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Very Home Carina 200 cm Dining Table + 4 Chairs - Black/Natural - FSC® Certified

Carina 200 cm Dining Table + 4 Chairs - Black/Natural - FSC® Certified

Current sale price is £429

(Save £370)

Regular price was £799

2.9 out of 5 stars

9 reviews

PCSpecialist Fusion 32 Gaming Desktop (RTX 5060 Ti, AMD Ryzen 5, 16GB RAM, 1TB SSD) with 24.5in FHD Monitor, Headset, Keyboard, Mouse and Mat

Fusion 32 Gaming Desktop (RTX 5060 Ti, AMD Ryzen 5, 16GB RAM, 1TB SSD) with 24.5in FHD Monitor, Headset, Keyboard, Mouse and Mat

Current sale price is £999

(Save £300)

Regular price was £1299

2 out of 5 stars

4 reviews

ValueLights Infinity Matt Black Double Twist Integrated Led Floor Lamp

Infinity Matt Black Double Twist Integrated Led Floor Lamp

£69

2.8 out of 5 stars

4 reviews

Stormforce Duoface Gaming Desktop - GeForce RTX 5070 Ti, AMD Ryzen 7, 32GB RAM, 2TB SSD - Black

Duoface Gaming Desktop - GeForce RTX 5070 Ti, AMD Ryzen 7, 32GB RAM, 2TB SSD - Black

£1900

2.3 out of 5 stars

4 reviews

CyberPower PC LC216 Gaming Desktop - GeForce RTX 5070, Intel Core i7, 32GB RAM, 1TB SSD

LC216 Gaming Desktop - GeForce RTX 5070, Intel Core i7, 32GB RAM, 1TB SSD

£2099

2.5 out of 5 stars

2 reviews

Skechers Bobs Geo Lite Divine Look Lace-Up Trainer - Black

Bobs Geo Lite Divine Look Lace-Up Trainer - Black

Current sale price is £28.75

(Save £30.25)

Regular price was £59

2.3 out of 5 stars

3 reviews

Tower 45l Recycling Pedal Bin

45l Recycling Pedal Bin

Current sale price is £75

(Save £35)

Regular price was £110

2 out of 5 stars

1 review

XR Living Fern 4 Poster Canopy Bed With White Soft Glow LED Light - Black

Available in black, black coloursAvailable in black, black coloursAvailable in black, black coloursAvailable in black, black coloursAvailable in black, black colours

Fern 4 Poster Canopy Bed With White Soft Glow LED Light - Black

From £229

2 out of 5 stars

1 review

The Very Collection Knitted Insert Leather Gloves - Black

The Very Collection

Knitted Insert Leather Gloves - Black

Current sale price is £10.20

(Save £11.80)

Regular price was £22

2.5 out of 5 stars

2 reviews

River Island Curved Heel Knee High Boot - Black

Curved Heel Knee High Boot - Black

Current sale price is £26

(Save £40)

Regular price was £66

2.7 out of 5 stars

3 reviews

Catherine Lansfield Stab Stitch Throw

+3 colours+2 colours+1 colour

Available in black, sage, natural, lilac, plum, blue coloursAvailable in black, sage, natural, lilac, plum, blue coloursAvailable in black, sage, natural, lilac, plum, blue coloursAvailable in black, sage, natural, lilac, plum, blue coloursAvailable in black, sage, natural, lilac, plum, blue colours

Catherine Lansfield

Stab Stitch Throw

Current sale price is From £22

(Save up to £10)

Regular price was From £32

2 out of 5 stars

1 review

adidas Sportswear Women's All Szn French Terry Regular Sweatshirt - Black

adidas Sportswear

Women's All Szn French Terry Regular Sweatshirt - Black

Current sale price is £24

(Save £16)

Regular price was £40

2 out of 5 stars

1 review

CyberPower PC LC216 - GeForce RTX 4060 Ti - Intel Core i5 12400F - 16GB - 1TB - Black

LC216 - GeForce RTX 4060 Ti - Intel Core i5 12400F - 16GB - 1TB - Black

£1009

2.5 out of 5 stars

2 reviews

V by Very Shape Enhancing Seamless Plunge Bra - Black

Shape Enhancing Seamless Plunge Bra - Black

Current sale price is £6

(Save £10)

Regular price was £16

2.6 out of 5 stars

18 reviews

Birlea Ava 5 Drawer Dressing Table - Black

Ava 5 Drawer Dressing Table - Black

Current sale price is £149

(Save £50)

Regular price was £199

2 out of 5 stars

2 reviews

The Very Collection Lace Tiered Maxi Skirt - Black

The Very Collection

Lace Tiered Maxi Skirt - Black

Current sale price is £10.25

(Save £24.75)

Regular price was £35

2 out of 5 stars

2 reviews

New Look Black Brushed Double Breasted Trench Coat

Black Brushed Double Breasted Trench Coat

£69.99

2 out of 5 stars

1 review

Clarks Wide Fit Lauryl Tassel Leather Loafers - Black

Wide Fit Lauryl Tassel Leather Loafers - Black

Current sale price is £30.60

(Save £29.40)

Regular price was £60

2.8 out of 5 stars

5 reviews

GFW Kube 2 x 2 Storage Unit - Black/Walnut

Kube 2 x 2 Storage Unit - Black/Walnut

Current sale price is £39

(Save £6)

Regular price was £45

2.3 out of 5 stars

3 reviews

New Balance Womens Running Packable Jacket - Black

Womens Running Packable Jacket - Black

Current sale price is £56

(Save £24)

Regular price was £80

2 out of 5 stars

4 reviews

Michelle Keegan Co-Ord Flare Trousers - Black

Michelle Keegan

Co-Ord Flare Trousers - Black

Current sale price is £17.50

(Save £17.50)

Regular price was £35

2 out of 5 stars

2 reviews

Yours Curve Tunic Fleece - Black

Curve Tunic Fleece - Black

£37

2.8 out of 5 stars

4 reviews

GoPro HERO

HERO

Current sale price is £169.99

(Save £30)

Regular price was £199.99

2.9 out of 5 stars

56 reviews

Superdry City Mid Padded Jacket - Ebony Black

City Mid Padded Jacket - Ebony Black

£120

2.8 out of 5 stars

4 reviews

River Island Slim Padded Jacket - Black

Slim Padded Jacket - Black

Current sale price is £58.65

(Save £40.35)

Regular price was £99

2 out of 5 stars

1 review

Barbour Martha Quilted Jacket - Black

Martha Quilted Jacket - Black

Current sale price is £159

(Save £40)

Regular price was £199

2 out of 5 stars

1 review

RI Petite Cutwork Trouser - Black

Cutwork Trouser - Black

Current sale price is £11.50

(Save £27.50)

Regular price was £39

2 out of 5 stars

1 review

Girlfriend Collective Womens Training Paloma Bra - Black

Girlfriend Collective

Womens Training Paloma Bra - Black

Current sale price is £12.75

(Save £30.25)

Regular price was £43

2 out of 5 stars

2 reviews

The North Face Women's Fleeski 1/4 Zip Pullover Fleece - Black

Women's Fleeski 1/4 Zip Pullover Fleece - Black

£90

2.5 out of 5 stars

2 reviews

The Very Collection Girls 3 Pack Flat Knit Tights - Black

The Very Collection

Girls 3 Pack Flat Knit Tights - Black

From £8

2.5 out of 5 stars

31 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.