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New Balance Womens 471 Trainer - White/Leopard

Womens 471 Trainer - White/Leopard

Current sale price is £43

(Save £47)

Regular price was £90

3.9 out of 5 stars

18 reviews

The Very Collection Curve Essential Longline Cami - White

The Very Collection

Curve Essential Longline Cami - White

Current sale price is £10.50

(Save £5.50)

Regular price was £16

3.9 out of 5 stars

23 reviews

Crocs Kids Classic Clog - White

Kids Classic Clog - White

£40

4.6 out of 5 stars

484 reviews

The Very Collection Broderie Sleeveless Tuck Midaxi Dress - White

The Very Collection

Broderie Sleeveless Tuck Midaxi Dress - White

Current sale price is £25

(Save £20)

Regular price was £45

1 out of 5 stars

1 review

The Very Collection V-Neck T-Shirt - White

The Very Collection

V-Neck T-Shirt - White

£8

4.3 out of 5 stars

3 reviews

The Very Collection Stripe Ribbed Cami Maxi Dress - White

The Very Collection

Stripe Ribbed Cami Maxi Dress - White

Current sale price is £10

(Save £12)

Regular price was £22

4 out of 5 stars

3 reviews

The Very Collection Dobby Broderie Mix Button Down Midaxi Dress - White

The Very Collection

Dobby Broderie Mix Button Down Midaxi Dress - White

Current sale price is £22.50

(Save £22.50)

Regular price was £45

3 out of 5 stars

4 reviews

The Very Collection Frill Sleeve Detail Blouse - White

The Very Collection

Frill Sleeve Detail Blouse - White

Current sale price is £7

(Save £11)

Regular price was £18

The Very Collection Stretch Rib Scoop Neck T-shirt - Cream

The Very Collection

Stretch Rib Scoop Neck T-shirt - Cream

Current sale price is £5

(Save £5)

Regular price was £10

2 out of 5 stars

1 review

The Very Collection Pure Cotton Essentials Crew Neck T-Shirt - White

The Very Collection

Pure Cotton Essentials Crew Neck T-Shirt - White

£7.50

4.6 out of 5 stars

44 reviews

River Island Poplin Cutwork Shorts - White

Poplin Cutwork Shorts - White

Current sale price is £26.75

(Save £7.25)

Regular price was £34

The Very Collection Sailor Button Denim Shorts - White

The Very Collection

Sailor Button Denim Shorts - White

£30

4.3 out of 5 stars

3 reviews

River Island Older Girls New York T-Shirt And Shorts Set - White

Older Girls New York T-Shirt And Shorts Set - White

Current sale price is £15

(Save £5)

Regular price was £20

The Very Collection Denim Peplum Co-Ord Top - White

The Very Collection

Denim Peplum Co-Ord Top - White

£30

5 out of 5 stars

2 reviews

The Very Collection Curve Stretch Lace Tiered Mini Dress

The Very Collection

Curve Stretch Lace Tiered Mini Dress

Current sale price is £18.50

(Save £16.50)

Regular price was £35

4 out of 5 stars

1 review

The Very Collection Curve Elasticated Waist Wide Leg Linen Trouser

The Very Collection

Curve Elasticated Waist Wide Leg Linen Trouser

Current sale price is £12.50

(Save £12.50)

Regular price was £25

4 out of 5 stars

1 review

River Island Poplin Cutwork Shirt - White

Poplin Cutwork Shirt - White

Current sale price is £30.75

(Save £8.25)

Regular price was £39

5 out of 5 stars

1 review

The Very Collection Bubble Hem Waist Tee

The Very Collection

Bubble Hem Waist Tee

Current sale price is £8

(Save £4)

Regular price was £12

Michelle Keegan Linen Blend Wide Leg Trouser - White

Michelle Keegan

Linen Blend Wide Leg Trouser - White

£35

4 out of 5 stars

2 reviews

River Island White Linen Tapered Trousers Co-ord

White Linen Tapered Trousers Co-ord

Current sale price is £19.50

(Save £9.50)

Regular price was £29

3 out of 5 stars

1 review

Ted Baker Younger Girls Floral Bow Light Up Clog Shoes - White

Younger Girls Floral Bow Light Up Clog Shoes - White

Current sale price is £14.50

(Save £11.50)

Regular price was £26

5 out of 5 stars

1 review

New Look 915 Jersey Rara - White

Jersey Rara - White

Current sale price is £9

(Save £3.99)

Regular price was £12.99

The Very Collection Patchwork Asymmetric Cami - White

The Very Collection

Patchwork Asymmetric Cami - White

Current sale price is £14.75

(Save £13.25)

Regular price was £28

5 out of 5 stars

1 review

The Very Collection Straight Sculpt Fit Jeans - White

The Very Collection

Straight Sculpt Fit Jeans - White

£35

5 out of 5 stars

2 reviews

New Look White Jersey Racer Bodysuit

White Jersey Racer Bodysuit

Current sale price is £6.75

(Save £6.24)

Regular price was £12.99

2 out of 5 stars

1 review

Top Logo Metallic Flip Flop - White

£27

5 out of 5 stars

3 reviews

Havaianas Slim Square Flip Flop - White

Slim Square Flip Flop - White

£30

The Very Collection Floral Embroidered Shirt Co-Ord - White

The Very Collection

Floral Embroidered Shirt Co-Ord - White

Current sale price is £14

(Save £21)

Regular price was £35

3.5 out of 5 stars

2 reviews

Boys Underground Back Print Logo Tee - White

Current sale price is From £19.25

(Save up to £5.74)

Regular price was £24.99

The Very Collection Chilli Oversized Graphic T-Shirt - White

The Very Collection

Chilli Oversized Graphic T-Shirt - White

£12

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.