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Barbour Branton Knitted Beanie & Scarf Gift Set - Brown

Branton Knitted Beanie & Scarf Gift Set - Brown

Current sale price is £41.25

(Save £13.75)

Regular price was £55

New Look Dark Brown Faux Fur Longline Coat

Dark Brown Faux Fur Longline Coat

Current sale price is £79.50

(Save £20.49)

Regular price was £99.99

5 out of 5 stars

2 reviews

Crocs Classic Fleece Lined Clog -Sepia

Classic Fleece Lined Clog -Sepia

Current sale price is £45

(Save £15)

Regular price was £60

4.1 out of 5 stars

7 reviews

New Look Brown Longline Padded Puffer Coat

Brown Longline Padded Puffer Coat

Current sale price is £68.50

(Save £17.49)

Regular price was £85.99

2.7 out of 5 stars

3 reviews

Crocs Classic Studded Clog - Brown

Classic Studded Clog - Brown

Current sale price is £39

(Save £21)

Regular price was £60

River Island Long Sleeve Cosy High Neck Mini Dress - Brown

Long Sleeve Cosy High Neck Mini Dress - Brown

Current sale price is £25.50

(Save £6.50)

Regular price was £32

1 out of 5 stars

1 review

The Very Collection Slouch Kitten Heel Knee Boot - Brown

The Very Collection

Slouch Kitten Heel Knee Boot - Brown

Current sale price is £38

(Save £10)

Regular price was £48

5 out of 5 stars

2 reviews

The Very Collection Wide Leg Cord Trousers - Brown

The Very Collection

Wide Leg Cord Trousers - Brown

Current sale price is £25.50

(Save £6.50)

Regular price was £32

3 out of 5 stars

2 reviews

adidas Originals Womens Firebird Track Top - Brown

adidas Originals

Womens Firebird Track Top - Brown

Current sale price is £56

(Save £14)

Regular price was £70

4.9 out of 5 stars

14 reviews

The Very Collection Leather Lace Up Boots - Brown

The Very Collection

Leather Lace Up Boots - Brown

Current sale price is £45

(Save £15)

Regular price was £60

3 out of 5 stars

1 review

River Island Long Sleeve Twist Side Check Top - Brown

Long Sleeve Twist Side Check Top - Brown

Current sale price is £25.50

(Save £8.50)

Regular price was £34

The Very Collection Embellished Detail Midi Column Skirt - Brown

The Very Collection

Embellished Detail Midi Column Skirt - Brown

Current sale price is £28.50

(Save £9.50)

Regular price was £38

3 out of 5 stars

1 review

New Look Striped Sequin Jumper - Brown

Striped Sequin Jumper - Brown

Current sale price is £26

(Save £6.99)

Regular price was £32.99

3 out of 5 stars

1 review

New Look Faux Suede Shopper Tote Bag - Brown

Faux Suede Shopper Tote Bag - Brown

Current sale price is £23

(Save £5.99)

Regular price was £28.99

Skechers Keepsakes Cozy Cozy Mini Boot - Chestnut

Keepsakes Cozy Cozy Mini Boot - Chestnut

Current sale price is £60

(Save £15)

Regular price was £75

4.7 out of 5 stars

6 reviews

New Look Brown Checked Single Breasted Blazer

Brown Checked Single Breasted Blazer

Current sale price is £39.50

(Save £10.49)

Regular price was £49.99

V by Very Flat Clean Riding Boots - Brown

Flat Clean Riding Boots - Brown

Current sale price is £33.50

(Save £8.50)

Regular price was £42

4 out of 5 stars

6 reviews

River Island Knitted Bardot Jumper - Brown

Knitted Bardot Jumper - Brown

Current sale price is £31

(Save £8)

Regular price was £39

5 out of 5 stars

1 review

Michelle Keegan Co-Ord Knit Wide Leg Trousers - Light Brown

Michelle Keegan

Co-Ord Knit Wide Leg Trousers - Light Brown

Current sale price is £26.25

(Save £8.75)

Regular price was £35

4.7 out of 5 stars

3 reviews

Skechers Lovely Vibe Microleather Side Zip Booties - Brown

Lovely Vibe Microleather Side Zip Booties - Brown

Current sale price is £44

(Save £11)

Regular price was £55

4.9 out of 5 stars

19 reviews

Michelle Keegan Premium Chunky Twist Yarn Half Zip Co Ord - Red

Michelle Keegan

Premium Chunky Twist Yarn Half Zip Co Ord - Red

Current sale price is £36

(Save £9)

Regular price was £45

River Island Knitted Heart Hoodie - Brown

Knitted Heart Hoodie - Brown

Current sale price is £36.75

(Save £9.25)

Regular price was £46

The Very Collection Slouch Calf Boot - Chocolate

The Very Collection

Slouch Calf Boot - Chocolate

Current sale price is £27.25

(Save £14.75)

Regular price was £42

3 out of 5 stars

2 reviews

The Very Collection Curve Metal Trim Wrap Top Co-Ord - Brown

The Very Collection Curve

Metal Trim Wrap Top Co-Ord - Brown

Current sale price is £20.50

(Save £5.50)

Regular price was £26

5 out of 5 stars

1 review

The Very Collection Heeled Shoe Boot

The Very Collection

Heeled Shoe Boot

Current sale price is £30

(Save £8)

Regular price was £38

5 out of 5 stars

2 reviews

BOSS Mix & Match Regular Fit Loungewear T-shirt - Brown

Mix & Match Regular Fit Loungewear T-shirt - Brown

Current sale price is £24

(Save £15)

Regular price was £39

5 out of 5 stars

1 review

V by Very Curve Padded Cinched Waist Gilet - Light Brown

V by Very Curve

Padded Cinched Waist Gilet - Light Brown

Current sale price is £38.50

(Save £16.50)

Regular price was £55

5 out of 5 stars

3 reviews

River Island Belted Shawl Maxi Cardi - Brown

Belted Shawl Maxi Cardi - Brown

Current sale price is £44.50

(Save £11.50)

Regular price was £56

3 out of 5 stars

1 review

New Look Faux Suede Scoop Shoulder Bag - Brown

Faux Suede Scoop Shoulder Bag - Brown

Current sale price is £14

(Save £3.99)

Regular price was £17.99

New Look Single Button Lined Coat - Camel

Single Button Lined Coat - Camel

Current sale price is £37.25

(Save £12.74)

Regular price was £49.99

2 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.