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Plum Bakehouse Traditional Wooden Kitchen with Fridge - Oxford Blue

Bakehouse Traditional Wooden Kitchen with Fridge - Oxford Blue

Current sale price is £99.99

Regular price was £199.99

(Save £100)

4.8 out of 5 stars

12 reviews

John Adams Doctor Squish Squishy Maker - Arts & Crafts Kit

Doctor Squish Squishy Maker - Arts & Crafts Kit

Current sale price is £28

Regular price was £32.99

(Save £4.99)

4.9 out of 5 stars

8 reviews

Soft Steps Air Track Inflatable Gymnastics Mat (2.5m)

Air Track Inflatable Gymnastics Mat (2.5m)

Current sale price is £59.99

Regular price was £79.99

(Save £20)

Zinc NeoCap Pro Series Stunt Scooter

NeoCap Pro Series Stunt Scooter

Current sale price is £55.99

Regular price was £79.99

(Save £24)

4.5 out of 5 stars

8 reviews

Acorn Wooden Dollhouse with Furniture

Wooden Dollhouse with Furniture

Current sale price is £49.99

Regular price was £59.99

(Save £10)

4.6 out of 5 stars

36 reviews

Tonies Toniebox 2 Sky Blue Starter Set Creative Tonie Rubie

Toniebox 2 Sky Blue Starter Set Creative Tonie Rubie

Current sale price is £99.99

Regular price was £109.99

(Save £10)

5 out of 5 stars

3 reviews

So Chill Mini Fridge Infinity - Chills 6 Regular Cans, Mirror Effect LED Door - Dark Blue

Mini Fridge Infinity - Chills 6 Regular Cans, Mirror Effect LED Door - Dark Blue

Current sale price is £39.99

Regular price was £44.99

(Save £5)

2.9 out of 5 stars

18 reviews

Converse Junior Portable Heirloom Chuck Taylor All Star Eva Lift Trainers - Black

Junior Portable Heirloom Chuck Taylor All Star Eva Lift Trainers - Black

Current sale price is £36

Regular price was £60

(Save £24)

Bluey 3 in 1 Transforming Plane Playset

3 in 1 Transforming Plane Playset

Current sale price is £34.99

Regular price was £59.99

(Save £25)

4.8 out of 5 stars

30 reviews

Tonies Toniebox 2 Cloud Pink Starter Set Creative Tonie Rubie

Toniebox 2 Cloud Pink Starter Set Creative Tonie Rubie

Current sale price is £99.99

Regular price was £109.99

(Save £10)

5 out of 5 stars

2 reviews

VTech Toot-Toot Drivers Bluey: Road Trip Kids Playset includes Toy Car & Vehicle Tracks with Lights and Sounds

Toot-Toot Drivers Bluey: Road Trip Kids Playset includes Toy Car & Vehicle Tracks with Lights and Sounds

Current sale price is £34.99

Regular price was £44.99

(Save £10)

4.5 out of 5 stars

6 reviews

Disney Storytime Projector Plus 2.0

Storytime Projector Plus 2.0

Current sale price is £29.99

Regular price was £39.99

(Save £10)

Soft Steps Gymnastic Bar

Gymnastic Bar

Current sale price is £39.99

Regular price was £49.99

(Save £10)

LEGO ART Japanese Cherry Blossom Landscape Set 31218

Japanese Cherry Blossom Landscape Set 31218

Current sale price is £82.99

Regular price was £99.99

(Save £17)

4.8 out of 5 stars

79 reviews

Mini Verse MGAs Miniverse™ Make It Mini™ HARIBO Multipack

MGAs Miniverse™ Make It Mini™ HARIBO Multipack

Current sale price is £19.99

Regular price was £29.99

(Save £10)

4.5 out of 5 stars

23 reviews

LeapFrog Magic Adventures Interactive Globe

Magic Adventures Interactive Globe

Current sale price is £79.99

Regular price was £89.99

(Save £10)

4.7 out of 5 stars

57 reviews

LEGO Editions Scuderia Ferrari HP Lewis Hamilton Helmet 43022

Scuderia Ferrari HP Lewis Hamilton Helmet 43022

Current sale price is £63.99

Regular price was £79.99

(Save £16)

4.5 out of 5 stars

62 reviews

Barbie Dream Camper Playset with Roof Tent, BBQ Grill with Colour-Change Feature & 60+ Accessories

Dream Camper Playset with Roof Tent, BBQ Grill with Colour-Change Feature & 60+ Accessories

Current sale price is £59.99

Regular price was £119.99

(Save £60)

4.9 out of 5 stars

28 reviews

LEGO Editions Scuderia Ferrari HP Charles Leclerc Helmet 43014

Scuderia Ferrari HP Charles Leclerc Helmet 43014

Current sale price is £59.99

Regular price was £79.99

(Save £20)

4.2 out of 5 stars

45 reviews

LeapFrog Scan & Learn Checkout

Scan & Learn Checkout

Current sale price is £27.99

Regular price was £34.99

(Save £7)

5 out of 5 stars

1 review

Imaginext Toy Story 3-in-1 Transforming Buzz Lightyear Ship

Toy Story 3-in-1 Transforming Buzz Lightyear Ship

Current sale price is £44.99

Regular price was £59.99

(Save £15)

adidas Originals Unisex Junior Campus 00s Trainers - Black/white

adidas Originals

Unisex Junior Campus 00s Trainers - Black/white

Current sale price is £56

Regular price was £70

(Save £14)

4.9 out of 5 stars

1.4k reviews

LeapFrog Mr. Pencil's Scribble, Write & Read

Mr. Pencil's Scribble, Write & Read

Current sale price is £16.49

Regular price was £27.99

(Save £11.50)

4.6 out of 5 stars

12 reviews

VTech Magical Makeover Fairy Fox Interactive Toy

Magical Makeover Fairy Fox Interactive Toy

Current sale price is £35

Regular price was £49.99

(Save £14.99)

5 out of 5 stars

1 review

Acorn Microwave, Kettle and Toaster Set (Bundle)

Microwave, Kettle and Toaster Set (Bundle)

Current sale price is £14.99

Regular price was £22.99

(Save £8)

4 out of 5 stars

6 reviews

Cool Maker K-Pop Demon Hunters Glow-In-The-Dark Bracelet Maker Playset

K-Pop Demon Hunters Glow-In-The-Dark Bracelet Maker Playset

Current sale price is £20.99

Regular price was £24.99

(Save £4)

4.7 out of 5 stars

18 reviews

Fisher-Price Little People Disney & Pixar Toy Story Andy’s Room Toddler Playset

Fisher-Price Little People

Disney & Pixar Toy Story Andy’s Room Toddler Playset

Current sale price is £19.80

Regular price was £32.99

(Save £13.19)

5 out of 5 stars

1 review

Hot Wheels City Mega Car Wash with 1 Color Shifters Car, Toy for Kids

City Mega Car Wash with 1 Color Shifters Car, Toy for Kids

Current sale price is £24.99

Regular price was £49.99

(Save £25)

4.6 out of 5 stars

53 reviews

LEGO Minecraft Chicken Jockey Building Toy Decor 21582

Chicken Jockey Building Toy Decor 21582

Current sale price is £20

Regular price was £24.99

(Save £4.99)

5 out of 5 stars

1 review

IDEAL Bingo Electronic Game - Host Your Very Own Bingo Night

Bingo Electronic Game - Host Your Very Own Bingo Night

Current sale price is £16.99

Regular price was £24.99

(Save £8)

4 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.