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Zavetti Canada Oshawa 2.0 Padded Parka Coat - Dark Grey

Oshawa 2.0 Padded Parka Coat - Dark Grey

Current sale price is £100

(Save £25)

Regular price was £125

5 out of 5 stars

4 reviews

Standard Logo T-Shirt - Grey

Current sale price is £22.75

(Save £22.25)

Regular price was £45

5 out of 5 stars

1 review

The Very Collection Supersoft Button Thru Cardigan - Charcoal

The Very Collection

Supersoft Button Thru Cardigan - Charcoal

Current sale price is £24

(Save £8)

Regular price was £32

5 out of 5 stars

1 review

Very Man Oversized Washed Hoodie - Stone

Oversized Washed Hoodie - Stone

Current sale price is £19

(Save £13)

Regular price was £32

5 out of 5 stars

1 review

Levi's Short Sleeve Original Housemark T-Shirt - Grey

Short Sleeve Original Housemark T-Shirt - Grey

Current sale price is £20

(Save £5)

Regular price was £25

5 out of 5 stars

3 reviews

The Very Collection Faux Wool Collared Jacket - Winter White

The Very Collection

Faux Wool Collared Jacket - Winter White

Current sale price is £42.25

(Save £22.75)

Regular price was £65

5 out of 5 stars

2 reviews

Superdry Tailored Town Coat - Dark Grey

Tailored Town Coat - Dark Grey

£185

5 out of 5 stars

3 reviews

The Very Collection Funnel Neck Knitted Cardigan With Wool - Charcoal

The Very Collection

Funnel Neck Knitted Cardigan With Wool - Charcoal

Current sale price is £24

(Save £8)

Regular price was £32

5 out of 5 stars

2 reviews

The Very Collection Midweight Knitted Crew Neck Jumper - Light Grey

The Very Collection

Midweight Knitted Crew Neck Jumper - Light Grey

Current sale price is £22.50

(Save £7.50)

Regular price was £30

5 out of 5 stars

1 review

BadRhino Textured Fleece Jacket - Grey

Textured Fleece Jacket - Grey

£45

5 out of 5 stars

1 review

Tales Tonal Logo Relaxed Fit T-Shirt - Light Grey

Current sale price is £32.25

(Save £12.75)

Regular price was £45

5 out of 5 stars

2 reviews

Weekend Offender Bronx Classic Hooded Tracksuit - Grey

Weekend Offender

Bronx Classic Hooded Tracksuit - Grey

£110

5 out of 5 stars

1 review

Lacoste Mid Weight Cotton Jersey T-Shirt - Light Grey

Mid Weight Cotton Jersey T-Shirt - Light Grey

£55

5 out of 5 stars

3 reviews

River Island Slim Fit Pique Half Zip Sweatshirt - Dark Grey

Slim Fit Pique Half Zip Sweatshirt - Dark Grey

Current sale price is £31.50

(Save £10.50)

Regular price was £42

5 out of 5 stars

1 review

The Very Collection Cotton Rich Knitted Crew Neck Jumper - Charcoal

The Very Collection

Cotton Rich Knitted Crew Neck Jumper - Charcoal

Current sale price is £16.50

(Save £5.50)

Regular price was £22

5 out of 5 stars

1 review

BadRhino Fleece Gilet - Grey

Fleece Gilet - Grey

£45

5 out of 5 stars

1 review

Essential Logo Hoodie - Grey

£50

5 out of 5 stars

1 review

Very Man Acid Wash T-Shirt - Charcoal

Acid Wash T-Shirt - Charcoal

Current sale price is £13.50

(Save £4.50)

Regular price was £18

5 out of 5 stars

1 review

The Very Collection Padded 4 Pocket Parka - Graphite

The Very Collection

Padded 4 Pocket Parka - Graphite

Current sale price is £51

(Save £34)

Regular price was £85

5 out of 5 stars

1 review

Very Man Pure Cotton Interlock T-shirt And Short Set - Stone

Pure Cotton Interlock T-shirt And Short Set - Stone

Current sale price is £30

(Save £10)

Regular price was £40

5 out of 5 stars

1 review

BOSS Tee T-Shirt - Grey

Tee T-Shirt - Grey

Current sale price is £32.25

(Save £12.75)

Regular price was £45

5 out of 5 stars

1 review

ONLY & SONS Wool Overcoat - Grey

Wool Overcoat - Grey

Current sale price is £88

(Save £22)

Regular price was £110

5 out of 5 stars

1 review

BOSS Structure Loungewear Waffle T-Shirt - Light Grey

Structure Loungewear Waffle T-Shirt - Light Grey

Current sale price is £50

(Save £9)

Regular price was £59

5 out of 5 stars

1 review

Lyle & Scott Short Sleeve Regular Fit Plain T-Shirt - Dark Grey

Short Sleeve Regular Fit Plain T-Shirt - Dark Grey

£30

5 out of 5 stars

1 review

BadRhino Crew Neck Sweatshirt - Grey

Crew Neck Sweatshirt - Grey

£30

5 out of 5 stars

1 review

Lacoste Zip Thru Sweatshirt - Grey

Zip Thru Sweatshirt - Grey

£125

5 out of 5 stars

1 review

BOSS Paddy Regular Fit Tipping Polo Shirt - Grey

Paddy Regular Fit Tipping Polo Shirt - Grey

£89

5 out of 5 stars

1 review

adidas Mercedes - AMG Petronas Formula One Team Silver Arrows Half-Zip

Mercedes - AMG Petronas Formula One Team Silver Arrows Half-Zip

£92

5 out of 5 stars

2 reviews

Calvin Klein Supima Cotton Crew Neck Knitted Jumper - Grey

Supima Cotton Crew Neck Knitted Jumper - Grey

Current sale price is £64.75

(Save £25.25)

Regular price was £90

5 out of 5 stars

1 review

adidas Originals Premium Essentials Shorts

adidas Originals

Premium Essentials Shorts

£40

5 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.