express Toy Set 76450

Current sale price is £70.99

(Save £19)

Regular price was £89.99

4.5 out of 5 stars

27 reviews

LEGO Star Wars C-3PO, Droid Character Figure 75398

C-3PO, Droid Character Figure 75398

£124.99

4.7 out of 5 stars

145 reviews

LEGO Fortnite Battle Bus

Battle Bus

Current sale price is £69.99

(Save £20)

Regular price was £89.99

4.9 out of 5 stars

130 reviews

LEGO Harry Potter Hagrid & Harrys Motorcycle Ride 76443

LEGO Harry Potter

Hagrid & Harrys Motorcycle Ride 76443

Current sale price is £34.99

(Save £10)

Regular price was £44.99

4.9 out of 5 stars

48 reviews

LEGO Botanical Botanicals Bouquet of Roses 10328

Botanicals Bouquet of Roses 10328

Current sale price is £38.99

(Save £16)

Regular price was £54.99

4.9 out of 5 stars

154 reviews

LEGO Star Wars Obi-Wan Kenobi’s Jedi Starfighter™

Obi-Wan Kenobi’s Jedi Starfighter™

£29.99

4.6 out of 5 stars

95 reviews

LEGO Architecture Himeji Castle Building Set 21060

LEGO Architecture

Himeji Castle Building Set 21060

Current sale price is £104.99

(Save £35)

Regular price was £139.99

4.7 out of 5 stars

173 reviews

LEGO Harry Potter Enchanted Flying Ford Anglia Toy (76470)

LEGO Harry Potter

Enchanted Flying Ford Anglia Toy (76470)

Current sale price is £56.99

(Save £13)

Regular price was £69.99

4.8 out of 5 stars

22 reviews

LEGO Ideas Polaroid OneStep SX-70 Camera Set 21345

Polaroid OneStep SX-70 Camera Set 21345

£69.99

4.5 out of 5 stars

115 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.