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Joules Relaxed Fit Jeans - Blue

Relaxed Fit Jeans - Blue

Current sale price is £52

(Save £13)

Regular price was £65

River Island Bardot Maxi Dress - Blue

Bardot Maxi Dress - Blue

Current sale price is £47

(Save £12)

Regular price was £59

2.5 out of 5 stars

2 reviews

Mens Training Tech Woven Wordmark Shorts - Navy

Current sale price is £22.25

(Save £5.75)

Regular price was £28

4.6 out of 5 stars

85 reviews

River Island Pleated Wide Trousers - Blue

Pleated Wide Trousers - Blue

Current sale price is £36.25

(Save £9.75)

Regular price was £46

Girls NYC Logo Slash Neck Jumper - Navy

Current sale price is £18.25

(Save £4.74)

Regular price was £22.99

Mango High Rise Wide Leg Jeans - Blue

High Rise Wide Leg Jeans - Blue

Current sale price is £37.50

(Save £12.50)

Regular price was £50

Mango Boys Kyoto Sweatshirt - Blue

Boys Kyoto Sweatshirt - Blue

Current sale price is £14.25

(Save £3.75)

Regular price was £18

Very Man Merino Wool Long Sleeve Crew Neck Jumper - Navy

Merino Wool Long Sleeve Crew Neck Jumper - Navy

Current sale price is £30.25

(Save £7.75)

Regular price was £38

5 out of 5 stars

1 review

adidas Sportswear Infant Unisex Bubblecomfy Trainers - Blue

adidas Sportswear

Infant Unisex Bubblecomfy Trainers - Blue

Current sale price is £17.50

(Save £7.50)

Regular price was £25

4.9 out of 5 stars

14 reviews

adidas Sportswear Mens Essentials Linear Single Jersey T-Shirt - Blue

adidas Sportswear

Mens Essentials Linear Single Jersey T-Shirt - Blue

Current sale price is £12

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Regular price was £15

4.8 out of 5 stars

51 reviews

adidas Sportswear Women's Breaknet Sleek Trainers - Blue

adidas Sportswear

Women's Breaknet Sleek Trainers - Blue

Current sale price is £40

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4.7 out of 5 stars

194 reviews

TRUE RELIGION Embroidery Jessie Super Baggy Jeans - Dark Wash

Embroidery Jessie Super Baggy Jeans - Dark Wash

Current sale price is £104

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UNDER ARMOUR Mens Training Tech Utility Woven Jacket - Blue

Mens Training Tech Utility Woven Jacket - Blue

Current sale price is £60

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Samsung Galaxy S25 Edge, 256GB with Galaxy AI

Available in titanium icyblue, titanium jetblack, titanium silver coloursAvailable in titanium icyblue, titanium jetblack, titanium silver coloursAvailable in titanium icyblue, titanium jetblack, titanium silver coloursAvailable in titanium icyblue, titanium jetblack, titanium silver coloursAvailable in titanium icyblue, titanium jetblack, titanium silver colours

Galaxy S25 Edge, 256GB with Galaxy AI

Current sale price is From £899

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Regular price was From £1099

4.8 out of 5 stars

721 reviews

Barbour Beckhill Crew Neck Sweatshirt - Navy

Beckhill Crew Neck Sweatshirt - Navy

Current sale price is £64

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Regular price was £80

DORINA Lincoln 2pk Light Padded Demi Bra - Blue/ivory Second Size

Lincoln 2pk Light Padded Demi Bra - Blue/ivory Second Size

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Regular price was £32

5 out of 5 stars

1 review

UNDER ARMOUR Womens Running Launch Tank - Blue

Womens Running Launch Tank - Blue

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4.5 out of 5 stars

8 reviews

River Island Tilly Pussybow Volume Blouse - Blue

Tilly Pussybow Volume Blouse - Blue

Current sale price is £34

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Regular price was £46

adidas Infant Boys Runfalcon 5 Trainers - Blue

Infant Boys Runfalcon 5 Trainers - Blue

Current sale price is £20

(Save £5)

Regular price was £25

4.8 out of 5 stars

103 reviews

Barbour International Lever Graphic Oversized Fit Hoodie - Navy

Barbour International

Lever Graphic Oversized Fit Hoodie - Navy

Current sale price is £80

(Save £20)

Regular price was £100

V by Very Denim Asymmetric Button Co-Ord Top - Mid Wash

Denim Asymmetric Button Co-Ord Top - Mid Wash

Current sale price is £25.50

(Save £6.50)

Regular price was £32

3.7 out of 5 stars

10 reviews

Junior Boys Training Sportstyle Left Chest Logo T-Shirt - Blue

Current sale price is £14.25

(Save £3.75)

Regular price was £18

4.7 out of 5 stars

7 reviews

Ted Baker Younger Girls Bow Coat - Navy

Younger Girls Bow Coat - Navy

Current sale price is From £52

(Save up to £14)

Regular price was From £65

FatFace Ella Textured Jumper - Blue

Ella Textured Jumper - Blue

Current sale price is £40

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Regular price was £50

Only Short Denim Trench Jacket - Blue

Short Denim Trench Jacket - Blue

Current sale price is £25.25

(Save £22.75)

Regular price was £48

Very Home Bramford Tall Cabinet

Bramford Tall Cabinet

Current sale price is £74

(Save £15)

Regular price was £89

Dorel Home Mallory Sofa Bed

Available in blue, grey, petrol coloursAvailable in blue, grey, petrol coloursAvailable in blue, grey, petrol coloursAvailable in blue, grey, petrol coloursAvailable in blue, grey, petrol colours

Mallory Sofa Bed

Current sale price is £399

(Save £50)

Regular price was £449

5 out of 5 stars

1 review

River Island Luminis Back Graphic Crew Sweat - Navy

Luminis Back Graphic Crew Sweat - Navy

Current sale price is £31

(Save £8)

Regular price was £39

Superdry Surplus Hooded Check Shirt - Navy

Surplus Hooded Check Shirt - Navy

Current sale price is £64

(Save £16)

Regular price was £80

Tommy Hilfiger Boys Flag Archive Short Sleeve T-Shirt - Night Navy

Boys Flag Archive Short Sleeve T-Shirt - Night Navy

Current sale price is From £14

(Save up to £5)

Regular price was From £18

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.