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UNDER ARMOUR Mens Football Challenger Short Sleeve T-Shirt - White

Mens Football Challenger Short Sleeve T-Shirt - White

Current sale price is £12.50

(Save £12.50)

Regular price was £25

5 out of 5 stars

3 reviews

LEGO Technic McLaren P1 Car Set for Adults 42172

McLaren P1 Car Set for Adults 42172

Current sale price is £284.99

(Save £105)

Regular price was £389.99

4.8 out of 5 stars

133 reviews

Fisher-Price Little People Collector The Simpsons TV Series Special Edition Set for Fans, 4 Figures

Fisher-Price Little People

Collector The Simpsons TV Series Special Edition Set for Fans, 4 Figures

Current sale price is £15.99

(Save £4)

Regular price was £19.99

adidas Mens Fortore 23 Short - Blue

Mens Fortore 23 Short - Blue

Current sale price is £13.50

(Save £9.50)

Regular price was £23

4.7 out of 5 stars

66 reviews

adidas Mens Spain DNA Graphic T-Shirt - Red

Mens Spain DNA Graphic T-Shirt - Red

Current sale price is £12

(Save £16)

Regular price was £28

adidas Arsenal Mens 25/26 Away Stadium Replica Shirt - Navy

Arsenal Mens 25/26 Away Stadium Replica Shirt - Navy

Current sale price is £42.50

(Save £42.50)

Regular price was £85

4.9 out of 5 stars

361 reviews

adidas Mens Tiro Essentials T-Shirt - Black

Mens Tiro Essentials T-Shirt - Black

Current sale price is £15

(Save £5)

Regular price was £20

4.8 out of 5 stars

82 reviews

Hasbro Connect 4 Game from Hasbro Gaming

Connect 4 Game from Hasbro Gaming

Current sale price is £9.99

(Save £3)

Regular price was £12.99

4.8 out of 5 stars

54 reviews

adidas Mens Germany Replica 26 Home Football Shorts - Black

Mens Germany Replica 26 Home Football Shorts - Black

Current sale price is £19

(Save £19)

Regular price was £38

5 out of 5 stars

7 reviews

Police Gents Black Dial Black Bracelet Watch

Gents Black Dial Black Bracelet Watch

Current sale price is £56

(Save £83.95)

Regular price was £139.95

Fisher-Price Little People Little People Collector The Devil Wears Prada Special Edition Set for Movie Fans, 4 Figures

Fisher-Price Little People

Little People Collector The Devil Wears Prada Special Edition Set for Movie Fans, 4 Figures

Current sale price is £15.99

(Save £4)

Regular price was £19.99

Armani Exchange Men's Chronograph Stainless Steel Watch Ax2164 - Black

Armani Exchange

Men's Chronograph Stainless Steel Watch Ax2164 - Black

Current sale price is £175

(Save £44)

Regular price was £219

4.6 out of 5 stars

10 reviews

adidas Mens Tiro 26 Football Training Shorts - Navy

Mens Tiro 26 Football Training Shorts - Navy

Current sale price is £19.50

(Save £3.50)

Regular price was £23

5 out of 5 stars

1 review

Fisher-Price Little People Collector Masters of the Universe: Evil Warriors Set for Fans, 4 Figures

Fisher-Price Little People

Collector Masters of the Universe: Evil Warriors Set for Fans, 4 Figures

Current sale price is £15.99

(Save £4)

Regular price was £19.99

5 out of 5 stars

1 review

adidas Liverpool Mens 25/26 3rd Stadium Replica Short -White

Liverpool Mens 25/26 3rd Stadium Replica Short -White

Current sale price is £17

(Save £21)

Regular price was £38

4.7 out of 5 stars

13 reviews

UNDER ARMOUR Mens Football Challenger Pro Short - Navy

Mens Football Challenger Pro Short - Navy

Current sale price is £21.25

(Save £14.75)

Regular price was £36

The Love Collection 7mm Titanium Ring - Silver

The Love Collection

7mm Titanium Ring - Silver

Current sale price is £14

(Save £4)

Regular price was £18

3.9 out of 5 stars

8 reviews

UNDER ARMOUR Adults Unisex Training Hustle Lite Backpack - Grey

Adults Unisex Training Hustle Lite Backpack - Grey

Current sale price is £22.25

(Save £9.75)

Regular price was £32

3 out of 5 stars

2 reviews

adidas Mens Fortore 23 Jersey- Black

Mens Fortore 23 Jersey- Black

Current sale price is £12.50

(Save £10.50)

Regular price was £23

4.8 out of 5 stars

121 reviews

adidas Mens Germany World Cup T-Shirt - Black

Mens Germany World Cup T-Shirt - Black

Current sale price is £15

(Save £15)

Regular price was £30

Mini Verse MGA's Miniverse Make It Mini From Scratch Series 2

MGA's Miniverse Make It Mini From Scratch Series 2

Current sale price is £7.99

(Save £2)

Regular price was £9.99

4.6 out of 5 stars

22 reviews

adidas Mens Entrada 26 Football T-Shirt - Blue

Mens Entrada 26 Football T-Shirt - Blue

Current sale price is £12

(Save £3)

Regular price was £15

5 out of 5 stars

5 reviews

adidas Mens Tiro 26 Football Training Shorts - White

Mens Tiro 26 Football Training Shorts - White

Current sale price is £13.25

(Save £9.75)

Regular price was £23

5 out of 5 stars

1 review

adidas Liverpool Men's 25/26 Away Stadium Replica Shorts - Black

Liverpool Men's 25/26 Away Stadium Replica Shorts - Black

Current sale price is £15

(Save £23)

Regular price was £38

4.7 out of 5 stars

13 reviews

adidas Mens Manchester United Szn Tee - Red

Mens Manchester United Szn Tee - Red

Current sale price is £15

(Save £15)

Regular price was £30

adidas Mens Liverpool Seasonal Tee- Red

Mens Liverpool Seasonal Tee- Red

Current sale price is £18

(Save £12)

Regular price was £30

adidas Mens Germany DNA T-Shirt - Black

Mens Germany DNA T-Shirt - Black

Current sale price is £25

(Save £8)

Regular price was £33

Maserati Successo 44Mm Chr Blue Dial Mens Watch Stainless Steel

Successo 44Mm Chr Blue Dial Mens Watch Stainless Steel

Current sale price is £159

(Save £40)

Regular price was £199

5 out of 5 stars

4 reviews

adidas Mens Tiro Essentials T-Shirt - Navy

Mens Tiro Essentials T-Shirt - Navy

Current sale price is £13.50

(Save £6.50)

Regular price was £20

4.8 out of 5 stars

82 reviews

Reflex Active Series 38 Black Silicone Strap Sports Smart Calling Watch

Series 38 Black Silicone Strap Sports Smart Calling Watch

Current sale price is £32

(Save £17.96)

Regular price was £49.96

4 out of 5 stars

11 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.