10% off Electricals with code | Total No Frost

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Up to 40% off

10% off Electricals with code, Total No Frost

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Fridge Freezer Type

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Results: 1 - 29 (of 29)

INGF6421XP4UK Total No Frost 421L American Side-by-Side Fridge Freezer - Silver

£519

MS91558DES Total No Frost American Fridge Freezer - Silver

£549

LSG4545W Larder Cooling White

£349

HFR5719EWMP 70cm Wide Total No Frost American Fridge Freezer with Water Dispenser, E Rated - Platinum

Current sale price is £679

HFR5719ENPB 70cm Wide Frost-Free American Fridge Freezer, E Rated - Slate Black

Current sale price is £649

MC55251DE 55cm Wide, Total No Frost, Freestanding Fridge Freezer - White

£319

HFR5719EWPB Non-Plumbed Total No Frost American Fridge Freezer with Water Dispenser, E Rated - Slate Black

Current sale price is £679

PureFlat RQ760N4IFE Smart Fridge Freezer - Black Stainless Steel - E rated

£2499

RB3B250SAWE Integrated 60/40 Total No Frost Fridge Freezer, Fixed Hinge - White

Current sale price is £499

GSLC41EPPE 641L Smart Inverter American Style Fridge Freezer ESSENCE MATTE BLACK

Current sale price is £1189

GMM41MSBEM 482L Inverter Compressor Multi-Door American Fridge Freezer - Silver

Current sale price is £749

RQ768N4GBE Kitchen Fit Total No Frost Multi-Door American Fridge Freezer - Black Glass

£1599

MS83430DEB American Fridge Freezer - Black

£529

RB327N4ABD Freestanding 50/50 D Rated Fridge Freezer

£399

CNG4686DVW Combi Cooling White

£399

GSLE81EPBD 628 Smart Inverter American Style Fridge Freezer Essence - Matte Black

Current sale price is £1349

GSLE81EPBC 628L Smart Inverter American SBS matte black

£1399

PureFlat Smart Screen RS9P628GPFE Side-by-Side American - Gun Metal - E Rated

£2099

HPG26583WXP4UK Dual No Frost Fridge Freezer with FreshShield - Titanium Inox

£699

RS5P535NTCDUK American side-by-side refrigerator - Non Plumbed Water & ICE - D-Rated

£899

HPG26573WXP4UK - Dual No Frost Side-by-side Fridge Freezer - Silver

Current sale price is £749

GSXE91BSAD 628L Instaview Smart Inverter American Style Fridge Freezer Brushed Steel

£1959

HPG26574WXBR5UK Dual No Frost Side-by-side Fridge Freezer - Dark Silver

£999

HPKF6353XBR4UK - Total No Frost Fridge Freezer - Silver

Current sale price is £469

PureFlat RS5P668SSFC American Smart Fridge Freezer - Black Stainless Steel

£1199

GMF960EV4E 637L Linear Compressor Multi Door Fridge Freezer Essence - Black Steel

Current sale price is £1544

PureFlat Infinite RS818N4TIC American Smart Fridge Freezer - Stainless Steel- C Rated

£1399

HPK26403W4UK Dual No Frost with Even Flow - White

£499

HPGF6544X4UK Total No Frost 4-Door Fridge Freezer with VitalCare - Inox

£899

Results: 1 - 29 (of 29)