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undefined Quilted Zip Pocket Cross Body Bag

Quilted Zip Pocket Cross Body Bag

£28

undefined Never Camera Bag

Never Camera Bag

Current sale price is £79

(Save £20)

Regular price was £99

undefined Oval Lock Messenger Bag - Black

Oval Lock Messenger Bag - Black

Current sale price is £19.50

(Save £10.50)

Regular price was £30

5 out of 5 stars

4 reviews

undefined Zero Small Tote

Zero Small Tote

Current sale price is £78.75

(Save £56.25)

Regular price was £135

5 out of 5 stars

1 review

undefined The Mini Tote Bag - Black

The Mini Tote Bag - Black

£195

3.2 out of 5 stars

30 reviews

undefined Piper Crossbody Bag

Piper Crossbody Bag

Current sale price is £78.30

(Save £30.70)

Regular price was £109

5 out of 5 stars

1 review

undefined Never Shoulder Bag

Never Shoulder Bag

Current sale price is £90

(Save £35)

Regular price was £125

undefined Black Faux Leather Camera Crossbody Bag

Black Faux Leather Camera Crossbody Bag

Current sale price is £15

(Save £6.99)

Regular price was £21.99

undefined Black Crocodile Effect Faux Leather Crossbody Bag

Black Crocodile Effect Faux Leather Crossbody Bag

Current sale price is £15.30

(Save £9.69)

Regular price was £24.99

undefined Pattie Crossbody

Pattie Crossbody

Current sale price is £68

(Save £37)

Regular price was £105

undefined Zero Re Purse On A Chain

Zero Re Purse On A Chain

Current sale price is £59.85

(Save £29.15)

Regular price was £89

3 out of 5 stars

1 review

undefined Tan Borg Winged Aviator Tote Bag

Tan Borg Winged Aviator Tote Bag

Current sale price is £18.68

(Save £11.31)

Regular price was £29.99

undefined Privilege Quilted Small Shoulder Bag

Privilege Quilted Small Shoulder Bag

Current sale price is £75.15

(Save £53.85)

Regular price was £129

undefined Brixton Hobo Bag

Brixton Hobo Bag

Current sale price is £75.60

(Save £29.40)

Regular price was £105

Zeno Large Logo Shopper

Current sale price is £107.10

(Save £51.90)

Regular price was £159

undefined Embossed Flap Purse - Red

Embossed Flap Purse - Red

£20

undefined Black Leather-lock Twist Lock Saddle Bag

Black Leather-lock Twist Lock Saddle Bag

Current sale price is £13.50

(Save £8.49)

Regular price was £21.99

undefined Silver Sequinned Crossbody Bag

Silver Sequinned Crossbody Bag

£17.99

undefined Never Large Tote Bag

Never Large Tote Bag

Current sale price is £99.90

(Save £39.10)

Regular price was £139

undefined Brixton Large Zip Around Wallet

Brixton Large Zip Around Wallet

Current sale price is £47

(Save £12)

Regular price was £59

Dram All Over Logo Shopper Tote

Current sale price is £114.30

(Save £44.70)

Regular price was £159

undefined Nur Re Large Flap Purse

Nur Re Large Flap Purse

Current sale price is £46.80

(Save £18.20)

Regular price was £65

undefined Never Backpack

Never Backpack

Current sale price is £81

(Save £44)

Regular price was £125

undefined Piper Crossbody Bag

Piper Crossbody Bag

Current sale price is £78.30

(Save £30.70)

Regular price was £109

undefined Never Camera Bag

Never Camera Bag

Current sale price is £79

(Save £20)

Regular price was £99

undefined Dark Brown Monogram Chain Strap Shoulder Bag

Dark Brown Monogram Chain Strap Shoulder Bag

Current sale price is £11.25

(Save £6.74)

Regular price was £17.99

undefined Black Double Pocket Camera Crossbody Bag

Black Double Pocket Camera Crossbody Bag

Current sale price is £12.38

(Save £7.61)

Regular price was £19.99

undefined Mirimar Crossbody Webbing Strap Bag

Mirimar Crossbody Webbing Strap Bag

Current sale price is £82.80

(Save £32.20)

Regular price was £115

undefined Black Bow Sequin Mini Bag

Black Bow Sequin Mini Bag

£23.99

1 out of 5 stars

1 review

undefined Black Paris Embroidered Canvas Tote

Black Paris Embroidered Canvas Tote

Current sale price is £19

(Save £4.99)

Regular price was £23.99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPhone 16 range, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.