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The Love Collection 9ct Yellow GoldOval Curb Bracelet

The Love Collection

9ct Yellow GoldOval Curb Bracelet

£1199

1 out of 5 stars

1 review

Armani Exchange Men's Sync Chronograph Silicone Watch Ax4172 - Grey

Bank Holiday Deal

Armani Exchange

Men's Sync Chronograph Silicone Watch Ax4172 - Grey

Current sale price is £98.50

(Save £40.50)

Regular price was £139

1 out of 5 stars

1 review

Activity Superstore Two Night Getaway

Bank Holiday Deal

Activity Superstore

Two Night Getaway

Current sale price is £99.99

(Save £50)

Regular price was £149.99

1.9 out of 5 stars

7 reviews

Ingersoll 1892 The Springfield Automatic Mens Watch with Black Dial and Stainless Steel Bracelet - I15203

1892 The Springfield Automatic Mens Watch with Black Dial and Stainless Steel Bracelet - I15203

Current sale price is £249

(Save £166)

Regular price was £415

1 out of 5 stars

1 review

Armani Exchange Mens Chronograph Grey Silicone Watch, AX1971

Armani Exchange

Mens Chronograph Grey Silicone Watch, AX1971

£239

1 out of 5 stars

1 review

Emporio Armani Chronograph Black Ceramic Watch

Bank Holiday Deal

Chronograph Black Ceramic Watch

Current sale price is £349

(Save £150)

Regular price was £499

1 out of 5 stars

1 review

Ingersoll 1892 The Rim Automatic Mens Watch with Black Skeleton Dial and Black PU Strap

1892 The Rim Automatic Mens Watch with Black Skeleton Dial and Black PU Strap

£525

1 out of 5 stars

2 reviews

Armani Exchange Men's Automatic, Stainless Steel Watch, Ax2463 - Black

Bank Holiday Deal

Armani Exchange

Men's Automatic, Stainless Steel Watch, Ax2463 - Black

Current sale price is £231

(Save £58)

Regular price was £289

1 out of 5 stars

1 review

Ingersoll 1892 The Spur Automatic Mens Watch with Black Skeleton Dial and Silver Stainless Steel Bracelet - I17001

1892 The Spur Automatic Mens Watch with Black Skeleton Dial and Silver Stainless Steel Bracelet - I17001

Current sale price is £201

(Save £134)

Regular price was £335

1 out of 5 stars

1 review

Virgin Experience Days Digital £150 Gift Card

Bank Holiday Deal

Virgin Experience Days

Digital £150 Gift Card

Current sale price is £135

(Save £15)

Regular price was £150

1 out of 5 stars

2 reviews

BOSS Candor Automatic Watch

Candor Automatic Watch

Current sale price is £199

(Save £140)

Regular price was £339

1 out of 5 stars

1 review

Virgin Experience Days Digital £250 Gift Card

Virgin Experience Days

Digital £250 Gift Card

Current sale price is £230

(Save £20)

Regular price was £250

1.5 out of 5 stars

2 reviews

Casio Mdv-107 Divers Watch

Mdv-107 Divers Watch

£79.90

1 out of 5 stars

1 review

Ingersoll The Charles Leather Strap Watch

The Charles Leather Strap Watch

Current sale price is £178

(Save £177)

Regular price was £355

1 out of 5 stars

1 review

Virgin Experience Days Cream Tea for Two at The Georgian, Harrods - London

Virgin Experience Days

Cream Tea for Two at The Georgian, Harrods - London

£60

1 out of 5 stars

1 review

Made by Zen Gem Aroma Diffuser

Gem Aroma Diffuser

£69

1 out of 5 stars

1 review

HUGO Gents #LITFORHIM Black Silicone Watch

Gents #LITFORHIM Black Silicone Watch

£79

1 out of 5 stars

1 review

Activity Superstore £100 Gift Experience Day Voucher

Activity Superstore

£100 Gift Experience Day Voucher

£100

1 out of 5 stars

1 review

MenKind Heated Foot Massager

Heated Foot Massager

£40

1 out of 5 stars

1 review

Virgin Experience Days 30 Minute Flying Lesson - 4 UK Locations

Bank Holiday Deal

Virgin Experience Days

30 Minute Flying Lesson - 4 UK Locations

Current sale price is £99

(Save £11)

Regular price was £110

1 out of 5 stars

1 review

HUGO Gents #LEAP Grey IP Bracelet Watch

Gents #LEAP Grey IP Bracelet Watch

£219

1 out of 5 stars

2 reviews

Spicers Of Hythe Bucket of Beer

Spicers Of Hythe

Bucket of Beer

£32.99

1 out of 5 stars

1 review

BOSS Gents Principle Black Dial Bracelet Watch

Gents Principle Black Dial Bracelet Watch

£159

1 out of 5 stars

1 review

Lacoste Metropole Mens bracelet Gold

Metropole Mens bracelet Gold

£89

1 out of 5 stars

1 review

Virgin Experience Days Visit To The View From The Shard And Three Course Meal At Marco Pierre WhiteS London Steakhouse Co For Two

Virgin Experience Days

Visit To The View From The Shard And Three Course Meal At Marco Pierre WhiteS London Steakhouse Co For Two

£127

1 out of 5 stars

1 review

ChloBo Mens Gold Black Lava And Tigers Eye Set Of 2

Mens Gold Black Lava And Tigers Eye Set Of 2

£130

1 out of 5 stars

1 review

HUGO Gents #ICON Black Silicone Strap Watch

Gents #ICON Black Silicone Strap Watch

£139

1 out of 5 stars

1 review

Reflex Active Nexus Calling Smart Watch and Headphone Set

Bank Holiday Deal

Nexus Calling Smart Watch and Headphone Set

Current sale price is £45

(Save £14)

Regular price was £59

1 out of 5 stars

2 reviews

Sekonda Men's Digital Grey Plastic Strap with Grey Dial Watch

Men's Digital Grey Plastic Strap with Grey Dial Watch

£60

1 out of 5 stars

1 review

Police Ray Multi Dial Black Leather Strap Watch

Bank Holiday Deal

Ray Multi Dial Black Leather Strap Watch

Current sale price is £119

(Save £30)

Regular price was £149

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.