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Customer Rating 5, Formal, Brown

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The Very Collection Faux Fur Collared Belted Coat - Light Brown

The Very Collection

Faux Fur Collared Belted Coat - Light Brown

Current sale price is £64

(Save £16)

Regular price was £80

5 out of 5 stars

1 review

The Very Collection Satin Pleated Trousers - Brown

The Very Collection

Satin Pleated Trousers - Brown

Current sale price is £22.50

(Save £7.50)

Regular price was £30

5 out of 5 stars

1 review

The Very Collection Collarless Wrap Coat - Brown

The Very Collection

Collarless Wrap Coat - Brown

£75

5 out of 5 stars

5 reviews

Michelle Keegan Sheer Skirt Beaded Maxi Dress - Purple

Michelle Keegan

Sheer Skirt Beaded Maxi Dress - Purple

Current sale price is £76

(Save £19)

Regular price was £95

5 out of 5 stars

1 review

New Look Dark Brown Faux Fur Longline Coat

Dark Brown Faux Fur Longline Coat

Current sale price is £79.50

(Save £20.49)

Regular price was £99.99

5 out of 5 stars

2 reviews

The Very Collection Curve Faux Fur Aviator Jacket - Dark Brown

The Very Collection Curve

Faux Fur Aviator Jacket - Dark Brown

Current sale price is £53

(Save £12)

Regular price was £65

5 out of 5 stars

1 review

The Very Collection V Neck Plisse Long Sleeve Mini Dress - Brown

The Very Collection

V Neck Plisse Long Sleeve Mini Dress - Brown

Current sale price is £45

(Save £15)

Regular price was £60

5 out of 5 stars

1 review

New Look Checked Belted Longline Coat - Brown

Checked Belted Longline Coat - Brown

£79.99

5 out of 5 stars

1 review

The Very Collection Curve Wide Leg Cord Trouser - Brown

The Very Collection Curve

Wide Leg Cord Trouser - Brown

£30

5 out of 5 stars

4 reviews

Clarks Streethill Lace Up Shoes-brown

Streethill Lace Up Shoes-brown

£80

5 out of 5 stars

1 review

V by Very Curve Ruffle Detail Tunic Blouse - Brown

V by Very Curve

Ruffle Detail Tunic Blouse - Brown

Current sale price is £21

(Save £7)

Regular price was £28

5 out of 5 stars

1 review

The Very Collection Pu Shift Dress - Brown

The Very Collection

Pu Shift Dress - Brown

Current sale price is £32

(Save £8)

Regular price was £40

5 out of 5 stars

3 reviews

Dr Martens Adrian Ambassador Soft Leather Tassel Loafers - Brown

Adrian Ambassador Soft Leather Tassel Loafers - Brown

£150

5 out of 5 stars

1 review

Dr Martens Embury Crazy Horse Leather Casual Boots - Dark Brown

Embury Crazy Horse Leather Casual Boots - Dark Brown

£140

5 out of 5 stars

2 reviews

Base London Sleeve Derby Shoes - Brown

Sleeve Derby Shoes - Brown

£65

5 out of 5 stars

1 review

The Very Collection Slim Fit Textured Suit Trousers - Brown

The Very Collection

Slim Fit Textured Suit Trousers - Brown

Current sale price is £26.25

(Save £8.75)

Regular price was £35

5 out of 5 stars

1 review

Clarks Craft Arlo Lace Up Formal Shoes- Brown

Craft Arlo Lace Up Formal Shoes- Brown

Current sale price is £61.75

(Save £33.25)

Regular price was £95

5 out of 5 stars

1 review

The Very Collection Cord Structured Wide Leg Trousers - Brown

The Very Collection

Cord Structured Wide Leg Trousers - Brown

Current sale price is £28

(Save £7)

Regular price was £35

5 out of 5 stars

1 review

Timberland Greenstride Motion 6 Lace Up Boots

Greenstride Motion 6 Lace Up Boots

£130

5 out of 5 stars

3 reviews

The Very Collection Suedette Cutwork Hem Shift Mini Dress - Brown

The Very Collection

Suedette Cutwork Hem Shift Mini Dress - Brown

Current sale price is £27.75

(Save £17.25)

Regular price was £45

5 out of 5 stars

1 review

New Look Dark Brown Patent Faux Leather Ankle Strap Court Shoes

Dark Brown Patent Faux Leather Ankle Strap Court Shoes

£33.99

5 out of 5 stars

1 review

Dune London Grained Snaffle Suede Loafer - Brown

Grained Snaffle Suede Loafer - Brown

Current sale price is £71

(Save £18)

Regular price was £89

5 out of 5 stars

2 reviews

The Very Collection Suede Mini Shift Dress - Brown

The Very Collection

Suede Mini Shift Dress - Brown

Current sale price is £26.25

(Save £8.75)

Regular price was £35

5 out of 5 stars

2 reviews

Dune London Odore Leather Kitten Heel Ankle Boot - Tan

Odore Leather Kitten Heel Ankle Boot - Tan

£139

5 out of 5 stars

1 review

Dune London Grisella Leather Loafers - Brown

Grisella Leather Loafers - Brown

Current sale price is £39.50

(Save £59.50)

Regular price was £99

5 out of 5 stars

1 review

Schuh Sybill Kitten Heel - Light Brown

Sybill Kitten Heel - Light Brown

£35

5 out of 5 stars

1 review

Clarks Aldiwin Limit Formal Lace Up Shoes- Dark Brown

Aldiwin Limit Formal Lace Up Shoes- Dark Brown

Current sale price is £64

(Save £16)

Regular price was £80

5 out of 5 stars

1 review

Base London Cast Brogue Shoe - Brown

Cast Brogue Shoe - Brown

£75

5 out of 5 stars

1 review

Pod Mens Carl Classic Lace Derby Shoe

Mens Carl Classic Lace Derby Shoe

£79

5 out of 5 stars

1 review

Everyday Standard Oxford Lace Up Formal Shoes - Brown

Standard Oxford Lace Up Formal Shoes - Brown

Current sale price is £24

(Save £8)

Regular price was £32

5 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.