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Valentino Frisia Shoulder Bag - Pink

Frisia Shoulder Bag - Pink

Current sale price is £44.25

(Save £94.75)

Regular price was £139

1 out of 5 stars

1 review

Quiz Navy Cap Sleeve Mini Dress

Navy Cap Sleeve Mini Dress

£45

1 out of 5 stars

1 review

MSI PRO MP242L - 24in - FHD IPS - 100Hz - Flat Monitor - Black

PRO MP242L - 24in - FHD IPS - 100Hz - Flat Monitor - Black

Current sale price is £49

(Save £30)

Regular price was £79

1 out of 5 stars

1 review

The Very Collection Black Speckle Reactive 12 Piece Dinner Set

The Very Collection

Black Speckle Reactive 12 Piece Dinner Set

Current sale price is £45

(Save £10)

Regular price was £55

1 out of 5 stars

1 review

Xbox EA SPORTS FC™ 26 5900 FC Points

EA SPORTS FC™ 26 5900 FC Points

£45.49

1 out of 5 stars

1 review

Luxury Baby Girl Gift Hamper

Luxury Baby Girl Gift Hamper

£49.99

1 out of 5 stars

1 review

TP Link Tapo TD20 2K Video Doorbell

Tapo TD20 2K Video Doorbell

Current sale price is £41.99

(Save £3)

Regular price was £44.99

1 out of 5 stars

1 review

Jon Richard Simply Silver Sterling Silver 925 Polished Diamond Cut Clover Set - Gift Box

Simply Silver Sterling Silver 925 Polished Diamond Cut Clover Set - Gift Box

£40

1 out of 5 stars

1 review

River Island Skinny Jeans - Medium Denim

Skinny Jeans - Medium Denim

£49

1 out of 5 stars

1 review

Sweaty Betty Womens Training Athlete Seamless Workout Long Sleeve Top - Black

Womens Training Athlete Seamless Workout Long Sleeve Top - Black

Current sale price is £44

(Save £11)

Regular price was £55

1 out of 5 stars

1 review

Moschino Toy2 X24 EDP 50ml Set (Worth £86.75)

Toy2 X24 EDP 50ml Set (Worth £86.75)

Current sale price is £42

(Save £30)

Regular price was £72

1 out of 5 stars

1 review

Friends Like These Croc Pu Straight Leg Trouser - Black

Friends Like These

Croc Pu Straight Leg Trouser - Black

£40

1 out of 5 stars

1 review

AX Paris Lace Long Sleeve Bodycon Mini Dress - Purple

Lace Long Sleeve Bodycon Mini Dress - Purple

Current sale price is £40

(Save £10)

Regular price was £50

1 out of 5 stars

2 reviews

Liberty House Kids Table and Two Chairs Set Green

Kids Table and Two Chairs Set Green

Current sale price is £44

(Save £11)

Regular price was £55

1 out of 5 stars

1 review

Silentnight Ultimate Deep Sleep Charocal Mattress Topper

Ultimate Deep Sleep Charocal Mattress Topper

From £45

1 out of 5 stars

1 review

WATERSIDE 12pc Thick Cream Band

12pc Thick Cream Band

£40

1 out of 5 stars

2 reviews

AX Paris Faux Suede Belted Shirt Dress - Brown

Faux Suede Belted Shirt Dress - Brown

Current sale price is £45

(Save £15)

Regular price was £60

1 out of 5 stars

1 review

Juicy Couture Cheviot Wide Leg Joggers - Burgundy Red

Cheviot Wide Leg Joggers - Burgundy Red

Current sale price is £42.75

(Save £32.25)

Regular price was £75

1 out of 5 stars

1 review

The Very Collection Scallop Corner Laundry Basket

The Very Collection

Scallop Corner Laundry Basket

£40

1 out of 5 stars

1 review

Calvin Klein Jeans High Rise Skinny Jean - Black

Calvin Klein Jeans

High Rise Skinny Jean - Black

Current sale price is £45

(Save £45)

Regular price was £90

1 out of 5 stars

2 reviews

Roman Satin Ruffle Neck Blouse - Cerise

Satin Ruffle Neck Blouse - Cerise

£42

1 out of 5 stars

2 reviews

Very Home Juno Geometric Natural Blend Rug

Juno Geometric Natural Blend Rug

From £45

1 out of 5 stars

1 review

Silentnight Luxury Hotel Collection Electric Blanket

Luxury Hotel Collection Electric Blanket

Current sale price is From £48

(Save up to £20)

Regular price was From £65

1 out of 5 stars

1 review

MARC JACOBS Button Pendant Necklace - Gold/Black

Button Pendant Necklace - Gold/Black

Current sale price is £47.50

(Save £47.50)

Regular price was £95

1 out of 5 stars

2 reviews

Quiz Green Jacquard Wrap Midi Dress

Green Jacquard Wrap Midi Dress

£45

1 out of 5 stars

1 review

Puma Women's Carina 3.0 Animal Flair Trainers - Black

Women's Carina 3.0 Animal Flair Trainers - Black

Current sale price is £41.50

(Save £10.50)

Regular price was £52

1 out of 5 stars

1 review

Say It With 11:11 Ring - Yellow Gold

11:11 Ring - Yellow Gold

£40

1 out of 5 stars

1 review

AllSaints All Saints Back Graphic Short Sleeve T-Shirt - Brown

All Saints Back Graphic Short Sleeve T-Shirt - Brown

Current sale price is £50

(Save £9)

Regular price was £59

1 out of 5 stars

1 review

Joe Browns Bright Blooms High Neck Jersey Top - Purple

Bright Blooms High Neck Jersey Top - Purple

£45

1 out of 5 stars

1 review

Salter Boston 4 Slice Toaster - White

Boston 4 Slice Toaster - White

Current sale price is £49

(Save £10)

Regular price was £59

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.