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Pay later with Very Pay

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Chenille, £250-£500, All Sofas

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Home & Garden34

£250 - £50034

£500 - £75057

£750 - £1000102

£1000 and more273

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The Very Collection33

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The Very Collection Plaza Snuggle Chair

The Very Collection

Plaza Snuggle Chair

£499

The Very Collection Larsen 2 Seater Sofa

The Very Collection

Larsen 2 Seater Sofa

Current sale price is £499

(Save £350)

Regular price was £849

The Very Collection Seville 3 Seater Sofa - FSC® Certified

The Very Collection

Seville 3 Seater Sofa - FSC® Certified

Current sale price is £399

(Save £130)

Regular price was £529

The Very Collection Coast 2 Seater Sofa - FSC® Certified

Available in mink, navy coloursAvailable in mink, navy coloursAvailable in mink, navy coloursAvailable in mink, navy coloursAvailable in mink, navy colours

The Very Collection

Coast 2 Seater Sofa - FSC® Certified

Current sale price is £499

(Save £200)

Regular price was £699

1 out of 5 stars

1 review

The Very Collection Prent Fabric 3 Seater Sofa - Grey - Made to Order in the UK

The Very Collection

Prent Fabric 3 Seater Sofa - Grey - Made to Order in the UK

Current sale price is £479

(Save £320)

Regular price was £799

The Very Collection Prent Fabric 2 Seater Sofa - Teal - Made to order in the UK

The Very Collection

Prent Fabric 2 Seater Sofa - Teal - Made to order in the UK

Current sale price is £449

(Save £300)

Regular price was £749

The Very Collection Prent Fabric 2 Seater Sofa - Grey - Made to order in the UK

The Very Collection

Prent Fabric 2 Seater Sofa - Grey - Made to order in the UK

Current sale price is £449

(Save £300)

Regular price was £749

The Very Collection Prent Fabric 3 Seater Sofa - Teal - Made to Order in the UK

The Very Collection

Prent Fabric 3 Seater Sofa - Teal - Made to Order in the UK

Current sale price is £479

(Save £320)

Regular price was £799

The Very Collection Prent Fabric 2 Seater Sofa - Natural - Made to order in the UK

The Very Collection

Prent Fabric 2 Seater Sofa - Natural - Made to order in the UK

Current sale price is £449

(Save £300)

Regular price was £749

5 out of 5 stars

1 review

The Very Collection Prent Fabric 3 Seater Sofa - Natural - Made to Order in the UK

The Very Collection

Prent Fabric 3 Seater Sofa - Natural - Made to Order in the UK

Current sale price is £479

(Save £320)

Regular price was £799

The Very Collection Nylah 2 Seater Sofa - FSC® Certified

Available in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey colours

The Very Collection

Nylah 2 Seater Sofa - FSC® Certified

Current sale price is £499

(Save £200)

Regular price was £699

5 out of 5 stars

1 review

The Very Collection Nova Fabric/Faux Leather 3 Seater Sofa - FSC® Certified

The Very Collection

Nova Fabric/Faux Leather 3 Seater Sofa - FSC® Certified

Current sale price is £499

(Save £100)

Regular price was £599

The Very Collection Nova 2 Seater Sofa - FSC® Certified

The Very Collection

Nova 2 Seater Sofa - FSC® Certified

Current sale price is £479

(Save £70)

Regular price was £549

4 out of 5 stars

1 review

Michelle Keegan Home Hepburn 2 Seater Fabric Sofa - FSC® Certified

Available in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey colours

Michelle Keegan Home

Hepburn 2 Seater Fabric Sofa - FSC® Certified

Current sale price is £499

(Save £90)

Regular price was £589

5 out of 5 stars

1 review

The Very Collection Sander 2 Seater Fabric Sofa

The Very Collection

Sander 2 Seater Fabric Sofa

Current sale price is £499

(Save £200)

Regular price was £699

4.5 out of 5 stars

2 reviews

The Very Collection Harlow 2 Seater Standard Back Fabric Sofa - FSC® Certified

The Very Collection

Harlow 2 Seater Standard Back Fabric Sofa - FSC® Certified

Current sale price is £349

(Save £250)

Regular price was £599

The Very Collection Prent Fabric 3 Seater Sofa - Silver - Made to Order in the UK

The Very Collection

Prent Fabric 3 Seater Sofa - Silver - Made to Order in the UK

Current sale price is £449

(Save £350)

