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undefined Nova End Lift Storage Ottoman Up Bed with Mattress Options (Buy & SAVE!)

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in ivory, beige, charcoal, grey coloursAvailable in ivory, beige, charcoal, grey coloursAvailable in ivory, beige, charcoal, grey coloursAvailable in ivory, beige, charcoal, grey coloursAvailable in ivory, beige, charcoal, grey colours

Nova End Lift Storage Ottoman Up Bed with Mattress Options (Buy & SAVE!)

Current sale price is From £329

(Save up to £230)

Regular price was From £499

4.3 out of 5 stars

62 reviews

undefined vivoactive 5 Music, GPS, WiFi

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in ivory, black, purple coloursAvailable in ivory, black, purple coloursAvailable in ivory, black, purple coloursAvailable in ivory, black, purple coloursAvailable in ivory, black, purple colours

vivoactive 5 Music, GPS, WiFi

Current sale price is £199

(Save £60)

Regular price was £259

4.5 out of 5 stars

33 reviews

undefined Venu 3S, GPS, Wi-Fi

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in ivory, beige, rose, sage/grey, grey coloursAvailable in ivory, beige, rose, sage/grey, grey coloursAvailable in ivory, beige, rose, sage/grey, grey coloursAvailable in ivory, beige, rose, sage/grey, grey coloursAvailable in ivory, beige, rose, sage/grey, grey colours

Venu 3S, GPS, Wi-Fi

£369

4.4 out of 5 stars

544 reviews

undefined Harper Thermal Dim Out Eyelet Curtains

+1 colours+5 colours+4 colours+2 colours+3 colours

Available in cream, blush, grey, black, navy, green, sky blue, latte coloursAvailable in cream, blush, grey and 5 more coloursAvailable in cream, blush, grey, black, navy, green, sky blue, latte coloursAvailable in cream, blush, grey, black, navy, green, sky blue, latte coloursAvailable in cream, blush, grey, black, navy, green, sky blue, latte colours

Harper Thermal Dim Out Eyelet Curtains

Current sale price is From £13

(Save up to £10)

Regular price was From £18

4.4 out of 5 stars

57 reviews

undefined Short Sleeve Stripe Polo Top - Cream

Short Sleeve Stripe Polo Top - Cream

£32

undefined Arch Fit Footsteps Molded Double Band Sling Back Sandal - Natural

Arch Fit Footsteps Molded Double Band Sling Back Sandal - Natural

£34

4.9 out of 5 stars

15 reviews

undefined Montrose Velvet Blackout Eyelet Curtains

+0 colours+4 colours+3 colours+1 colours+2 colours

Available in ivory, teal, silver, linen, bottle green, black, dusky pink coloursAvailable in ivory, teal, silver, linen, bottle green, black, dusky pink coloursAvailable in ivory, teal, silver, linen, bottle green, black, dusky pink coloursAvailable in ivory, teal, silver, linen, bottle green, black, dusky pink coloursAvailable in ivory, teal, silver, linen, bottle green, black, dusky pink colours

Laurence Llewelyn-Bowen

Montrose Velvet Blackout Eyelet Curtains

Current sale price is From £28

(Save up to £19)

Regular price was From £35

4.5 out of 5 stars

125 reviews

undefined Hanna 4 Piece Bedroom Set - 3 Door Wardrobe, 5 Drawer Chest plus 2 Bedside Chests

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in cream/oak, grey/oak coloursAvailable in cream/oak, grey/oak coloursAvailable in cream/oak, grey/oak coloursAvailable in cream/oak, grey/oak coloursAvailable in cream/oak, grey/oak colours

Hanna 4 Piece Bedroom Set - 3 Door Wardrobe, 5 Drawer Chest plus 2 Bedside Chests

Current sale price is £619

(Save £80)

Regular price was £699

3.7 out of 5 stars

6 reviews

undefined Crawford Large Sideboard - Ivory/Oak

Crawford Large Sideboard - Ivory/Oak

Current sale price is £149

(Save £80)

Regular price was £229

3.5 out of 5 stars

22 reviews

undefined Stripe Shorts - Cream

Stripe Shorts - Cream

£24

undefined Womens Campus 00S Trainers - White

adidas Originals

Womens Campus 00S Trainers - White

Current sale price is £59

(Save £31)

