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Typhoon Elements Set of 2 Quartz-Effect Hob Protectors

Elements Set of 2 Quartz-Effect Hob Protectors

Current sale price is £22

(Save £10)

Regular price was £32

3.5 out of 5 stars

10 reviews

Mood Gold Plated Celestial Pendant Gift Boxed

Gold Plated Celestial Pendant Gift Boxed

Current sale price is £19

(Save £6)

Regular price was £25

Mood Gold Plated Celestial Earrings Gift Boxed

Gold Plated Celestial Earrings Gift Boxed

Current sale price is £15

(Save £5)

Regular price was £20

Mood Gold Plated Clover Double Clip Bag Charm

Gold Plated Clover Double Clip Bag Charm

Current sale price is £13

(Save £4)

Regular price was £17

Mood Gold Plated Clover Earrings Gift Boxed

Gold Plated Clover Earrings Gift Boxed

Current sale price is £15

(Save £5)

Regular price was £20

Mood Two Tone Plated Heart Bag Charm

Two Tone Plated Heart Bag Charm

Current sale price is £13

(Save £4)

Regular price was £17

Mood Gold Plated Heart and Clover Bag Charm

Gold Plated Heart and Clover Bag Charm

Current sale price is £13

(Save £4)

Regular price was £17

Mood Gold Crystal Puffed Heart Statement Stud Earrings

Gold Crystal Puffed Heart Statement Stud Earrings

Current sale price is £9.50

(Save £2.50)

Regular price was £12

3 out of 5 stars

1 review

Mood Gold Plated Clover Pendant Gift Boxed

Gold Plated Clover Pendant Gift Boxed

Current sale price is £19

(Save £6)

Regular price was £25

Mood Gold Plated Clover Bag Charm

Gold Plated Clover Bag Charm

Current sale price is £13

(Save £4)

Regular price was £17

Ms Rachel Speak & Sing Doll

Speak & Sing Doll

Current sale price is £23.99

(Save £6)

Regular price was £29.99

5 out of 5 stars

67 reviews

Minky Heat Pod Drying System

Heat Pod Drying System

Current sale price is £75

(Save £25)

Regular price was £100

3.5 out of 5 stars

12 reviews

Minky Opti Clean Spin Mop

Opti Clean Spin Mop

Current sale price is £17

(Save £13)

Regular price was £30

4 out of 5 stars

7 reviews

Nip + Fab Brightening/Vitamin C Bundle in Blue PVC Jelly Bag (Worth £63)

Brightening/Vitamin C Bundle in Blue PVC Jelly Bag (Worth £63)

Current sale price is £31

(Save £32)

Regular price was £63

Dawes Thunder 16 Inch Kids Bike Blue

Thunder 16 Inch Kids Bike Blue

Current sale price is £135.99

(Save £34)

Regular price was £169.99

5 out of 5 stars

1 review

Minky Extra Large Laundry Bin

Extra Large Laundry Bin

Current sale price is £18

(Save £11)

Regular price was £29

4.5 out of 5 stars

10 reviews

Dawes Lil Duchess 16" Wheel Girls Bike

Lil Duchess 16" Wheel Girls Bike

Current sale price is £142

(Save £37.99)

Regular price was £179.99

Ms Rachel Stripe Pyjamas - Blue

Stripe Pyjamas - Blue

Current sale price is From £8.71

(Save up to £8.22)

Regular price was From £16

Dawes 26" Bullet HT Kids Mountain Bike

26" Bullet HT Kids Mountain Bike

Current sale price is £319.99

(Save £80)

Regular price was £399.99

Dawes Princess 14" Wheel Girls Bike

Princess 14" Wheel Girls Bike

Current sale price is £119.99

(Save £30)

Regular price was £149.99

Typhoon Otto Navy Tea, Coffee, Sugar & Bread Bin

Otto Navy Tea, Coffee, Sugar & Bread Bin

Current sale price is £40

(Save £15)

Regular price was £55

Typhoon Otto Black Bread Bin

Otto Black Bread Bin

Current sale price is £20

(Save £10)

Regular price was £30

4.2 out of 5 stars

31 reviews

LEGO Duplo 3in1 Wild Animal Families Toy Set 10446

3in1 Wild Animal Families Toy Set 10446

Current sale price is £47.99

(Save £22)

Regular price was £69.99

4.9 out of 5 stars

17 reviews

Minky Large Laundry Bin

Large Laundry Bin

Current sale price is £15

(Save £10)

Regular price was £25

4 out of 5 stars

3 reviews

Nip + Fab Retinol Fix Anti-Aging Routine Bundle (Worth £80)

Retinol Fix Anti-Aging Routine Bundle (Worth £80)

Current sale price is £40

(Save £40)

Regular price was £80

5 out of 5 stars

2 reviews

Typhoon Otto Black Tea, Coffee and Sugar Storage Canisters

Otto Black Tea, Coffee and Sugar Storage Canisters

Current sale price is £20

(Save £8)

Regular price was £28

4.6 out of 5 stars

51 reviews

Dawes Thunder 14" Kids Bike with Stabilisers

Thunder 14" Kids Bike with Stabilisers

Current sale price is £119.99

(Save £30)

Regular price was £149.99

3 out of 5 stars

1 review

LEGO Duplo Big Interactive Community Train 10428

Big Interactive Community Train 10428

Current sale price is £92.99

(Save £32)

Regular price was £124.99

5 out of 5 stars

8 reviews

LEGO Duplo Bluey’s Family House with Memory Game 10459

Bluey’s Family House with Memory Game 10459

Current sale price is £47.99

(Save £12)

Regular price was £59.99

4.5 out of 5 stars

12 reviews

Ms Rachel Tummy Time Activity Bus

Tummy Time Activity Bus

Current sale price is £9.99

(Save £15)

Regular price was £24.99

4.9 out of 5 stars

16 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.