Use the right and left arrows to scroll through the image carouselPage 1 of 322

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

My account

Account summary
Track my order
Delivery & returns

Ways to Pay & Protect

Very Pay
Very Protect
Very Money Matters

Cards & Loans

Very Credit Card
Looking for a loan?

Privacy notice and cookies

Privacy policy
Cookie policy
Manage cookies

Help

Help & FAQs
Product support hub
Financial difficulties
Cost of living support
Persistent debt
PPI complaints
Contact us
Terms & conditions
Product recall & safety
Careers
Become an affiliate
Corporate Social Responsibility
Fraud and scam awareness
Buying guides
Website vulnerability disclosure
Brand directory
Site map
Accessibility

Download the app

Let's get social

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Save up to 40% off

Sterling Silver

Filter

Department

Gender

Earrings Piercings Style

Price Range

Brand

Stone Type

Colour

Recipient

Offers

Necklace Type

Customer Rating

Character

Ring Type

Gifts by Occasion

Results: 1 - 30 (of 427)

Harriet Sterling Silver & 18ct Yellow Gold Plated Vermeil 1ct Lab-Grown Diamond Graduate Dew Drop Stud Earrings

£549

Harriet Sterling Silver 1ct Lab-Grown Diamond Graduated Dew Drop Stud Earrings

£499

Harriet Sterling Silver 0.50ct Lab-Grown Diamond Cross Dew Stud Earrings

£299

Sterling Silver Bangle Bracelet

£285

Sterling Silver 20" Curb Necklace Chain

£40

Sterling Silver 24" Curb Necklace Chain

£50

Harriet Sterling Silver & 18ct Yellow Gold Plated Vermeil 0.50ct Lab-Grown Diamond Cross Dew Drop Stud Earrings

£349

Men's Sterling Silver Flat Curb Chain 22''

£189

HS Edit CHAINS Sterling Silver Plate & Cubic Zirconia Round Link Bangle

£99.99

Sterling Silver Plated Cubic Zirconia Pear Engagement Ring - Gift Pouch

Current sale price is £20

HS Edit CHAINS Sterling Silver & Cubic Zirconia Triple Hoop Earrings

£79.99

Sterling Silver 8" Diamond Cut Textured Curb Chain Bracelet

£175

Harriet Sterling Silver 0.50ct Lab-Grown Diamond Round Hoop Earrings

£299

Sterling Silver 8" Curb Chain Bracelet

£100

HS Edit TEARDROP Sterling Silver And 18ct Yellow Gold Plated Double Teardrop Stud Earrings

£49.99

Sterling Silver Plated Cubic Zirconia Trilogy Engagement Ring - Gift Pouch

Current sale price is £20

HS Edit MOLTEN Sterling Silver Moulded Coin Hoop Drop Earrings

£69.99

Sterling Silver 7" Curb Chain Bracelet

£250

SPARKLE CONFETTI A LITTLE , BEAUTIFUL BRIDE , Silver & Gold Plated , Bracelet , 17.5cm stretch

£19.99

HS Edit CHAINS Sterling Silver & Cubic Zirconia Chain Drop Hoop Earrings

£69.99

HS Edit MOLTEN Sterling Silver Moulded Pebble Stud Earrings

£39.99

Sterling Silver Dainty Puffy Heart Charm with Curb Chain

£20

HS Edit MOLTEN Sterling Silver Plated Moulded Chunky Bangle

£49.99

Men's Sterling Silver 8.4" Foxtail Chain Bracelet

£150

Sterling Silver Curb Chain Cuban (10.5mm) Bracelet 8.5 inch

£374

Simply Silver Sterling Silver 925 Polished and Pave Charm Pendant

£45

HS Edit Sterling Silver Plated Abstract Entwined Bangle

£69.99

Sterling Silver Coffee Bean Mariner Chain Bracelet

£58

Sterling Silver Square Franco Nk 20

£100

Sterling Silver Tiny CZ Scallop Hoops

£20

Results: 1 - 30 (of 427)