Regular price was £90

4.6 out of 5 stars

9 reviews

undefined Diamante Button Waistcoat

V by Very Curve

Diamante Button Waistcoat

£28

undefined 6-Piece Zero Twist Towel Bale

+0 colours+4 colours+3 colours+1 colours+2 colours

Available in cream, blue, charcoal, duck egg, silver, white, red coloursAvailable in cream, blue, charcoal, duck egg, silver, white, red coloursAvailable in cream, blue, charcoal, duck egg, silver, white, red coloursAvailable in cream, blue, charcoal, duck egg, silver, white, red coloursAvailable in cream, blue, charcoal, duck egg, silver, white, red colours

Catherine Lansfield

6-Piece Zero Twist Towel Bale

£28

3.9 out of 5 stars

280 reviews

undefined Embroidered Dress - Cream

Embroidered Dress - Cream

£30

undefined Flat Esperdrille Shoe

Flat Esperdrille Shoe

Current sale price is £14

(Save £14)

Regular price was £28

3.8 out of 5 stars

6 reviews

undefined Definitions Strapless Multiway Bra - Natural

Definitions Strapless Multiway Bra - Natural

£26

4.6 out of 5 stars

14 reviews

undefined Pleated Extreme Trouser

Pleated Extreme Trouser

£35

undefined Cutwork Trouser - Cream

Cutwork Trouser - Cream

Current sale price is £25

(Save £17)

Regular price was £42

4 out of 5 stars

1 review

undefined Starfish Trim Gathered Swimsuit - Cream

Starfish Trim Gathered Swimsuit - Cream

£30

undefined 50 Litre Rectangular Sensor Bin

50 Litre Rectangular Sensor Bin

Current sale price is £39.99

(Save £10)

Regular price was £49.99

3.9 out of 5 stars

41 reviews

undefined Allover Crochet Vest - Cream

Allover Crochet Vest - Cream

£30

4.7 out of 5 stars

3 reviews

undefined Kamina Indoor/Outdoor Flatweave Rug

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in ivory, taupe, grey, black, denim blue coloursAvailable in ivory, taupe, grey, black, denim blue coloursAvailable in ivory, taupe, grey, black, denim blue coloursAvailable in ivory, taupe, grey, black, denim blue coloursAvailable in ivory, taupe, grey, black, denim blue colours

Kamina Indoor/Outdoor Flatweave Rug

Current sale price is From £20

(Save up to £38)

Regular price was From £28

4.8 out of 5 stars

501 reviews

undefined Cotton Rich V Neck Pointelle Waistcoat Coord - Cream

Cotton Rich V Neck Pointelle Waistcoat Coord - Cream

Current sale price is £22.40

(Save £5.60)

Regular price was £28

4 out of 5 stars

1 review

undefined Pumpkin Fleece Duvet Cover Set

Pumpkin Fleece Duvet Cover Set

From £30

undefined Arizona Big Buckle Eva Sandal - White

Arizona Big Buckle Eva Sandal - White

£60

1 out of 5 stars

1 review

undefined Ri Monogram Pouchette Cross Body Bag

Ri Monogram Pouchette Cross Body Bag

£38

undefined Strapless Belted Jumpsuit - Cream

Strapless Belted Jumpsuit - Cream

Current sale price is £33

(Save £27)

Regular price was £60

2.3 out of 5 stars

3 reviews

undefined Crochet Sequin Tank - Cream

Michelle Keegan

Crochet Sequin Tank - Cream

Current sale price is £31.50

(Save £13.50)

Regular price was £45

3.3 out of 5 stars

3 reviews

undefined Women's 327 Trainers - Timberwolf

Women's 327 Trainers - Timberwolf

Current sale price is £80

(Save £20)

Regular price was £100

undefined Jumbo Cord Cushion

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in cream, black, grey, green coloursAvailable in cream, black, grey, green coloursAvailable in cream, black, grey, green coloursAvailable in cream, black, grey, green coloursAvailable in cream, black, grey, green colours

Jumbo Cord Cushion

Current sale price is £10

(Save £5)

Regular price was £15

4 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.