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Home & Garden, Everyday, Interval, SWIFT

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Everyday Hamilton Corner Sofa Set

Hamilton Corner Sofa Set

£349.99

4.3 out of 5 stars

21 reviews

Everyday Santa Cruz 8-Piece Furniture Set

Santa Cruz 8-Piece Furniture Set

£199.99

4.4 out of 5 stars

604 reviews

Everyday Winter Walk Filler Set of 50 Christmas Tree Decorations

Black Friday Deal

Winter Walk Filler Set of 50 Christmas Tree Decorations

Current sale price is £8.99

(Save £2)

Regular price was £10.99

3.4 out of 5 stars

5 reviews

Everyday Autumn Harvest Vase With Foliage

Autumn Harvest Vase With Foliage

Current sale price is £17.99

(Save £5)

Regular price was £22.99

4.3 out of 5 stars

3 reviews

SWIFT Morgan Ready Assembled Kids 1 Door 5 Drawer Wardrobe

+1 colour

Available in denim, white, grey, reed green coloursAvailable in denim, white, grey, reed green coloursAvailable in denim, white, grey, reed green coloursAvailable in denim, white, grey, reed green coloursAvailable in denim, white, grey, reed green colours

Morgan Ready Assembled Kids 1 Door 5 Drawer Wardrobe

£349

SWIFT Alva 5 Door 2 Drawer Mirror Wardrobe - Ready Assembled

Alva 5 Door 2 Drawer Mirror Wardrobe - Ready Assembled

£1249

SWIFT Alva 6 Door 2 Drawer Double Mirror Wardrobe - Ready Assembled

Alva 6 Door 2 Drawer Double Mirror Wardrobe - Ready Assembled

£1549

SWIFT Alva 4 Double Mirror Wardrobe - Ready Assembled

Alva 4 Double Mirror Wardrobe - Ready Assembled

£949

SWIFT Alva 6 Door 2 Drawer Double Mirror Wardrobe - Ready Assembled

Alva 6 Door 2 Drawer Double Mirror Wardrobe - Ready Assembled

£1549

SWIFT Alva 4 Double Mirror Wardrobe - Ready Assembled

Alva 4 Double Mirror Wardrobe - Ready Assembled

£949

SWIFT Cambridge 4 Door Double Mirror Wardrobe - Ready Assembled

Cambridge 4 Door Double Mirror Wardrobe - Ready Assembled

£899

SWIFT Alva 5 Door 2 Drawer Mirror Wardrobe - Ready Assembled

Alva 5 Door 2 Drawer Mirror Wardrobe - Ready Assembled

£1249

SWIFT Cambridge 5 Door 2 Drawer Mirror Wardrobe - Ready Assembled

Cambridge 5 Door 2 Drawer Mirror Wardrobe - Ready Assembled

£1199

SWIFT Cambridge 6 Door 2 Drawer Double Mirror Wardrobe - Ready Assembled

Cambridge 6 Door 2 Drawer Double Mirror Wardrobe - Ready Assembled

£1499

SWIFT Lane Ready Assembled 3 Drawer Bedside Table

Lowest Ever Price

Lane Ready Assembled 3 Drawer Bedside Table

Current sale price is £125

(Save £44)

Regular price was £169

SWIFT Upton Ready Assembled Bedroom Package - 2 Door Wardrobe, 3 Drawer Chest & Bedside Cabinet

Lowest Ever Price

Available in white, kashmir, grey oak coloursAvailable in white, kashmir, grey oak coloursAvailable in white, kashmir, grey oak coloursAvailable in white, kashmir, grey oak coloursAvailable in white, kashmir, grey oak colours

Upton Ready Assembled Bedroom Package - 2 Door Wardrobe, 3 Drawer Chest & Bedside Cabinet

Current sale price is £475

(Save £124)

Regular price was £599

SWIFT Lumiere Ready Assembled 3 Drawer Bedside Table with LED Lights

Lowest Ever Price

Lumiere Ready Assembled 3 Drawer Bedside Table with LED Lights

Current sale price is £169

(Save £60)