Regular price was £799

The Very Collection Prent Fabric 2 Seater Sofa - Silver - Made to order in the UK

The Very Collection

Prent Fabric 2 Seater Sofa - Silver - Made to order in the UK

Current sale price is £429

(Save £320)

Regular price was £749

The Very Collection Havana Fabric 3 Seater Scatterback Sofa - FSC® Certified

Available in charcoal, mink coloursAvailable in charcoal, mink coloursAvailable in charcoal, mink coloursAvailable in charcoal, mink coloursAvailable in charcoal, mink colours

The Very Collection

Havana Fabric 3 Seater Scatterback Sofa - FSC® Certified

Current sale price is £499

(Save £100)

Regular price was £599

The Very Collection Havana Fabric 2 Seater Scatterback Sofa - FSC® Certified

Available in charcoal, mink coloursAvailable in charcoal, mink coloursAvailable in charcoal, mink coloursAvailable in charcoal, mink coloursAvailable in charcoal, mink colours

The Very Collection

Havana Fabric 2 Seater Scatterback Sofa - FSC® Certified

Current sale price is £449

(Save £100)

Regular price was £549

5 out of 5 stars

1 review

The Very Collection Halstow 2 Seater Fabric Sofa - Charcoal - Made to order in the UK

The Very Collection

Halstow 2 Seater Fabric Sofa - Charcoal - Made to order in the UK

£449

5 out of 5 stars

1 review

The Very Collection Halstow 3 Seater Fabric Sofa - Charcoal - Made to order in the UK

The Very Collection

Halstow 3 Seater Fabric Sofa - Charcoal - Made to order in the UK

£489

3.5 out of 5 stars

2 reviews

The Very Collection Guild 3 Seater Fabric Sofa - Grey - FSC® Certified

The Very Collection

Guild 3 Seater Fabric Sofa - Grey - FSC® Certified

Current sale price is £488.99

(Save £210.01)

Regular price was £699

5 out of 5 stars

4 reviews

The Very Collection Guild 2 Seater Fabric Sofa - Grey - FSC® Certified

The Very Collection

Guild 2 Seater Fabric Sofa - Grey - FSC® Certified

Current sale price is £453.99

(Save £195.01)

Regular price was £649

3 out of 5 stars

2 reviews

The Very Collection Clarke Fabric Sofa Bed - FSC® Certified

The Very Collection

Clarke Fabric Sofa Bed - FSC® Certified

Current sale price is £453.99

(Save £195.01)

Regular price was £649

5 out of 5 stars

1 review

The Very Collection Clarke Left Hand Fabric Corner Chaise - FSC® Certified

The Very Collection

Clarke Left Hand Fabric Corner Chaise - FSC® Certified

Current sale price is £418.99

(Save £180.01)

Regular price was £599

The Very Collection Eliza Fabric 2 Seater Sofa - FSC® Certified

Available in grey, beige coloursAvailable in grey, beige coloursAvailable in grey, beige coloursAvailable in grey, beige coloursAvailable in grey, beige colours

The Very Collection

Eliza Fabric 2 Seater Sofa - FSC® Certified

Current sale price is £499

(Save £150)

Regular price was £649

3 out of 5 stars

2 reviews

The Very Collection Oslo Fabric 3 Seater Sofa - FSC® Certified

Available in natural, slate coloursAvailable in natural, slate coloursAvailable in natural, slate coloursAvailable in natural, slate coloursAvailable in natural, slate colours

The Very Collection

Oslo Fabric 3 Seater Sofa - FSC® Certified

Current sale price is £265.99

(Save £33.01)

Regular price was £299

4.3 out of 5 stars

75 reviews

The Very Collection Valencia Fabric 3 Seater Sofa Bed - FSC® Certified

The Very Collection

Valencia Fabric 3 Seater Sofa Bed - FSC® Certified

Current sale price is £499

(Save £150)

Regular price was £649

3.6 out of 5 stars

9 reviews

The Very Collection Oslo Reversible Fabric Chaise Sofa - FSC® Certified

Available in slate, natural coloursAvailable in slate, natural coloursAvailable in slate, natural coloursAvailable in slate, natural coloursAvailable in slate, natural colours

The Very Collection

Oslo Reversible Fabric Chaise Sofa - FSC® Certified

Current sale price is £349

(Save £80)

Regular price was £429

4 out of 5 stars

31 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.