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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 1 - 30 (of 36)

ROG Strix OLED XG27AQDMG - 27in QHD WOLED, 240Hz, 0.03ms, G-SYNC Compatible Gaming Monitor

Current sale price is £499

27" Odyssey OLED G60SD QHD, 360Hz Gaming Monitor

Current sale price is £549

ROG Strix XG27ACS Gaming Monitor - 27 inch, WQHD (2560 x 1440), Fast IPS, 170 Hz (OC)

£229

ROG Strix XG27ACS - 27in QHD, 180Hz, 1ms, Fast IPS, G-Sync compatible, USB Type-C Gaming Monitor

£249

MAG 271QPX QD-OLED E2 27-inch, WQHD, 240Hz, Adaptive-Sync Gaming Monitor

Current sale price is £499

Nitro XZ340CUJ0 - 34in WQHD - 120Hz - Black Gaming Monitor

Current sale price is £199

MAG 321CQF E18 32-inch, WQHD, 180Hz, 0.5ms, Adaptive Sync 1000R Curved Gaming Monitor

Current sale price is £199

Q27G3XMN/BK Widescreen Gaming Monitor - 27in QHD (2560x1440) LED, 180Hz

£299

Pulse 17 AI Gaming Laptop - 17.3in QHD+, RTX 4060, Intel Core Ultra 9, 16GB RAM, 1TB SSD

£1799

Summit E16 AI Studio - 16in - QHD+ - Intel Core Ultra 7 - 32GB RAM - 2TB SSD - Black

Current sale price is £1699

Pulse 16 AI Gaming Laptop - 16in QHD+, RTX 4060, Intel Core Ultra 7, 16GB RAM, 1TB SSD

Current sale price is £1199

34M2C5501A/00 34in UWQHD (3440x1440) 180Hz Fast VA Gaming Monitor - White

£299

INZONE M10S 27-inch OLED QHD 480Hz Gaming Monitor

£1199

ProArt Display PA279CV 27-inch 4K Ultra HD IPS Professional Monitor

£429

TUF Gaming VG32AQL1A - 32in QHD, 170Hz, G-Sync compatible Gaming Monitor

£249

G51C 32-inch QHD 165Hz Odyssey Gaming Monitor

£269

PRO MP275Q 27-inch, Quad HD, 100Hz, Adaptive-Sync Monitor with Built-In Speakers

Current sale price is £119

CU34G2XP/BK 32in UWQHD (3440x1440) 180Hz Fast VA Gaming Monitor - Black

£299

AORUS FO27Q3 EK Gaming Monitor - 27in QHD, QD-OLED

£699

ExoBook Gaming Laptop - 16in QHD - Intel Core Ultra 9 - RTX GeForce 5090 - 32GB 2TB - Black

£3499

Prestige 16 AI Studio Laptop - 16in QHD+, GeForce RTX 4050, Intel Core Ultra 7, 32GB RAM, 1TB SSD

Current sale price is £1399

OMEN 32q Gaming Monitor - 31.5in QHD (2560 x 1440) 165hz, 1ms Response, AMD FreeSync™ Premium, Adjustable Stand, PC & Console Compatible

£299

Summit E16 AI Evo Laptop - 16in QHD+ 2560x1600 - Intel Core Ultra 7 - 32GB RAM - 1TB SSD - Black

Current sale price is £1449

Q27G4XF 27in QHD (2560x1440) 180Hz Fast IPS Gaming Monitor - Black

£179

Summit E16 AI Studio A1V Laptop - 16in QHD+ Touchscreen, RTX 4050, Intel Core Ultra 7, 32GB RAM, 1TB SSD - Black

Current sale price is £1599

ExoBook Gaming Laptop - 16in QHD - Intel Core Ultra 9 - RTX GeForce 5080 - 32GB 2TB - Black

£2799

Modern MD272QXPW 27in - QHD - 100Hz - Adaptive-Sync - Flat Monitor with Adjustable Stand + Built-In Speakers

Current sale price is £149

SA322QUEbmipx 32in - IPS WQHD - Monitor

£199

GS27QC A Curved Gaming Monitor - 27in QHD LED

£159

Q27V5CW Monitor with WebCam - 27in QHD (2560 x 1440), 75Hz with Speakers

£229

Results: 1 - 30 (of 36)