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NINJA Artisan Outdoor Pizza Oven & Air Fryer - MO201UK

Artisan Outdoor Pizza Oven & Air Fryer - MO201UK

Current sale price is £249

(Save £50)

Regular price was £299

4.7 out of 5 stars

102 reviews

Three Kings Set of 8 Battery Powered Multi Snowflake Pathfinder Outdoor Christmas Lights

Set of 8 Battery Powered Multi Snowflake Pathfinder Outdoor Christmas Lights

Current sale price is £9.99

(Save £3)

Regular price was £12.99

4.6 out of 5 stars

21 reviews

Silentnight Christmas Moose Cosy Fleece Duvet Cover Set

Christmas Moose Cosy Fleece Duvet Cover Set

Current sale price is From £20

(Save up to £11)

Regular price was From £31

4.8 out of 5 stars

53 reviews

Festive 500 Sparkle Christmas Lights - Multi Colour

500 Sparkle Christmas Lights - Multi Colour

Current sale price is £19.99

(Save £10)

Regular price was £29.99

4.8 out of 5 stars

5 reviews

PawHut Hooded Cat Litter - Box Scoop Included

Hooded Cat Litter - Box Scoop Included

Current sale price is £23.99

(Save £6)

Regular price was £29.99

4.2 out of 5 stars

16 reviews

Catherine Lansfield Game Over Reversible Duvet Cover Set - Multi

Catherine Lansfield

Game Over Reversible Duvet Cover Set - Multi

Current sale price is From £14

(Save up to £5)

Regular price was From £17

4.2 out of 5 stars

24 reviews

Joules Cherington Dog Coat

Cherington Dog Coat

Current sale price is From £21.99

(Save up to £10)

Regular price was From £26.99

4.4 out of 5 stars

15 reviews

ROYAL WORCESTER Wrendale Garden Friend Robin Mug

ROYAL WORCESTER

Wrendale Garden Friend Robin Mug

Current sale price is £10

(Save £4)

Regular price was £14

4.9 out of 5 stars

17 reviews

Joules Chesterfield Pet Bed - Large

Chesterfield Pet Bed - Large

Current sale price is £49.99

(Save £15)

Regular price was £64.99

4.5 out of 5 stars

8 reviews

Very Home House Scene Christmas Wreath - 40 x 41 cm

House Scene Christmas Wreath - 40 x 41 cm

Current sale price is £12.99

(Save £17)

Regular price was £29.99

4 out of 5 stars

1 review

rucomfy Unicorn Children's Armchair Beanbag

Unicorn Children's Armchair Beanbag

Current sale price is £45

(Save £35)

Regular price was £80

4.5 out of 5 stars

6 reviews

The Personalised Memento Company Elf Snow Globe

The Personalised Memento Company

Elf Snow Globe

Current sale price is £13.59

(Save £3.40)

Regular price was £16.99

4 out of 5 stars

5 reviews

Silentnight Calming Donut Pet Bed - Sage

Calming Donut Pet Bed - Sage

Current sale price is From £21.99

(Save up to £20)

Regular price was From £26.99

4.5 out of 5 stars

66 reviews

JML Wobble Wag Giggle Dog Toy

Wobble Wag Giggle Dog Toy

Current sale price is £10

(Save £5)

Regular price was £15

4.4 out of 5 stars

36 reviews

The Personalised Memento Company Personalised Stag Ornament

The Personalised Memento Company

Personalised Stag Ornament

Current sale price is £19.99

(Save £5)

Regular price was £24.99

4 out of 5 stars

1 review

Portmeirion Water Garden 12-piece Dinner Set

Water Garden 12-piece Dinner Set

Current sale price is £45

(Save £15)

Regular price was £60

4.8 out of 5 stars

22 reviews

Joules Kennington Coat L

Kennington Coat L

Current sale price is From £21.99

(Save up to £8)

Regular price was From £24.99

4 out of 5 stars

1 review

pimpernel Lunchtime Placemats - Set Of 6

Lunchtime Placemats - Set Of 6

Current sale price is £20

(Save £8)

Regular price was £28

4.9 out of 5 stars

17 reviews

ROYAL WORCESTER Wrendale Role Model Mug

ROYAL WORCESTER

Wrendale Role Model Mug

Current sale price is £10

(Save £4)

Regular price was £14

4.5 out of 5 stars

8 reviews

Joules Chesterfield Green L

Chesterfield Green L

Current sale price is From £34.99

(Save up to £10)

Regular price was From £44.99

4.5 out of 5 stars

2 reviews

Catherine Lansfield Game Over Fitted Sheet - Multi

Catherine Lansfield

Game Over Fitted Sheet - Multi

Current sale price is From £9

(Save up to £3)

Regular price was From £11

4.6 out of 5 stars

10 reviews

Catherine Lansfield Game Over Reversible Eyelet Curtains

Catherine Lansfield

Game Over Reversible Eyelet Curtains

Current sale price is £40

(Save £10)

Regular price was £50

4.3 out of 5 stars

4 reviews

Interiors By Premier Vertex Deco Small Fruit Basket

Interiors By Premier

Vertex Deco Small Fruit Basket

Current sale price is £13

(Save £5)

Regular price was £18

4 out of 5 stars

1 review

Silentnight Healthy Growth Bedding Bundle in Single - Multi

Healthy Growth Bedding Bundle in Single - Multi

Current sale price is From £30

(Save up to £10)

Regular price was From £40

4.5 out of 5 stars

8 reviews

PawHut Cat Tree Tower with Scratching Posts Sisal Hanging Ball Condo

Cat Tree Tower with Scratching Posts Sisal Hanging Ball Condo

Current sale price is £29.99

(Save £5)

Regular price was £34.99

4.3 out of 5 stars

18 reviews

Copenhagen Home Flynn Pastel Duvet Cover Set - Multi

Copenhagen Home

Flynn Pastel Duvet Cover Set - Multi

Current sale price is From £9

(Save up to £13)

Regular price was From £16

4.4 out of 5 stars

8 reviews

Very Home Nouveau Leopard Cushion

Nouveau Leopard Cushion

Current sale price is £9

(Save £3)

Regular price was £12

4.7 out of 5 stars

3 reviews

Copenhagen Home Rayne Duvet Cover Set - Multi

Copenhagen Home

Rayne Duvet Cover Set - Multi

Current sale price is From £9

(Save up to £13)

Regular price was From £16

4.5 out of 5 stars

2 reviews

PawHut Pet feeder station with storage - white

Pet feeder station with storage - white

Current sale price is £94.99

(Save £25)

Regular price was £119.99

4 out of 5 stars

1 review

Silentnight Orthopaedic Pet Bed - Natural

Orthopaedic Pet Bed - Natural

Current sale price is From £39.99

(Save up to £20)

Regular price was From £49.99

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.