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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 10% off Apple & gaming consoles and 20% off almost everything else. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes iPhone 16 range, Apple Watch Series 10, Samsung S24 models, PlayStation 5 consoles, PS5 Portal, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

Ways to pay that work your way with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

Ways to pay that work your way with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Bags & Purses, Fabric, Designer Brands

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Material

Offers

Price Range

Brand

Colour

Customer Rating

Results: 1 - 30 (of 58)

Logo Crossbody Bag

£140

Cargo Small Tote Bag - Black

£195

Sequin Party Bag

Current sale price is £163.20

Refined Pebble Leather Cassie Crossbody 17

£275

Willow 24 Embossed Croc Tote Bag - Brown

£375

The Medium Tote Bag - Black

£225

Sequin Party Bag

£193

Tabby Polished Pebble Chain Clutch Bag - Black

£295

The Mini Tote Bag - Black

£195

Quilt Tote Bag

Current sale price is £176

Cargo Medium Tote Bag - Black

£275

The Medium Neoprene Tote Bag - Black

£495

Refined Pebble Leather Cassie Crossbody 17

£275

The Mini Chain Tote - Pink

£250

The Mini Turnlock Tote - Black

£425

The Medium Tote Bag - Beige

£225

Cargo Medium Tote Bag - Beige

£275

Small Quilted Cross-Body Bag - Ivory

£123

Sparkle Grab Bag

Current sale price is £149

Tabby Polished Pebble Chain Clutch Bag - Dark Stone

£295

The Medium Jaquard Tote

£350

Willow 24 Embossed Croc Tote Bag - Ivory

£375

The Mini Crystal Tote - Black

£350

The Large Tote Bag - Beige

£250

The Snapshot Cross-Body Bag - Black/Multi

£350

The Nano Tote Zebra Charm

£165

The Mini Turnlock Zebra Tote

£495

The Mini Turnlock Tote - Cloud White

£425

The Medium Chain Tote - Dark Wash

£325

The Medium Tote Bag - Green

£225

Results: 1 - 30 (of 58)