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Mango Man Bologna Smart Fit Trousers - Navy

Man Bologna Smart Fit Trousers - Navy

Current sale price is £40

(Save £10)

Regular price was £50

TRUE RELIGION Geo No Flap Slim Tapered Fit Jeans - Black

Geo No Flap Slim Tapered Fit Jeans - Black

Current sale price is £79

(Save £20)

Regular price was £99

White Stuff Everly Jersey Dress - Navy

Everly Jersey Dress - Navy

£59

4.9 out of 5 stars

21 reviews

Barbour Croscombe Zip Through Knitted Jumper - Navy

Croscombe Zip Through Knitted Jumper - Navy

£149

Vi.ve.re Sidney Structured Blazer - Navy

Sidney Structured Blazer - Navy

£225

Roman Petite Constrast V-neck Top - Blue

Petite Constrast V-neck Top - Blue

£40

Weekend Offender Harlem Classic Crew Tracksuit - Navy

Weekend Offender

Harlem Classic Crew Tracksuit - Navy

£100

HUGO Jonah Regular Fit Jeans - Navy

Jonah Regular Fit Jeans - Navy

Current sale price is £103

(Save £26)

Regular price was £129

French Connection Cotton Puff Sleeve Button-Down Maxi Dress - Blue

French Connection

Cotton Puff Sleeve Button-Down Maxi Dress - Blue

£75

Very Home Kaluna Fabric 3 + 2 Seater Sofa Set (Buy & SAVE!) - Made to order in the UK

+1 colour

Available in navy, natural, olive, mustard coloursAvailable in navy, natural, olive, mustard coloursAvailable in navy, natural, olive, mustard coloursAvailable in navy, natural, olive, mustard coloursAvailable in navy, natural, olive, mustard colours

Kaluna Fabric 3 + 2 Seater Sofa Set (Buy & SAVE!) - Made to order in the UK

Current sale price is £1379

(Save £1490)

Regular price was £2869

1 out of 5 stars

1 review

mdlondon Wave Hot Brush & Curler - Blue

Wave Hot Brush & Curler - Blue

£129

adidas Originals Junior Campus 00S Trainers - Blue

adidas Originals

Junior Campus 00S Trainers - Blue

Current sale price is £56

(Save £14)

Regular price was £70

River Island Towelling Shorts - Blue

Towelling Shorts - Blue

Current sale price is £18.75

(Save £5.25)

Regular price was £24

5 out of 5 stars

1 review

Tommy Hilfiger Boys Flag Low Cut Lace-Up/Velcro Trainers - Blue

Boys Flag Low Cut Lace-Up/Velcro Trainers - Blue

Current sale price is From £51

(Save up to £14)

Regular price was From £64

adidas Boys Golf Performance Polo Top - Navy

Boys Golf Performance Polo Top - Navy

£23

4.9 out of 5 stars

24 reviews

Peach Fit Womens Retro Shorts - Navy

Womens Retro Shorts - Navy

Current sale price is £22.50

(Save £7.50)

Regular price was £30

Kids Small Logo Cap - Navy

Current sale price is £10.75

(Save £4.25)

Regular price was £15

Roman Animal Print Flocked Hooded Coat - Blue

Animal Print Flocked Hooded Coat - Blue

£70

5 out of 5 stars

1 review

Roman Batwing Tape Yarn Jumper - Turquoise

Batwing Tape Yarn Jumper - Turquoise

£45

Columbia Men's Challenger Ii Windbreaker - Blue

Men's Challenger Ii Windbreaker - Blue

£65

Apricot Ikeda Straight Leg Jean - Blue

Ikeda Straight Leg Jean - Blue

£45

Sloggi Zero Feel Bliss String - Blue

Zero Feel Bliss String - Blue

Current sale price is £12

(Save £3)

Regular price was £15

ONLY & SONS Edge Straight Fit Jeans - Mid Wash

Edge Straight Fit Jeans - Mid Wash

Current sale price is £20.75

(Save £5.25)

Regular price was £26

Mamas & Papas Baby Boys 2 Piece Stripe Top & Ribbed Legging Set - Blue

Baby Boys 2 Piece Stripe Top & Ribbed Legging Set - Blue

£25

HUGO Napolux Regular Fit T-Shirt - Blue

Napolux Regular Fit T-Shirt - Blue

Current sale price is £30.75

(Save £8.25)

Regular price was £39

Quiz Curve Navy Button Detail Jumpsuit

Curve Navy Button Detail Jumpsuit

£45

Ronhill Women's Running Tech Tight - Navy

Women's Running Tech Tight - Navy

Current sale price is £46.25

(Save £11.75)

Regular price was £58

Levi's Relaxed Fit Western Button Down Denim Shirt- Blue

Relaxed Fit Western Button Down Denim Shirt- Blue

Current sale price is £60

(Save £15)

Regular price was £75

Lacoste 3 Pack Cotton Patterned Trunks- Navy

3 Pack Cotton Patterned Trunks- Navy

£42

Dsquared Logo Arm Band Short Sleeve T-Shirt - Blue

£123

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.