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Tommy Jeans Hooded Midi Puffer Jacket - Black

Hooded Midi Puffer Jacket - Black

Current sale price is £144

(Save £56)

Regular price was £200

Zavetti Canada Ossani Split Hood Crop Puffer Bomber Jacket - Black

Ossani Split Hood Crop Puffer Bomber Jacket - Black

Current sale price is £93.75

(Save £31.25)

Regular price was £125

Zavetti Canada Olivia Hooded Bomber Jacket - Beige

Olivia Hooded Bomber Jacket - Beige

Current sale price is £93.75

(Save £31.25)

Regular price was £125

5 out of 5 stars

4 reviews

adidas Originals Womens Firebird Loose Tracksuit Pants - Black

adidas Originals

Womens Firebird Loose Tracksuit Pants - Black

Current sale price is £54

(Save £6)

Regular price was £60

4.6 out of 5 stars

497 reviews

Zavetti Canada Ossani Split Hood Crop Puffer Bomber Jacket - Beige

Ossani Split Hood Crop Puffer Bomber Jacket - Beige

Current sale price is £93.75

(Save £31.25)

Regular price was £125

5 out of 5 stars

1 review

Classic Velour Zip Up Madison Diamante Logo Hoodie - Navy

Current sale price is £68

(Save £17)

Regular price was £85

4 out of 5 stars

1 review

New Look Dark Red Longline Roll Neck Jumper

Dark Red Longline Roll Neck Jumper

Current sale price is £25.75

(Save £9.24)

Regular price was £34.99

JDY Nathalie Long Padded Coat - Green

Nathalie Long Padded Coat - Green

Current sale price is £56.25

(Save £18.75)

Regular price was £75

Tommy Jeans Hooded Puffer Jacket - Brown

Hooded Puffer Jacket - Brown

Current sale price is £135

(Save £45)

Regular price was £180

Juicy Couture Madison Outline Hoodie - Red

Madison Outline Hoodie - Red

Current sale price is £61

(Save £24)

Regular price was £85

River Island Long Sleeve Animal Print Top - Print

Long Sleeve Animal Print Top - Print

Current sale price is £28.75

(Save £7.25)

Regular price was £36

Only Faux Suede Trenchcoat - Dark Brown

Faux Suede Trenchcoat - Dark Brown

Current sale price is £63.75

(Save £21.25)

Regular price was £85

River Island Short Faux Fur Jacket - Brown

Short Faux Fur Jacket - Brown

Current sale price is £49.50

(Save £19.50)

Regular price was £69

Sweaty Betty Nimbus Cloudweight Longline Puffer Coat - Brown

Nimbus Cloudweight Longline Puffer Coat - Brown

Current sale price is £284

(Save £71)

Regular price was £355

5 out of 5 stars

3 reviews

adidas Originals Womens Firebird Track Top - Brown

adidas Originals

Womens Firebird Track Top - Brown

Current sale price is £56

(Save £14)

Regular price was £70

4.9 out of 5 stars

13 reviews

New Look Burgundy Stitch Knit Jumper

Burgundy Stitch Knit Jumper

Current sale price is £22

(Save £5.99)

Regular price was £27.99

1.5 out of 5 stars

2 reviews

Vero Moda Short Suede Jacket - Brown

Short Suede Jacket - Brown

Current sale price is £96

(Save £24)

Regular price was £120

5 out of 5 stars

1 review

New Look Sparkle Knit Crew Neck Jumper - Red

Sparkle Knit Crew Neck Jumper - Red

Current sale price is £26.50

(Save £9.49)

Regular price was £35.99

Tommy Jeans Basic Faux Fur Hooded Down Coat - Beige

Basic Faux Fur Hooded Down Coat - Beige

Current sale price is £160

(Save £40)

Regular price was £200

EA7 Emporio Armani Zip Through Hoodie Tracksuit - Black

EA7 Emporio Armani

Zip Through Hoodie Tracksuit - Black

Current sale price is £128

(Save £32)

Regular price was £160

PIECES Long Quilted Jacket - Black

Long Quilted Jacket - Black

Current sale price is £46.75

(Save £18.25)

Regular price was £65

EA7 Emporio Armani Crew Neck Sweater Tracksuit - Black

EA7 Emporio Armani

Crew Neck Sweater Tracksuit - Black

Current sale price is £108

(Save £27)

Regular price was £135

River Island Short Big Bow Top - Black

Short Big Bow Top - Black

Current sale price is £30.75

(Save £8.25)

Regular price was £39

River Island Long Sleeve Twist Side Check Top - Brown

Long Sleeve Twist Side Check Top - Brown

Current sale price is £25.50

(Save £8.50)

Regular price was £34

River Island Knitted Heart Hoodie - Brown

Knitted Heart Hoodie - Brown

Current sale price is £36.75

(Save £9.25)

Regular price was £46

Juicy Couture Cheviot Wide Leg Joggers - Burgundy Red

Cheviot Wide Leg Joggers - Burgundy Red

Current sale price is £54

(Save £21)

Regular price was £75

1 out of 5 stars

1 review

River Island Long Sleeve Collar Blouse - White

Long Sleeve Collar Blouse - White

Current sale price is £33

(Save £13)

Regular price was £46

Tommy Jeans Flag Short Sleeve T-Shirt - Beige

Flag Short Sleeve T-Shirt - Beige

Current sale price is £22.50

(Save £7.50)

Regular price was £30

River Island Knitted Heart Trouser - Brown

Knitted Heart Trouser - Brown

Current sale price is £33.50

(Save £8.50)

Regular price was £42

Zavetti Canada Cascella Boxy Lightweight Crop Jacket - Black

Cascella Boxy Lightweight Crop Jacket - Black

Current sale price is £60

(Save £15)

Regular price was £75

4.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.