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Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 50% off Sale

Up to 50% off Sale

All Offers, AOC, Britax, Einhell, EVOLUTION, imp, Manchester City, Pokemon, Sharp, Thrustmaster

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Results: 1 - 30 (of 46)

GC-PM 40/2 S Petrol Lawn Mower (Self Propelled, 40cm)

Current sale price is £200

PXC 30cm Cordless Mower - GE-CM 18/30 Li Kit (18V includes battery)

Current sale price is £134

Petrol Lawnmower (Self Propelled, 51cm) - GC-PM 51/3 S HW

Current sale price is £298

Kidfix i-Size 3.5 Years - 12 Years Approx Height 100 - 150 cm i-SIZE ISOFIX Highback Booster Car Seat - Cosmos Black

Current sale price is £149

Corded 250mm Table Saw and Stand - TC-TS 2025/2 U (1800W)

Current sale price is £120

U27B3A Widescreen Monitor - 27in 4K WLED (3840 x 2160), 60Hz

Current sale price is £139

Man City Flashy Rotary Duvet

Current sale price is From £16

R185CCSX 185mm Multi-Material Circular Saw & Track (Combination Pack)

Current sale price is £107

PXC Cordless Leaf Blower - GE-LB 18/200 Li E-Solo (18V without battery)

Current sale price is £66

TCA CAPTAIN PACK X Airbus

Current sale price is £229.99

Man City Stadium Digi Print Panel Single Duvet

Current sale price is £17

AG276QZD2 26.7in QHD (2560x1440) 240Hz QD-OLED Gaming Monitor - Black

Current sale price is £349

CU34V5CW Curved Monitor with WebCam - 34in QHD (3440 x 1440), 100Hz, Height Adjustable with Speakers

Current sale price is £299

PKW - Deluxe Feature Figure (Battle Action Pikachu) (ECOMM)

Current sale price is £39.99

PXC Cordless Hand Held Vacuum - TE-VC 18 Li-Solo (18V without battery)

Current sale price is £31

PXC 18V 48Nm Combi Drill Kit 2 x 2Ah batteries

Current sale price is £75

Battle Spinner Arena Set - Two Battle Spinners with Two Poke Ball Spinner Launchers and Battle Arena

Current sale price is £19.99

HM5245K 65-inch 4K Ultra HD QLED Smart TV with Freely- 4T-C65HM5245KB

Current sale price is £499

Panel Duvet Cover Set - Multi

Current sale price is From £16

Swivel Birth - 7 Years Approx Height 40 - 125cm i-Size ISOFIX 360 Spin Car Seat - Space Black

£220

Power Tool Classic Pressure Washer 1500W 130 Bar

Current sale price is £92

PKW - Select Evolution Multipack (Gastly, Haunter, Gengar) (TGT FTM)

Current sale price is £26.99

Man City Mono Crest Fleece Sherpa Blanket

Current sale price is £13

Q27G3XMN/BK Widescreen Gaming Monitor - 27in QHD (2560x1440) LED, 180Hz

Current sale price is £239

Charmander Clip ‘N' Go Belt Set - 2-Inch Charmander Battle Figure with Clip ‘N' Go Belt plus Premier and Luxury Ball Accessories

Current sale price is £13.99

Fc Big Chill Gaming Beanbag Chair