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V by Very Button Detail Denim Co-Ord Top - Dark Wash

Button Detail Denim Co-Ord Top - Dark Wash

Current sale price is £28

(Save £7)

Regular price was £35

2 out of 5 stars

3 reviews

V by Very Shape Enhancing Twist Swimsuit - Navy

Shape Enhancing Twist Swimsuit - Navy

Current sale price is £15

(Save £10)

Regular price was £25

4.3 out of 5 stars

9 reviews

V by Very Rinse Denim Mini Skirt - Dark Wash

Rinse Denim Mini Skirt - Dark Wash

Current sale price is £19.50

(Save £8.50)

Regular price was £28

2 out of 5 stars

3 reviews

V by Very High Waist Soft Pleat Shorts - Dark Wash

High Waist Soft Pleat Shorts - Dark Wash

Current sale price is £22

(Save £6)

Regular price was £28

4.3 out of 5 stars

4 reviews

V by Very Denim Mini Shift Dress - Dark Wash

Denim Mini Shift Dress - Dark Wash

Current sale price is £24

(Save £16)

Regular price was £40

5 out of 5 stars

2 reviews

River Island Long Sleeve Lola Collar Denim Shirt - Blue

Long Sleeve Lola Collar Denim Shirt - Blue

Current sale price is £26.75

(Save £12.25)

Regular price was £39

V by Very Strappy Embroidered Crop Top Co-Ord - Blue

Strappy Embroidered Crop Top Co-Ord - Blue

Current sale price is £13

(Save £7)

Regular price was £20

5 out of 5 stars

1 review

V by Very Denim Bermuda Shorts - Mid Wash

Denim Bermuda Shorts - Mid Wash

Current sale price is £17.50

(Save £7.50)

Regular price was £25

3 out of 5 stars

5 reviews

V by Very High Waist Belted Denim Shorts - Mid Wash

High Waist Belted Denim Shorts - Mid Wash

Current sale price is £18

(Save £12)

Regular price was £30

3 out of 5 stars

4 reviews

V by Very Embroidered Skirt Co-Ord - Blue

Embroidered Skirt Co-Ord - Blue

Current sale price is £21

(Save £14)

Regular price was £35

V by Very Wrap Front Mini Skirt - Mid Wash

Wrap Front Mini Skirt - Mid Wash

Current sale price is £21

(Save £9)

Regular price was £30

Michelle Keegan Bermuda Denim Shorts - Blue

Michelle Keegan

Bermuda Denim Shorts - Blue

Current sale price is £19.50

(Save £10.50)

Regular price was £30

4.5 out of 5 stars

2 reviews

V by Very Short Sleeve Denim Midi Dress - Dark Wash

Short Sleeve Denim Midi Dress - Dark Wash

Current sale price is £36

(Save £9)

Regular price was £45

4 out of 5 stars

4 reviews

River Island Tie Front Mini Shirt Dress - Blue

Tie Front Mini Shirt Dress - Blue

Current sale price is £39

(Save £10)

Regular price was £49

5 out of 5 stars

1 review

V by Very Contrast Embroidered Midaxi Dress - Blue

Contrast Embroidered Midaxi Dress - Blue

Current sale price is £39

(Save £31)

Regular price was £70

4 out of 5 stars

3 reviews

New Look Blue Crepe Palm Print Wide Leg Trousers

Blue Crepe Palm Print Wide Leg Trousers

Current sale price is £13.75

(Save £6.24)

Regular price was £19.99

River Island Long Sleeve Cutwork Detail Shirt - Blue

Long Sleeve Cutwork Detail Shirt - Blue

Current sale price is £33.50

(Save £8.50)

Regular price was £42

V by Very Denim Halter Amalfi Dress - Mid Wash

Denim Halter Amalfi Dress - Mid Wash

Current sale price is £28.75

(Save £19.25)

Regular price was £48

3.1 out of 5 stars

9 reviews

River Island Pleated Wide Trousers - Blue

Pleated Wide Trousers - Blue

Current sale price is £36.25

(Save £9.75)

Regular price was £46

River Island Towelling Polo Top - Blue

Towelling Polo Top - Blue

Current sale price is £17.25

(Save £8.75)

Regular price was £26

5 out of 5 stars

1 review

River Island Long Sleeve Poplin Shirt Dress - Blue

Long Sleeve Poplin Shirt Dress - Blue

Current sale price is £31.75

(Save £27.25)

Regular price was £59

4 out of 5 stars

1 review

River Island Bardot Maxi Dress - Blue

Bardot Maxi Dress - Blue

Current sale price is £47

(Save £12)

Regular price was £59

2 out of 5 stars

1 review

V by Very Collarless Denim Jacket - Mid Wash

Collarless Denim Jacket - Mid Wash

Current sale price is £27

(Save £18)

Regular price was £45

5 out of 5 stars

1 review

River Island Puffball Denim Top - Blue

Puffball Denim Top - Blue

Current sale price is £31

(Save £11)

Regular price was £42

River Island Jack Puffball Denim Midi Skirt - Blue

Jack Puffball Denim Midi Skirt - Blue

Current sale price is £36.25

(Save £12.75)

Regular price was £49

River Island High Neck Fitted Waistcoat - Blue

High Neck Fitted Waistcoat - Blue

Current sale price is £24.75

(Save £11.25)

Regular price was £36

5 out of 5 stars

1 review

V by Very High Waist Mom Shorts - Mid Wash

High Waist Mom Shorts - Mid Wash

Current sale price is £24

(Save £6)

Regular price was £30

3.5 out of 5 stars

2 reviews

River Island Towelling Shorts - Blue

Towelling Shorts - Blue

Current sale price is £18.75

(Save £5.25)

Regular price was £24

5 out of 5 stars

1 review

River Island Halterneck Waistcoat - Blue

Halterneck Waistcoat - Blue

Current sale price is £23

(Save £16)

Regular price was £39

Pour Moi Ocean Breeze Frill Fold Over Bikini Brief

Ocean Breeze Frill Fold Over Bikini Brief

£22

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.