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River Island Long Sleeve Premium Hoodie - Red

Long Sleeve Premium Hoodie - Red

Current sale price is £30.75

(Save £8.25)

Regular price was £39

The Very Collection Longline Hooded Padded Coat - Burgundy Red

The Very Collection

Longline Hooded Padded Coat - Burgundy Red

Current sale price is From £56

(Save up to £24)

Regular price was £80

5 out of 5 stars

9 reviews

The Very Collection Faux Leather Shawl Collar Padded Coat - Burgundy

The Very Collection

Faux Leather Shawl Collar Padded Coat - Burgundy

Current sale price is £39

(Save £26)

Regular price was £65

5 out of 5 stars

1 review

The Very Collection Scarf Tie Blazer - Burgundy

The Very Collection

Scarf Tie Blazer - Burgundy

Current sale price is £24.75

(Save £30.25)

Regular price was £55

Mango Ruffle Knit Cardigan

Ruffle Knit Cardigan

Current sale price is £24.75

(Save £11.25)

Regular price was £36

Mango Double Breasted Duster Coat - Burgundy

Double Breasted Duster Coat - Burgundy

Current sale price is £84

(Save £56)

Regular price was £140

2 out of 5 stars

2 reviews

New Look Burgundy Premium Oversized Crew Neck Sweatshirt

Burgundy Premium Oversized Crew Neck Sweatshirt

Current sale price is £21

(Save £3.99)

Regular price was £24.99

5 out of 5 stars

1 review

New Look Premium Elasticated Waist Wide Leg Joggers - Burgundy

Premium Elasticated Waist Wide Leg Joggers - Burgundy

Current sale price is £21

(Save £3.99)

Regular price was £24.99

5 out of 5 stars

1 review

PixieGirl Petite Fleece Wide Leg Loung Trouser

Petite Fleece Wide Leg Loung Trouser

Current sale price is £19

(Save £5)

Regular price was £24

5 out of 5 stars

2 reviews

adidas Originals Women's Adicolor 3 Stripes Slim Knit Tracksuit Top - Red

adidas Originals

Women's Adicolor 3 Stripes Slim Knit Tracksuit Top - Red

Current sale price is £51

(Save £24)

Regular price was £75

4.7 out of 5 stars

22 reviews

River Island Long Sleeve Chiffon Cutwork Blouse - Red

Long Sleeve Chiffon Cutwork Blouse - Red

Current sale price is £36.75

(Save £9.25)

Regular price was £46

3.5 out of 5 stars

2 reviews

UNDER ARMOUR Womens Training Rival Woven Hooded Jacket - Burgundy

Womens Training Rival Woven Hooded Jacket - Burgundy

Current sale price is £42

(Save £18)

Regular price was £60

PixieGirl Petite Ditsy Midi Tea Dress - Print

Petite Ditsy Midi Tea Dress - Print

Current sale price is £24.75

(Save £6.25)

Regular price was £31

5 out of 5 stars

1 review

adidas Originals Women's 3 Stripes Oversized Adilenium Crew Sweater - Red

adidas Originals

Women's 3 Stripes Oversized Adilenium Crew Sweater - Red

£60

The North Face Womens Yumiori ¼ Zip Fleece- Coral Orange/red

Womens Yumiori ¼ Zip Fleece- Coral Orange/red

Current sale price is From £52.50

(Save up to £22.50)

Regular price was From £75

4 out of 5 stars

32 reviews

Decathlon Womens Warm Ski Jacket 500 - Red

Womens Warm Ski Jacket 500 - Red

Current sale price is From £56

(Save up to £24)

Regular price was From £80

4.5 out of 5 stars

2 reviews

Sweaty Betty Womens Training Athlete Seamless Workout Tank Top - Red

Womens Training Athlete Seamless Workout Tank Top - Red

Current sale price is £28

(Save £12)

Regular price was £40

4.5 out of 5 stars

6 reviews

UNDER ARMOUR Womens Training Tech High Ankle Tights - Burgundy

Womens Training Tech High Ankle Tights - Burgundy

Current sale price is £40

(Save £10)

Regular price was £50

4.6 out of 5 stars

329 reviews

Mango Straight Suit Jacket With Lapel Pockets - Burgundy

Straight Suit Jacket With Lapel Pockets - Burgundy

Current sale price is £63

(Save £27)

Regular price was £90

Calvin Klein Lift Bralette - Red

Lift Bralette - Red

£40

River Island Lurex Wide Leg Trouser - Red

Lurex Wide Leg Trouser - Red

Current sale price is £25.50

(Save £6.50)

Regular price was £32

5 out of 5 stars

2 reviews

The Very Collection Cord Jacket- Red

The Very Collection

Cord Jacket- Red

Current sale price is £16

(Save £24)

Regular price was £40

Yours Curve Lace Front Blouse - Red

Curve Lace Front Blouse - Red

£37

The Very Collection Waist Detail Double Breasted Coat - Red

The Very Collection

Waist Detail Double Breasted Coat - Red

Current sale price is From £60

(Save up to £15)

Regular price was From £75

4.7 out of 5 stars

19 reviews

New Look Tiered Longline Puffer Jacket - Burgundy

Tiered Longline Puffer Jacket - Burgundy

£69.99

5 out of 5 stars

1 review

Sweaty Betty Womens Training Training Shell Jacket - Red

Womens Training Training Shell Jacket - Red

Current sale price is £60

(Save £40)

Regular price was £100

UNDER ARMOUR Womens Training Tech Rib 1/2 Zip Top - Burgundy

Womens Training Tech Rib 1/2 Zip Top - Burgundy

Current sale price is £32

(Save £8)

Regular price was £40

4.7 out of 5 stars

15 reviews

Craghoppers Womens Duke Of Edinburgh Ossus Waterproof Jacket - Red

Womens Duke Of Edinburgh Ossus Waterproof Jacket - Red

Current sale price is £46

(Save £14)

Regular price was £60

4.8 out of 5 stars

8 reviews

The Very Collection Curve Button Detail Blazer - Burgundy

The Very Collection Curve

Button Detail Blazer - Burgundy

Current sale price is £24.50

(Save £20.50)

Regular price was £45

5 out of 5 stars

2 reviews

New Look Dark Burgundy Collared Long Sleeve Borg Coat

Dark Burgundy Collared Long Sleeve Borg Coat

£64.99

4.7 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.