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Joma Jewellery A Little Happy Birthday Bracelet In Silver And Gold Plating

Bank Holiday Deal

A Little Happy Birthday Bracelet In Silver And Gold Plating

Current sale price is £15

(Save £3.99)

Regular price was £18.99

5 out of 5 stars

2 reviews

Joma Jewellery LIFES A CHARM 40TH BIRTHDAY Bracelet

Bank Holiday Deal

LIFES A CHARM 40TH BIRTHDAY Bracelet

Current sale price is £20

(Save £4.99)

Regular price was £24.99

5 out of 5 stars

1 review

The Very Collection Wide Fit Embellished Toe Post Sandals - Silver

Bank Holiday Deal

The Very Collection

Wide Fit Embellished Toe Post Sandals - Silver

Current sale price is £15.25

(Save £4.75)

Regular price was £20

adidas Sportswear Women's Adilette Shower Slides - Silver

Bank Holiday Deal

adidas Sportswear

Women's Adilette Shower Slides - Silver

Current sale price is £18.25

(Save £4.75)

Regular price was £23

4.5 out of 5 stars

2 reviews

The Love Collection Stainless Steel Layered Heart Link Necklace

Bank Holiday Deal

The Love Collection

Stainless Steel Layered Heart Link Necklace

Current sale price is £15

(Save £11)

Regular price was £26

Joma Jewellery LIFES A CHARM 18TH BIRTHDAY Bracelet

Bank Holiday Deal

LIFES A CHARM 18TH BIRTHDAY Bracelet

Current sale price is £20

(Save £4.99)

Regular price was £24.99

Joma Jewellery CONFETTI A LITTLE - THANK YOU - Silver Plated - Bracelet - 17.5cm stretch

Bank Holiday Deal

CONFETTI A LITTLE - THANK YOU - Silver Plated - Bracelet - 17.5cm stretch

Current sale price is £15

(Save £3.99)

Regular price was £18.99

Joma Jewellery Beautifully Boxed A Little Happy 50th Birthday Bracelet In Silver Plating

Bank Holiday Deal

Beautifully Boxed A Little Happy 50th Birthday Bracelet In Silver Plating

Current sale price is £18

(Save £4.99)

Regular price was £22.99

1 out of 5 stars

1 review

Jon Richard Rhodium Plated Pave and Mother of Pearl Butterfly Bangle

Bank Holiday Deal

Rhodium Plated Pave and Mother of Pearl Butterfly Bangle

Current sale price is £20

(Save £5)

Regular price was £25

V by Very Croc Loafers - Silver

Bank Holiday Deal

Croc Loafers - Silver

Current sale price is £12

(Save £16)

Regular price was £28

4 out of 5 stars

5 reviews

River Island Foil Coated Stretch Straight Jeans - Silver

Bank Holiday Deal

Foil Coated Stretch Straight Jeans - Silver

Current sale price is £17.50

(Save £41.50)

Regular price was £59

3 out of 5 stars

1 review

Joma Jewellery LIFES A CHARM 60TH BIRTHDAY Bracelet

Bank Holiday Deal

LIFES A CHARM 60TH BIRTHDAY Bracelet

Current sale price is £20

(Save £4.99)

Regular price was £24.99

2 out of 5 stars

1 review

Jon Richard Jonrichard Silver Plated Cubic Zirconia Bezel Bracelet

Bank Holiday Deal

Jonrichard Silver Plated Cubic Zirconia Bezel Bracelet

Current sale price is £20

(Save £5)

Regular price was £25

The Love Collection Sterling Silver Dainty Puffy Heart Charm with Curb Chain

The Love Collection

Sterling Silver Dainty Puffy Heart Charm with Curb Chain

£20

Inicio Sterling Silver Plated Cubic Zirconia Pear Engagement Ring - Gift Pouch

Bank Holiday Deal

Sterling Silver Plated Cubic Zirconia Pear Engagement Ring - Gift Pouch

Current sale price is £20

(Save £5)

Regular price was £25

Inicio Opal Sunburst Charm Hoops

Bank Holiday Deal

Opal Sunburst Charm Hoops

Current sale price is £20

(Save £5)

Regular price was £25

Inicio Sterling Silver Plated Heart Bezel Necklace - Gift Pouch

Bank Holiday Deal

Sterling Silver Plated Heart Bezel Necklace - Gift Pouch

Current sale price is £20

(Save £5)

Regular price was £25

Joma Jewellery Beautifully Boxed A Little Happy 60th Birthday Bracelet In Silver Plating

Bank Holiday Deal

Beautifully Boxed A Little Happy 60th Birthday Bracelet In Silver Plating

Current sale price is £18

(Save £4.99)

Regular price was £22.99

5 out of 5 stars

1 review

Inicio Sterling Silver Plated Cubic Zirconia Band Engagement Ring - Gift Pouch

Bank Holiday Deal

Sterling Silver Plated Cubic Zirconia Band Engagement Ring - Gift Pouch

Current sale price is £20

(Save £5)

Regular price was £25

V by Very Sterling Siver Evil Eye Charm Anklet

Sterling Siver Evil Eye Charm Anklet

Current sale price is £14

(Save £4)

Regular price was £18

3 out of 5 stars

2 reviews

Inicio Sterling Silver Plated Cubic Zirconia Trilogy Engagement Ring - Gift Pouch

Bank Holiday Deal

Sterling Silver Plated Cubic Zirconia Trilogy Engagement Ring - Gift Pouch

Current sale price is £20

(Save £5)

Regular price was £25

Jon Richard Silver Plated Mixed Pearl Headband

Bank Holiday Deal

Silver Plated Mixed Pearl Headband

Current sale price is £20

(Save £5)

Regular price was £25

Inicio Vintage Rose Clover Charm Huggie Hoops

Bank Holiday Deal

Vintage Rose Clover Charm Huggie Hoops

Current sale price is £20

(Save £5)

Regular price was £25

The Love Collection Waterproof Stainless Steel Shell Necklace Set

Bank Holiday Deal

The Love Collection

Waterproof Stainless Steel Shell Necklace Set

Current sale price is £16

(Save £6)

Regular price was £22

Inicio Satin Braided Hoops

Bank Holiday Deal

Satin Braided Hoops

Current sale price is £20

(Save £5)

Regular price was £25

Jon Richard Silver Plated and Crystal Chain Stretch Bracelet

Bank Holiday Deal

Silver Plated and Crystal Chain Stretch Bracelet

Current sale price is £20

(Save £5)

Regular price was £25

5 out of 5 stars

1 review

Inicio Sterling Silver Plated Cushion Pendant - Gift Pouch

Bank Holiday Deal

Sterling Silver Plated Cushion Pendant - Gift Pouch

Current sale price is £20

(Save £5)

Regular price was £25

Jon Richard Waterproof Platinum Plated Small Flat Surface Hoop Earrings

Bank Holiday Deal

Waterproof Platinum Plated Small Flat Surface Hoop Earrings

Current sale price is £14

(Save £4)

Regular price was £18

5 out of 5 stars

1 review

Inicio Sterling Silver Plated Mother of Pearl Celestial Heart Drop Earrings

Sterling Silver Plated Mother of Pearl Celestial Heart Drop Earrings

£15

Inicio Crystal Clover Charm Huggie Hoops

Bank Holiday Deal

Crystal Clover Charm Huggie Hoops

Current sale price is £20

(Save £5)

Regular price was £25

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.