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Playstation Store £100 Gift Card (Digital Download)

Store £100 Gift Card (Digital Download)

£100

4.8 out of 5 stars

151 reviews

Shark Anti Hair Wrap Upright Vacuum Cleaner with Powered Lift-Away & True Pet NZ801UKT

Anti Hair Wrap Upright Vacuum Cleaner with Powered Lift-Away & True Pet NZ801UKT

Current sale price is £199

(Save £100)

Regular price was £299

4.6 out of 5 stars

4.8k reviews

Xbox Series X Console – 1TB, Carbon Black with Optional extras

Console – 1TB, Carbon Black with Optional extras

Current sale price is From £499

Regular price was From £560

4.6 out of 5 stars

441 reviews

Beko DTLCE80051W 8kg Load Fullsize Condenser Sensor Tumble Dryer - White

DTLCE80051W 8kg Load Fullsize Condenser Sensor Tumble Dryer - White

Current sale price is £249

(Save £20)

Regular price was £269

4.5 out of 5 stars

126 reviews

Vax SpotWash Duo Spot Cleaner

SpotWash Duo Spot Cleaner

Current sale price is £89

(Save £50)

Regular price was £139

4.7 out of 5 stars

703 reviews

Very Home Nova End Lift Storage Ottoman Up Bed with Mattress Options (Buy & SAVE!)

+1 colour

Available in beige, ivory, charcoal, grey coloursAvailable in beige, ivory, charcoal, grey coloursAvailable in beige, ivory, charcoal, grey coloursAvailable in beige, ivory, charcoal, grey coloursAvailable in beige, ivory, charcoal, grey colours

Nova End Lift Storage Ottoman Up Bed with Mattress Options (Buy & SAVE!)

Current sale price is From £349

(Save up to £170)

Regular price was From £479

4.3 out of 5 stars

67 reviews

Beko DTLCE80051B 8kg Load Fullsize Condenser Sensor Tumble Dryer - Black

DTLCE80051B 8kg Load Fullsize Condenser Sensor Tumble Dryer - Black

£269

4.4 out of 5 stars

89 reviews

Shark Cordless Handheld Vacuum Cleaner CH950UKT

Cordless Handheld Vacuum Cleaner CH950UKT

£79

4.6 out of 5 stars

1.4k reviews

Candy Smart CSE C10LF 10kg Condenser Tumble Dryer - White

Smart CSE C10LF 10kg Condenser Tumble Dryer - White

£279

4.1 out of 5 stars

107 reviews

Beko DTLCE70051B 7kg Load, Full Size Condenser Sensor Dryer - Black

DTLCE70051B 7kg Load, Full Size Condenser Sensor Dryer - Black

£269

4.4 out of 5 stars

85 reviews

Playstation Store £50 Gift Card (Digital Download)

Store £50 Gift Card (Digital Download)

£50

4.7 out of 5 stars

132 reviews

Numatic International Numatic Henry Quick Cordless Vacuum

Numatic International

Numatic Henry Quick Cordless Vacuum

Current sale price is £199

(Save £100)

Regular price was £299

4.5 out of 5 stars

93 reviews

Numatic International HVX-200/A2 Henry Xtra Bagged Cylinder Vacuum Cleaner

Numatic International

HVX-200/A2 Henry Xtra Bagged Cylinder Vacuum Cleaner

Current sale price is £139

(Save £30)

Regular price was £169

4.7 out of 5 stars

484 reviews

Samsung MS23K3513AK/EU Solo 23-litre, 800-watt Microwave - Black

MS23K3513AK/EU Solo 23-litre, 800-watt Microwave - Black

Current sale price is £99

(Save £40)

Regular price was £139

4.4 out of 5 stars

103 reviews

Aspire Foam Rolled Mattress

Foam Rolled Mattress

Current sale price is From £99

(Save up to £20)

Regular price was From £119

4.4 out of 5 stars

153 reviews

Apple iPhone 13, 128Gb - Midnight

Trade in & get up to £590*

iPhone 13, 128Gb - Midnight

Current sale price is £425

(Save £74)

Regular price was £499

4.7 out of 5 stars

127 reviews

Silentnight Miracoil Pillowtop Mattress - Firm - Express Delivery available

Miracoil Pillowtop Mattress - Firm - Express Delivery available

Current sale price is From £209

(Save up to £150)

Regular price was From £329

4 out of 5 stars

626 reviews

UGG Goldenstar Clog - Chestnut

Goldenstar Clog - Chestnut

£125

4.8 out of 5 stars

54 reviews

V by Very Longline Military Jacket - Black

Longline Military Jacket - Black

£45

4.4 out of 5 stars

572 reviews

Apple iPhone 14, 128Gb - Midnight

Trade in & get up to £590*

iPhone 14, 128Gb - Midnight

Current sale price is £495

(Save £104)

Regular price was £599

4.8 out of 5 stars

93 reviews

NINJA 3-in-1 Food Processor and Blender with Auto-iQ BN800UK

3-in-1 Food Processor and Blender with Auto-iQ BN800UK

Current sale price is £164

(Save £35)

Regular price was £199

4.5 out of 5 stars

1.2k reviews

Panda London Memory Foam Bamboo Mattress Topper - White

Memory Foam Bamboo Mattress Topper - White

Current sale price is From £84

(Save up to £26)

Regular price was From £99

4.8 out of 5 stars

6.7k reviews

Nintendo Switch Console

Nintendo Switch

Console

£259

4.8 out of 5 stars

218 reviews

NINJA Foodi MAX Dual Zone 9.5L Air Fryer AF400UK

Foodi MAX Dual Zone 9.5L Air Fryer AF400UK

Current sale price is £179

(Save £50)

Regular price was £229

4.9 out of 5 stars

8.7k reviews

Sony WH-CH720N Noise-Cancelling Wireless Bluetooth Headphones - Up to 35 hours battery life and Quick Charge - Black

Available in black, white, blue coloursAvailable in black, white, blue coloursAvailable in black, white, blue coloursAvailable in black, white, blue coloursAvailable in black, white, blue colours

WH-CH720N Noise-Cancelling Wireless Bluetooth Headphones - Up to 35 hours battery life and Quick Charge - Black

Current sale price is From £69

(Save up to £60)

Regular price was £129

4.5 out of 5 stars

826 reviews

Numatic International Hetty Extra - Pink

Numatic International

Hetty Extra - Pink

Current sale price is £139

(Save £30)

Regular price was £169

4.7 out of 5 stars

183 reviews

Swan SR15690W 48cm Wide, 144cm High, 50/50 Split Compact Fridge Freezer - White

SR15690W 48cm Wide, 144cm High, 50/50 Split Compact Fridge Freezer - White

Current sale price is £219

Regular price was £229

4.2 out of 5 stars

39 reviews

Silentnight Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

From £52

4.4 out of 5 stars

736 reviews

Swan SR750100B 84cm Wide, Total No Frost, American-Style Freestanding Fridge Freezer - Black

SR750100B 84cm Wide, Total No Frost, American-Style Freestanding Fridge Freezer - Black

Current sale price is £449

(Save £30)

Regular price was £479

4.6 out of 5 stars

27 reviews

Playstation Store £40 Gift Card (Digital Download)

Store £40 Gift Card (Digital Download)

£40

4.8 out of 5 stars

49 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.