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navigate Three Rivers Extra Large Foldable Beach, Picnic & Festival Trolley

Summerhouse by Navigate

Three Rivers Extra Large Foldable Beach, Picnic & Festival Trolley

Current sale price is £99.99

(Save £50)

Regular price was £149.99

4 out of 5 stars

4 reviews

Summerhouse by Navigate Riviera Extra Large Floral Foldable Beach & Festival Trolley

Summerhouse by Navigate

Riviera Extra Large Floral Foldable Beach & Festival Trolley

Current sale price is £99.99

(Save £50)

Regular price was £149.99

5 out of 5 stars

2 reviews

Stanley 1913 Easy-carry Outdoor Cooler 15.1l Pomelo

Time Limited Deal

Easy-carry Outdoor Cooler 15.1l Pomelo

Current sale price is £88

(Save £22)

Regular price was £110

Lifeventure Titanium Long-Handled Spoon

Titanium Long-Handled Spoon

Current sale price is £10.99

(Save £2)

Regular price was £12.99

5 out of 5 stars

1 review

NINJA FrostVault 50QT/47L Hard Cooler with Dry Zone, Cloud White FB151UKWH

FrostVault 50QT/47L Hard Cooler with Dry Zone, Cloud White FB151UKWH

Current sale price is £179

(Save £70)

Regular price was £249

4.5 out of 5 stars

108 reviews

NINJA FrostVault 30QT/28L Hard Cooler with Dry Zone, Slate Grey FB131UKGY

FrostVault 30QT/28L Hard Cooler with Dry Zone, Slate Grey FB131UKGY

Current sale price is £129

(Save £70)

Regular price was £199

4.6 out of 5 stars

70 reviews

Stanley 1913 Iceflow Bottle Flip Straw 2.0 0.7l

Time Limited Deal

Iceflow Bottle Flip Straw 2.0 0.7l

Current sale price is £30.40

(Save £7.60)

Regular price was £38

4.9 out of 5 stars

37 reviews

NINJA FrostVault 30QT/28L Hard Cooler with Dry Zone, Cloud White FB131UKWH

FrostVault 30QT/28L Hard Cooler with Dry Zone, Cloud White FB131UKWH

Current sale price is £129

(Save £70)

Regular price was £199

4.5 out of 5 stars

68 reviews

NINJA Thirsti 700 ml Travel Bottle - White

Thirsti 700 ml Travel Bottle - White

Current sale price is £28

(Save £7)

Regular price was £35

4.6 out of 5 stars

1.5k reviews

Smeg Soda Maker with Non-Slip Feet, 800ml, Matte Black

Soda Maker with Non-Slip Feet, 800ml, Matte Black

Current sale price is £125

(Save £25)

Regular price was £150

5 out of 5 stars

1 review

Stanley 1913 Iceflow Bottle Flip Straw 2.0 0.7l

Time Limited Deal

Iceflow Bottle Flip Straw 2.0 0.7l

Current sale price is £30.40

(Save £7.60)

Regular price was £38

4.9 out of 5 stars

39 reviews

Stanley 1913 Quencher H2.0 Flowstate Tumbler 0.6l Hydrangea

Time Limited Deal

Quencher H2.0 Flowstate Tumbler 0.6l Hydrangea

Current sale price is £28

(Save £7)

Regular price was £35

4.9 out of 5 stars

14 reviews

NINJA Thirsti 530ml Travel Bottle - White

Thirsti 530ml Travel Bottle - White

Current sale price is £24

(Save £6)

Regular price was £30

4.6 out of 5 stars

719 reviews

Smeg Soda Maker with Non-Slip Feet, 800ml, Storm Blue

Soda Maker with Non-Slip Feet, 800ml, Storm Blue

Current sale price is £125

(Save £25)

Regular price was £150

Fortnite Metal Water Bottle

Metal Water Bottle

Current sale price is £14

(Save £6)

Regular price was £20

5 out of 5 stars

1 review

Sweaty Betty Womens Training Keep It Chill Straw Water Bottle 950Ml - Black

Womens Training Keep It Chill Straw Water Bottle 950Ml - Black

Current sale price is £16.50

(Save £13.50)

Regular price was £30

4 out of 5 stars

16 reviews

Gym + Coffee Womens Training 1L Hydrate Bottle - Pink

Womens Training 1L Hydrate Bottle - Pink

Current sale price is £20

(Save £5)

Regular price was £25

Le Creuset On The Go Bottle 500ml Cerise

Time Limited Deal

On The Go Bottle 500ml Cerise

Current sale price is £28

(Save £7)

Regular price was £35

Le Creuset On The Go Lunch Box 900ml Shell Pink

Time Limited Deal

+1 colour

Available in shell pink, deep teal, satin black, cerise coloursAvailable in shell pink, deep teal, satin black, cerise coloursAvailable in shell pink, deep teal, satin black, cerise coloursAvailable in shell pink, deep teal, satin black, cerise coloursAvailable in shell pink, deep teal, satin black, cerise colours

On The Go Lunch Box 900ml Shell Pink

Current sale price is £28

(Save £7)

Regular price was £35

Hello Kitty Shaped Mug

Shaped Mug

Current sale price is £7

(Save £3)

Regular price was £10

5 out of 5 stars

1 review

Harry Potter Dark Mark Mug

Dark Mark Mug

Current sale price is £11

(Save £4)

Regular price was £15

Silicone Travel Mug - Double Walled With Textured Batman Logo, Officially Licensed Drinkware

Current sale price is £11

(Save £5)

Regular price was £16

3.7 out of 5 stars

3 reviews

Harry Potter Hogwarts Crest Embossed Mug

Hogwarts Crest Embossed Mug

Current sale price is £7

(Save £3)

Regular price was £10

Tefal Bludrop Water Bottle

Bludrop Water Bottle

Current sale price is £19

(Save £5)

Regular price was £24

Le Creuset On The Go Bottle 500ml Bamboo

Time Limited Deal

On The Go Bottle 500ml Bamboo

Current sale price is £28

(Save £7)

Regular price was £35

Winnie The Pooh Shaped Mug

Winnie The Pooh

Shaped Mug

Current sale price is £11

(Save £4)

Regular price was £15

Stanley 1913 All Day Slim Bottle 0.6l Pomelo Gloss

Time Limited Deal

All Day Slim Bottle 0.6l Pomelo Gloss

Current sale price is £32

(Save £8)

Regular price was £40

4.6 out of 5 stars

10 reviews

Xbox Gamer Cup

Gamer Cup

Current sale price is £14

(Save £6)

Regular price was £20

5 out of 5 stars

1 review

Fortnite Gamer Cup

Gamer Cup

Current sale price is £14

(Save £6)

Regular price was £20

5 out of 5 stars

1 review

SodaStream Terra Sparkling Water Maker - Black

Terra Sparkling Water Maker - Black

Current sale price is £83

(Save £27)

Regular price was £110

4.8 out of 5 stars

17 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.