Regular price was £229

SWIFT Morgan Ready Assembled Kids 2 Door 2 Drawer Wardrobe

+1 colour

Available in denim, white, grey, reed green coloursAvailable in denim, white, grey, reed green coloursAvailable in denim, white, grey, reed green coloursAvailable in denim, white, grey, reed green coloursAvailable in denim, white, grey, reed green colours

Morgan Ready Assembled Kids 2 Door 2 Drawer Wardrobe

£389

SWIFT Tivoli 3 Drawer Bedside Table

Available in cream/oak, grey/oak coloursAvailable in cream/oak, grey/oak coloursAvailable in cream/oak, grey/oak coloursAvailable in cream/oak, grey/oak coloursAvailable in cream/oak, grey/oak colours

Tivoli 3 Drawer Bedside Table

£199

SWIFT Lane Ready Assembled Blanket Ottoman Box

Lowest Ever Price

Lane Ready Assembled Blanket Ottoman Box

Current sale price is £142

(Save £37)

Regular price was £179

SWIFT Alva Ready Assembled Coffee Table

Alva Ready Assembled Coffee Table

£259

SWIFT Lane Tall Ready Assembled 2 Door Wardrobe

Lowest Ever Price

Lane Tall Ready Assembled 2 Door Wardrobe

Current sale price is £269

(Save £80)

Regular price was £349

SWIFT Zayn Ready Assembled 2 Drawer Bedside Table

Lowest Ever Price

Available in dusk grey, kashmir coloursAvailable in dusk grey, kashmir coloursAvailable in dusk grey, kashmir coloursAvailable in dusk grey, kashmir coloursAvailable in dusk grey, kashmir colours

Zayn Ready Assembled 2 Drawer Bedside Table

Current sale price is £195

(Save £54)

Regular price was £249

SWIFT Lumiere Ready Assembled 2 Door Wardrobe with Sensor Lighting with LED lights

Lowest Ever Price

Lumiere Ready Assembled 2 Door Wardrobe with Sensor Lighting with LED lights

Current sale price is £419

(Save £110)

Regular price was £529

SWIFT Zayn Ready Assembled Double Wardrobe With 2 Drawers

Lowest Ever Price

Available in dusk grey, kashmir coloursAvailable in dusk grey, kashmir coloursAvailable in dusk grey, kashmir coloursAvailable in dusk grey, kashmir coloursAvailable in dusk grey, kashmir colours

Zayn Ready Assembled Double Wardrobe With 2 Drawers

Current sale price is £379

(Save £150)

Regular price was £529

SWIFT Emerson Ready Assembled 2 Door 1 Drawer Wide Tv Unit

Emerson Ready Assembled 2 Door 1 Drawer Wide Tv Unit

£389

SWIFT Zayn Ready Assembled 2 Drawer Tv Unit

Lowest Ever Price

Available in dusk grey, kashmir coloursAvailable in dusk grey, kashmir coloursAvailable in dusk grey, kashmir coloursAvailable in dusk grey, kashmir coloursAvailable in dusk grey, kashmir colours

Zayn Ready Assembled 2 Drawer Tv Unit

Current sale price is £369

(Save £100)

Regular price was £469

SWIFT Teddy Kids Ready Assembled Blanket / Storage Box

Lowest Ever Price

Available in white, kashmir coloursAvailable in white, kashmir coloursAvailable in white, kashmir coloursAvailable in white, kashmir coloursAvailable in white, kashmir colours

Teddy Kids Ready Assembled Blanket / Storage Box

Current sale price is £149

(Save £40)

Regular price was £189

SWIFT Zayn Ready Assembled 1 Drawer Coffee Table

Lowest Ever Price

Available in dusk grey, kashmir coloursAvailable in dusk grey, kashmir coloursAvailable in dusk grey, kashmir coloursAvailable in dusk grey, kashmir coloursAvailable in dusk grey, kashmir colours

Zayn Ready Assembled 1 Drawer Coffee Table

Current sale price is £319

(Save £80)

Regular price was £399

SWIFT Emerson 2 Drawer Bedside Table

Emerson 2 Drawer Bedside Table

£189

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.