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Mini V by Very Boys Fur Parker Coat - Navy

Boys Fur Parker Coat - Navy

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Asus Vivobook - Copilot+ PC - 16in - Snapdragon X - 16GB RAM - 512GB SSD - Blue

Vivobook - Copilot+ PC - 16in - Snapdragon X - 16GB RAM - 512GB SSD - Blue

Current sale price is From £499

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Regular price was From £679

5 out of 5 stars

5 reviews

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Long Sleeve Lola Collar Denim Shirt - Blue

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V by Very Sweatshirt And Jogger Set - Blue

Sweatshirt And Jogger Set - Blue

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Regular price was From £20

England Football Short Sleeve Pyjamas - White/Blue

Football Short Sleeve Pyjamas - White/Blue

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Regular price was From £15

5 out of 5 stars

1 review

V by Very Floral Shirred Maxi Beach Dress

Floral Shirred Maxi Beach Dress

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Regular price was £40

5 out of 5 stars

1 review

Hot Wheels Sweatshirt - Blue

Sweatshirt - Blue

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Regular price was From £16

New Look 915 Girls White Lace Frill Trim Dress - Blue

Girls White Lace Frill Trim Dress - Blue

Current sale price is £14.50

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Regular price was £22.99

5 out of 5 stars

1 review

adidas Junior Boys Train Essentials 3 Stripe T-Shirt - Navy

Junior Boys Train Essentials 3 Stripe T-Shirt - Navy

Current sale price is £8.50

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Regular price was £13

The Very Collection Co-ord Flocked Denim Wide Leg Jeans - Navy

The Very Collection

Co-ord Flocked Denim Wide Leg Jeans - Navy

Current sale price is £32

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Regular price was £40

5 out of 5 stars

1 review

Lacoste Long Sleeved Cotton T-shirt- Navy

Long Sleeved Cotton T-shirt- Navy

Current sale price is £48

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Regular price was £60

5 out of 5 stars

1 review

adidas Sportswear Infant Unisex Essentials Tracksuit - Blue

adidas Sportswear

Infant Unisex Essentials Tracksuit - Blue

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4.6 out of 5 stars

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Manchester City FC Short Sleeve Pyjama Set - Blue

Manchester City

FC Short Sleeve Pyjama Set - Blue

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V by Very Boys Zip Through Knitted Cardigan - Navy

Boys Zip Through Knitted Cardigan - Navy

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Boys Longline Padded Coat - Navy

Current sale price is £26.25

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4 out of 5 stars

1 review

Barbour Beckhill Crew Neck Sweatshirt - Navy

Beckhill Crew Neck Sweatshirt - Navy

Current sale price is £64

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Samsung Galaxy S25 5G, 128GB with Galaxy AI

+1 colour

Available in navy, icy blue, silver shadow, mint coloursAvailable in navy, icy blue, silver shadow, mint coloursAvailable in navy, icy blue, silver shadow, mint coloursAvailable in navy, icy blue, silver shadow, mint coloursAvailable in navy, icy blue, silver shadow, mint colours

Galaxy S25 5G, 128GB with Galaxy AI

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4.8 out of 5 stars

7.8k reviews

Levi's 501® Curve Jeans - Cold Summer - Blue

501® Curve Jeans - Cold Summer - Blue

Current sale price is £80

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4.2 out of 5 stars

84 reviews

V by Very Girls Barrell Leg Jeans - Mid Wash

Girls Barrell Leg Jeans - Mid Wash

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Regular price was From £20

V by Very Curve Longline Slogan Sweatshirt - Navy

V by Very Curve

Longline Slogan Sweatshirt - Navy

Current sale price is £17.50

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Regular price was £22

1 out of 5 stars

2 reviews

V by Very Strappy Embroidered Crop Top Co-Ord - Blue

Strappy Embroidered Crop Top Co-Ord - Blue

Current sale price is £13

(Save £7)

Regular price was £20

5 out of 5 stars

1 review

Very Man Merino Wool 1/4 Zip Jumper - Navy

Merino Wool 1/4 Zip Jumper - Navy

Current sale price is £32

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Regular price was £40

Mango Catherin Culotte High Rise Jeans - Blue

Catherin Culotte High Rise Jeans - Blue

Current sale price is £28.75

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Regular price was £36

5 out of 5 stars

1 review

V by Very Double Waistband Mom Jeans - Mid Wash

Double Waistband Mom Jeans - Mid Wash

Current sale price is £28

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Regular price was £38

Joules Lightweight Ankle Wellies - Navy

Lightweight Ankle Wellies - Navy

Current sale price is £23

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The Very Collection Denim Stripe Mini Skirt - Dark Wash

The Very Collection

Denim Stripe Mini Skirt - Dark Wash

Current sale price is £24

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Regular price was £30

V by Very Low Slung Baggy Jeans - Mid Wash

Low Slung Baggy Jeans - Mid Wash

Current sale price is £28

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Regular price was £35

4.5 out of 5 stars

2 reviews

V by Very Denim Button Through Midi Skirt - Dark Wash

Denim Button Through Midi Skirt - Dark Wash

Current sale price is £26.25

(Save £8.75)

Regular price was £35

5 out of 5 stars

1 review

V by Very Denim Round Neck Co-Ord Top - Mid Wash

Denim Round Neck Co-Ord Top - Mid Wash

Current sale price is £21

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Regular price was £35

4 out of 5 stars

2 reviews

Levi's 515 Slim Tapered Fit Jeans - Snap Back - Dark Blue

515 Slim Tapered Fit Jeans - Snap Back - Dark Blue

Current sale price is £56

(Save £14)

Regular price was £70

4 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.