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The Very Collection Colourblock Crew Neck Jumper - Blue

The Very Collection

Colourblock Crew Neck Jumper - Blue

Current sale price is £25.50

(Save £6.50)

Regular price was £32

5 out of 5 stars

1 review

Superdry Borg Lined Hoodie - Navy

Borg Lined Hoodie - Navy

£75

5 out of 5 stars

1 review

Regular Fit Essential Flag Logo T-Shirt - Blue

Current sale price is £28.75

(Save £11.25)

Regular price was £40

5 out of 5 stars

1 review

Lacoste Classic Half Zip Knitted Jumper - Navy

Classic Half Zip Knitted Jumper - Navy

£130

5 out of 5 stars

2 reviews

The Very Collection Fairisle Shawl Cardigan - Navy

The Very Collection

Fairisle Shawl Cardigan - Navy

Current sale price is £28.50

(Save £7.50)

Regular price was £36

5 out of 5 stars

2 reviews

Superdry Chunky Raglan Knitted Jumper - Navy

Chunky Raglan Knitted Jumper - Navy

Current sale price is £40

(Save £10)

Regular price was £50

5 out of 5 stars

1 review

Crew Neck Knitted Logo Jumper - Navy

£110

5 out of 5 stars

5 reviews

The Very Collection Cotton Rich Knitted Crew Neck Jumper - Navy

The Very Collection

Cotton Rich Knitted Crew Neck Jumper - Navy

Current sale price is £16.50

(Save £5.50)

Regular price was £22

5 out of 5 stars

1 review

Very Man Merino Wool 1/4 Zip Jumper - Navy

Merino Wool 1/4 Zip Jumper - Navy

Current sale price is £30

(Save £10)

Regular price was £40

5 out of 5 stars

1 review

The Very Collection Jacquard Oversized Textured Hoody - Blue

The Very Collection

Jacquard Oversized Textured Hoody - Blue

Current sale price is £22.50

(Save £7.50)

Regular price was £30

5 out of 5 stars

1 review

The Very Collection Double Pocket Overshirt - Navy

The Very Collection

Double Pocket Overshirt - Navy

Current sale price is £20.75

(Save £11.25)

Regular price was £32

5 out of 5 stars

1 review

Lacoste Fleece Quarter Zip Sweat Top - Dark Blue

Fleece Quarter Zip Sweat Top - Dark Blue

£115

5 out of 5 stars

4 reviews

Jack & Jones Kane Commute Travel Smart Joggers - Navy

Kane Commute Travel Smart Joggers - Navy

£35

5 out of 5 stars

1 review

adidas Originals FIREBIRD TRACK PANTS

adidas Originals

FIREBIRD TRACK PANTS

£55

5 out of 5 stars

2 reviews

Very Man Knitted Rib Short Sleeve Polo Top - Light Blue

Knitted Rib Short Sleeve Polo Top - Light Blue

Current sale price is £14.75

(Save £13.25)

Regular price was £28

5 out of 5 stars

1 review

Barbour International Exclusive - Zip Tracksuit - Navy

Barbour International

Exclusive - Zip Tracksuit - Navy

£179

5 out of 5 stars

3 reviews

River Island Long Sleeve Ribbed Muscle Fit Knitted Polo Shirt - Navy

Long Sleeve Ribbed Muscle Fit Knitted Polo Shirt - Navy

Current sale price is £22

(Save £12)

Regular price was £34

5 out of 5 stars

1 review

Lacoste Regular Fit Cotton Ottoman Polo Shirt -navy

Regular Fit Cotton Ottoman Polo Shirt -navy

£79

5 out of 5 stars

1 review

Calvin Klein Jeans Nylon Monogram Quilted Jacket - Blue

Calvin Klein Jeans

Nylon Monogram Quilted Jacket - Blue

Current sale price is £129.50

(Save £50.50)

Regular price was £180

5 out of 5 stars

1 review

Very Man Merino Wool Long Sleeve Crew Neck Jumper - Navy

Merino Wool Long Sleeve Crew Neck Jumper - Navy

Current sale price is £24.25

(Save £13.75)

Regular price was £38

5 out of 5 stars

1 review

Tchup Relaxed Fit Centre Logo T-Shirt - Light Blue

Current sale price is £36

(Save £9)

Regular price was £45

5 out of 5 stars

1 review

The Very Collection Long Sleeve Button Down Oxford Shirt - Navy

The Very Collection

Long Sleeve Button Down Oxford Shirt - Navy

Current sale price is £16.50

(Save £5.50)

Regular price was £22

5 out of 5 stars

1 review

Left Chest Patch Logo Regular Fit Crew Neck Sweatshirt - Navy

£135

5 out of 5 stars

1 review

Tommy Jeans Regular Fit Left Chest Badge Crew Neck Sweatshirt - Navy

Regular Fit Left Chest Badge Crew Neck Sweatshirt - Navy

£70

5 out of 5 stars

1 review

Zavetti Canada Oshawa 2.0 Padded Parka - Navy

Oshawa 2.0 Padded Parka - Navy

£125

5 out of 5 stars

17 reviews

Original Housemark Logo Short Sleeve T-shirt - Blue

Current sale price is £21.50

(Save £5.50)

Regular price was £27

5 out of 5 stars

1 review

Left Chest Patch Logo Regular Fit Overhead Hoodie - Navy

£150

5 out of 5 stars

1 review

Relaxed Fit Centre Logo T-Shirt - Dark Blue

£45

5 out of 5 stars

1 review

Barbour Cragwell Relaxed Fit Half Zip Sweatshirt - Navy

Cragwell Relaxed Fit Half Zip Sweatshirt - Navy

Current sale price is £80

(Save £20)

Regular price was £100

5 out of 5 stars

1 review

Very Man Merino Wool 1/4 Zip Jumper - Light Blue

Merino Wool 1/4 Zip Jumper - Light Blue

Current sale price is £26

(Save £14)

Regular price was £40

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.