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Michelle Keegan Velvet Sheer Hem Dress - Black

Michelle Keegan

Velvet Sheer Hem Dress - Black

Current sale price is £40

(Save £40)

Regular price was £80

2 out of 5 stars

1 review

New Look Washed Black Adalae High-Waist Wide Leg Jeans

Washed Black Adalae High-Waist Wide Leg Jeans

£34.99

2 out of 5 stars

1 review

Superdry Everest 5 Baffle Puffer Jacket - Black

Everest 5 Baffle Puffer Jacket - Black

£134.99

2 out of 5 stars

1 review

Regatta Womens Nurie Baffled/Quilted Jacket-Black

Womens Nurie Baffled/Quilted Jacket-Black

Current sale price is £72

(Save £12)

Regular price was £84

2.9 out of 5 stars

16 reviews

River Island Relaxed Straight Leg Jeans - Black

Relaxed Straight Leg Jeans - Black

Current sale price is £18.50

(Save £23.50)

Regular price was £42

2 out of 5 stars

3 reviews

New Look Black Brushed Double Breasted Trench Coat

Black Brushed Double Breasted Trench Coat

£69.99

2 out of 5 stars

1 review

Superdry City Mid Padded Jacket - Ebony Black

City Mid Padded Jacket - Ebony Black

£120

2.8 out of 5 stars

4 reviews

The Very Collection Button Cuff Trouser - Black

The Very Collection

Button Cuff Trouser - Black

Current sale price is £26

(Save £9)

Regular price was £35

2 out of 5 stars

4 reviews

Michelle Keegan Co-Ord Flare Trousers - Black

Michelle Keegan

Co-Ord Flare Trousers - Black

Current sale price is £17.50

(Save £17.50)

Regular price was £35

2.7 out of 5 stars

3 reviews

AX Paris Off The Shoulder Draped Bodysuit - Black

Off The Shoulder Draped Bodysuit - Black

Current sale price is £28

(Save £7)

Regular price was £35

2 out of 5 stars

1 review

The Very Collection Velvet Tie Waist Cutwork Mini Dress - Black

The Very Collection

Velvet Tie Waist Cutwork Mini Dress - Black

Current sale price is £27.50

(Save £22.50)

Regular price was £50

2 out of 5 stars

1 review

The Very Collection Barrel Jogger - Black

The Very Collection

Barrel Jogger - Black

Current sale price is £11.25

(Save £13.75)

Regular price was £25

2.8 out of 5 stars

4 reviews

Barbour International Stella Knitted Jumper - Black

Barbour International

Stella Knitted Jumper - Black

Current sale price is £63

(Save £27)

Regular price was £90

2 out of 5 stars

1 review

The Very Collection Embellished Trim Velvet Mini Dress - Black

The Very Collection

Embellished Trim Velvet Mini Dress - Black

Current sale price is £22.50

(Save £27.50)

Regular price was £50

2.7 out of 5 stars

3 reviews

V by Very The Essential Crew Neck Sweatshirt - Black

The Essential Crew Neck Sweatshirt - Black

£18

2 out of 5 stars

1 review

PixieGirl Petite Wide Leg Yoga Pant 27" - Black

Petite Wide Leg Yoga Pant 27" - Black

£27

2.3 out of 5 stars

3 reviews

V by Very Mock Crochet Shapewear Tankini Top - Black

Mock Crochet Shapewear Tankini Top - Black

Current sale price is £11.25

(Save £12.75)

Regular price was £24

2.5 out of 5 stars

2 reviews

Barbour Lydia Gilet - Black

Lydia Gilet - Black

£149

2 out of 5 stars

1 review

Michelle Keegan Rami Trousers Co-Ord - Black

Michelle Keegan

Rami Trousers Co-Ord - Black

Current sale price is £12.50

(Save £22.50)

Regular price was £35

2.8 out of 5 stars

5 reviews

Quiz Black Cap Sleeve Midi Dress

Black Cap Sleeve Midi Dress

£35

2 out of 5 stars

1 review

The Very Collection Rose Button Collar Mini Shift Dress - Black

The Very Collection

Rose Button Collar Mini Shift Dress - Black

Current sale price is £28

(Save £12)

Regular price was £40

2 out of 5 stars

1 review

RI Petite Cutwork Trouser - Black

Cutwork Trouser - Black

Current sale price is £11.50

(Save £27.50)

Regular price was £39

2 out of 5 stars

1 review

The Very Collection Sequin Wide Leg Trousers - Black

The Very Collection

Sequin Wide Leg Trousers - Black

Current sale price is £22.50

(Save £27.50)

Regular price was £50

2.3 out of 5 stars

3 reviews

V by Very One Shoulder Corsage Midaxi Dress - Black

One Shoulder Corsage Midaxi Dress - Black

Current sale price is £56

(Save £24)

Regular price was £80

2.8 out of 5 stars

18 reviews

V by Very Mono Embroidered Lace Mini Dress - Black

Mono Embroidered Lace Mini Dress - Black

Current sale price is £22

(Save £33)

Regular price was £55

2 out of 5 stars

1 review

River Island Embellished Trim Chiffon Shirt - Black

Embellished Trim Chiffon Shirt - Black

Current sale price is £21.75

(Save £27.25)

Regular price was £49

2 out of 5 stars

2 reviews

River Island Stitch Button Front Palazzo Jeans - Black

Stitch Button Front Palazzo Jeans - Black

£54

2 out of 5 stars

1 review

Joe Browns Roll Neck Top Jersey - Black

Roll Neck Top Jersey - Black

£26

2 out of 5 stars

1 review

River Island Trim Detail Pu Wrap Dress - Black

Trim Detail Pu Wrap Dress - Black

£49

2.5 out of 5 stars

2 reviews

V by Very Striped Oversized Beach Shirt - Black

Striped Oversized Beach Shirt - Black

Current sale price is £10

(Save £15)

Regular price was £25

2 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.