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Free home delivery on orders £75+

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Pay later with Very Pay

Get autumn ready - up to 25% off with code AUTUMN

Get autumn ready - up to 25% off with code AUTUMN

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Jon Richard Silver Crystal Heart Trio Set - Gift Box

Silver Crystal Heart Trio Set - Gift Box

Current sale price is £20

Regular price was £30

(Save £10)

Jon Richard Gold Plated Crystal Clover Trio Set - Gift Boxed

Gold Plated Crystal Clover Trio Set - Gift Boxed

Current sale price is £20

Regular price was £30

(Save £10)

4.2 out of 5 stars

6 reviews

FitFlop Womens Delicato Leopard-Print Suede Mary Janes - Multi

Womens Delicato Leopard-Print Suede Mary Janes - Multi

Current sale price is £80

Regular price was £100

(Save £20)

Jon Richard Gold Plated And Crystal Heart Trio Set - Gift Box

Gold Plated And Crystal Heart Trio Set - Gift Box

Current sale price is £20

Regular price was £35

(Save £15)

FitFlop Womens Microwobbleboard Shearling-Lined Back-Strap Slippers - Brown

Womens Microwobbleboard Shearling-Lined Back-Strap Slippers - Brown

Current sale price is £124

Regular price was £155

(Save £31)

FitFlop Gen-ff Roam - Black

Gen-ff Roam - Black

Current sale price is £124

Regular price was £155

(Save £31)

FitFlop F-mode Flow - Cappuccino

F-mode Flow - Cappuccino

Current sale price is £100

Regular price was £125

(Save £25)

FitFlop Delicato Suede Leopard Loafers

Delicato Suede Leopard Loafers

Current sale price is £96

Regular price was £120

(Save £24)

5 out of 5 stars

1 review

FitFlop Womens Gen-FF Suede Elasticated Suede Mules - Brown

Womens Gen-FF Suede Elasticated Suede Mules - Brown

Current sale price is £80

Regular price was £100

(Save £20)

FitFlop Womens GEN-FF Roam Leather Chunky Loafers - Black

Womens GEN-FF Roam Leather Chunky Loafers - Black

Current sale price is £104

Regular price was £130

(Save £26)

Jon Richard Simply Silver 925 Sterling Silver Solitaire Set - Gift Box

Simply Silver 925 Sterling Silver Solitaire Set - Gift Box

Current sale price is £49

Regular price was £65

(Save £16)

Jon Richard Simply Silver 925 Sterling Silver Pave Infinity Set - Gift Box

Simply Silver 925 Sterling Silver Pave Infinity Set - Gift Box

Current sale price is £49

Regular price was £65

(Save £16)

FitFlop Womens Suede T-Toe Lace-Up Trainers - White

Womens Suede T-Toe Lace-Up Trainers - White

Current sale price is £76

Regular price was £95

(Save £19)

Jon Richard Sapphire And Crystal Twist Drop Jewellery Set

Sapphire And Crystal Twist Drop Jewellery Set

Current sale price is £20

Regular price was £30

(Save £10)

4.9 out of 5 stars

28 reviews

FitFlop Gen-ff Roam - Chocolate Brown

Gen-ff Roam - Chocolate Brown

Current sale price is £124

Regular price was £155

(Save £31)

FitFlop Delicato Snake Mary Janes - Black

Delicato Snake Mary Janes - Black

Current sale price is £88

Regular price was £110

(Save £22)

FitFlop Womens Relaxed Zip Suede Casual Boots - Brown

Womens Relaxed Zip Suede Casual Boots - Brown

Current sale price is £108

Regular price was £135

(Save £27)

FitFlop Womens Knee High Side Zip Low Heel Boots - Brown

Womens Knee High Side Zip Low Heel Boots - Brown

Current sale price is £128

Regular price was £160

(Save £32)

Jon Richard Gold Plated Cubic Zirconia Heart Allway Necklace

Gold Plated Cubic Zirconia Heart Allway Necklace

Current sale price is £64

Regular price was £80

(Save £16)

FitFlop Delicato Ballerina - Tan/black

Delicato Ballerina - Tan/black

Current sale price is £76

Regular price was £95

(Save £19)

FitFlop Womens Snake Print Buckle Strap Low Heel Mary Jane Shoes - Beige

Womens Snake Print Buckle Strap Low Heel Mary Jane Shoes - Beige

Current sale price is £92

Regular price was £115

(Save £23)

Jon Richard Simply Silver 925 Sterling Silver Open Circle Set - Gift Box

Simply Silver 925 Sterling Silver Open Circle Set - Gift Box

Current sale price is £49

Regular price was £65

(Save £16)

FitFlop Womens Suede T-Toe Supportive Trainers - Red

Womens Suede T-Toe Supportive Trainers - Red

Current sale price is £76

Regular price was £95

(Save £19)

FitFlop Womens Dash T-Toe Suede Lace-Up Sneakers - Warm Pink

Womens Dash T-Toe Suede Lace-Up Sneakers - Warm Pink

Current sale price is £76

Regular price was £95

(Save £19)

FitFlop Womens Knee High Side Zip Chunky Sole Boots - Black

Womens Knee High Side Zip Chunky Sole Boots - Black

Current sale price is £128

Regular price was £160

(Save £32)

Jon Richard Gold Plated Cubic Zirconia Pendant Box Set

Gold Plated Cubic Zirconia Pendant Box Set

Current sale price is £20

Regular price was £35

(Save £15)

Jon Richard Gold Plated Jet Enamel Clover Bracelet

Gold Plated Jet Enamel Clover Bracelet

Current sale price is £28

Regular price was £30

(Save £2)

4.1 out of 5 stars

7 reviews

P.E Nation Womens Training Backspin Tee - Grey

Womens Training Backspin Tee - Grey

Current sale price is £24.75

Regular price was £55

(Save £30.25)

FitFlop Womens iQushion Multi-Crystal Ergonomic Flip Flops - Red

Womens iQushion Multi-Crystal Ergonomic Flip Flops - Red

Current sale price is £32

Regular price was £40

(Save £8)

Jon Richard Gold Plated Emerald Crystal Trio Set - Gift Box

Gold Plated Emerald Crystal Trio Set - Gift Box

Current sale price is £20

Regular price was £35

(Save £15)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.