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AX Paris Square Neck A-Line Midi Dress - Navy

Square Neck A-Line Midi Dress - Navy

£48

1 out of 5 stars

1 review

UGG Kids Lo Lowmel Shoe - Black

Kids Lo Lowmel Shoe - Black

Current sale price is £47

(Save £48)

Regular price was £95

1 out of 5 stars

1 review

Columbia Women's Pouring Adventure III Jacket - Black

Women's Pouring Adventure III Jacket - Black

Current sale price is £43.75

(Save £46.25)

Regular price was £90

1 out of 5 stars

1 review

Michelle Keegan Pleat Detail Wide Leg Jeans - Dark Wash

Michelle Keegan

Pleat Detail Wide Leg Jeans - Dark Wash

£40

1 out of 5 stars

1 review

Vida Designs Durham 2 x 3 Cube Storage Unit - White

Durham 2 x 3 Cube Storage Unit - White

Current sale price is £47

(Save £12)

Regular price was £59

1.6 out of 5 stars

5 reviews

AX Paris Diamante Double Breasted Blazer - Black

Diamante Double Breasted Blazer - Black

Current sale price is £45.50

(Save £19.50)

Regular price was £65

1 out of 5 stars

1 review

River Island Waterfall Collar Twill Coat - Beige

Waterfall Collar Twill Coat - Beige

Current sale price is £40.25

(Save £69.75)

Regular price was £110

1 out of 5 stars

1 review

Columbia Women's Jasper Ridge Pebbled Fleece Full Snap - Black

Women's Jasper Ridge Pebbled Fleece Full Snap - Black

Current sale price is £49

(Save £21)

Regular price was £70

1 out of 5 stars

1 review

UGG Infant Tasman Maxi Curly Slippers - Chestnut

Infant Tasman Maxi Curly Slippers - Chestnut

Current sale price is £42

(Save £28)

Regular price was £70

1 out of 5 stars

1 review

UGG Kids Classic Mini II Boots - Black

Kids Classic Mini II Boots - Black

Current sale price is £45

(Save £65)

Regular price was £110

1 out of 5 stars

1 review

Six Stories Collarless Tailored Jacket - Pink

Collarless Tailored Jacket - Pink

Current sale price is £47.50

(Save £71.50)

Regular price was £119

1 out of 5 stars

1 review

adidas Sportswear Women's Cloudfoam Flex Elastic Laces - Black

adidas Sportswear

Women's Cloudfoam Flex Elastic Laces - Black

£50

1 out of 5 stars

1 review

AX Paris Faux Suede Belted Shirt Dress - Brown

Faux Suede Belted Shirt Dress - Brown

Current sale price is £45

(Save £15)

Regular price was £60

1 out of 5 stars

2 reviews

Xbox EA SPORTS FC™ 26 5900 FC Points

EA SPORTS FC™ 26 5900 FC Points

£45.49

1 out of 5 stars

1 review

Timberland Allington Heights Mid Zip Up Boot - Full Grain - Black

Allington Heights Mid Zip Up Boot - Full Grain - Black

Current sale price is £40.50

(Save £84.50)

Regular price was £125

1 out of 5 stars

1 review

Only Long Belt Coat - Brown

Long Belt Coat - Brown

Current sale price is £49

(Save £21)

Regular price was £70

1 out of 5 stars

1 review

Mango Chiffon Ruffle Maxi Dress - Dusky Pink

Chiffon Ruffle Maxi Dress - Dusky Pink

Current sale price is £45

(Save £135)

Regular price was £180

1 out of 5 stars

2 reviews

AX Paris Lace Long Sleeve Bodycon Mini Dress - Purple

Lace Long Sleeve Bodycon Mini Dress - Purple

Current sale price is £40

(Save £10)

Regular price was £50

1 out of 5 stars

2 reviews

Forever New Effie Bardot Heatseal Maxi - Brown

Effie Bardot Heatseal Maxi - Brown

Current sale price is £40.50

(Save £94.50)

Regular price was £135

1 out of 5 stars

1 review

Pretty Lavish Alyssia Square Neck Stripe Knit Long Midaxi Dress - Dark Beige And Black

Alyssia Square Neck Stripe Knit Long Midaxi Dress - Dark Beige And Black

Current sale price is £47.50

(Save £20.50)

Regular price was £68

1 out of 5 stars

1 review

Yours Curve Long Sleeve Knot Maxi Dress - Black

Curve Long Sleeve Knot Maxi Dress - Black

£50

1 out of 5 stars

1 review

The North Face Women's Mountain Athletics Hooded Wind Jacket - Blue

Women's Mountain Athletics Hooded Wind Jacket - Blue

Current sale price is £47.25

(Save £57.75)

Regular price was £105

1 out of 5 stars

1 review

Sosandar Blue Conversational Paisley Print Midaxi Wrap Dress - Blue

Blue Conversational Paisley Print Midaxi Wrap Dress - Blue

Current sale price is £47.25

(Save £31.75)

Regular price was £79

1 out of 5 stars

1 review

AX Paris Velvet Knot Detail Wrap Skirt Midi Dress - Wine

Velvet Knot Detail Wrap Skirt Midi Dress - Wine

Current sale price is £42

(Save £18)

Regular price was £60

1 out of 5 stars

1 review

Cooper & Grey Leopard Print Duvet Cover Set

Leopard Print Duvet Cover Set

From £45

1 out of 5 stars

1 review

CHELSEA PEERS Classic Long Button Up Set - Dark Blue

Classic Long Button Up Set - Dark Blue

Current sale price is £40.50

(Save £17.50)

Regular price was £58

1 out of 5 stars

1 review

Smoby Maxi-Cosi Doll Pushchair + Pram Beige (3 in 1)

Maxi-Cosi Doll Pushchair + Pram Beige (3 in 1)

Current sale price is £44.99

(Save £15)

Regular price was £59.99

1 out of 5 stars

2 reviews

Say It With Dainty Winged Initial Charm Necklace - Sterling Silver A-Z - M

+23 colours+22 colours+21 colours+20 colours+19 colours

Available in a, s, l and 23 more coloursAvailable in a, s, l, k and 22 more coloursAvailable in a, s, l, k, b and 21 more coloursAvailable in a, s, l, k, b, y and 20 more coloursAvailable in a, s, l, k, b, y, g and 19 more colours

Dainty Winged Initial Charm Necklace - Sterling Silver A-Z - M

Current sale price is £49.50

(Save £5.50)

Regular price was £55

1 out of 5 stars

1 review

Joe Browns Malibu Ocean Tankini - Blue

Malibu Ocean Tankini - Blue

£40

1 out of 5 stars

1 review

Tommy Jeans Eva Leather Runner Trainer - White

Eva Leather Runner Trainer - White

Current sale price is £50

(Save £40)

Regular price was £90

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.