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The Very Collection17

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Michelle Keegan Velvet Sheer Hem Dress - Black

Michelle Keegan

Velvet Sheer Hem Dress - Black

Current sale price is £40

(Save £40)

Regular price was £80

2 out of 5 stars

1 review

Michelle Keegan Faux Mongolian Coat - Brown

Michelle Keegan

Faux Mongolian Coat - Brown

Current sale price is £44

(Save £36)

Regular price was £80

2 out of 5 stars

4 reviews

Michelle Keegan Cinched Blazer - Purple

Michelle Keegan

Cinched Blazer - Purple

Current sale price is £19.50

(Save £45.50)

Regular price was £65

2.5 out of 5 stars

2 reviews

The Very Collection Curve Contrast Fleece Jacket - Beige

The Very Collection Curve

Contrast Fleece Jacket - Beige

Current sale price is £40

(Save £10)

Regular price was £50

2.5 out of 5 stars

2 reviews

Michelle Keegan Wool Blend Tie Short Coat - Brown

Michelle Keegan

Wool Blend Tie Short Coat - Brown

Current sale price is £40

(Save £40)

Regular price was £80

2.8 out of 5 stars

5 reviews

The Very Collection Knitted Insert Leather Gloves - Black

The Very Collection

Knitted Insert Leather Gloves - Black

Current sale price is £12

(Save £10)

Regular price was £22

2.5 out of 5 stars

2 reviews

River Island Curved Heel Knee High Boot - Black

Curved Heel Knee High Boot - Black

Current sale price is £26

(Save £40)

Regular price was £66

2.7 out of 5 stars

3 reviews

The Very Collection Crew Neck Sequin Cable Oversized Jumper - Beige

The Very Collection

Crew Neck Sequin Cable Oversized Jumper - Beige

Current sale price is £18.75

(Save £23.25)

Regular price was £42

2 out of 5 stars

2 reviews

New Look Dark Brown Faux Leather Oversized Bomber Jacket

Dark Brown Faux Leather Oversized Bomber Jacket

Current sale price is £24

(Save £30.99)

Regular price was £54.99

2 out of 5 stars

1 review

The Very Collection Wide Fit Biker Knee Boot - Black

The Very Collection

Wide Fit Biker Knee Boot - Black

Current sale price is £29

(Save £16)

Regular price was £45

2.5 out of 5 stars

2 reviews

Barbour Martha Quilted Jacket - Black

Martha Quilted Jacket - Black

Current sale price is £159

(Save £40)

Regular price was £199

2 out of 5 stars

1 review

Birkenstock Arizona Rivet Suede Sandal - Rust

Arizona Rivet Suede Sandal - Rust

Current sale price is £67.50

(Save £67.50)

Regular price was £135

2.7 out of 5 stars

3 reviews

OFFICE Angelica Leather Chelsea Ankle Boot - Black

Angelica Leather Chelsea Ankle Boot - Black

Current sale price is £54

(Save £26)

Regular price was £80

2.5 out of 5 stars

2 reviews

River Island Relaxed Straight Leg Jeans - Black

Relaxed Straight Leg Jeans - Black

Current sale price is £18.50

(Save £23.50)

Regular price was £42

2 out of 5 stars

3 reviews

New Look Wide Fit Faux Leather Knee High Boots - Black

Wide Fit Faux Leather Knee High Boots - Black

Current sale price is £44.75

(Save £11.24)

Regular price was £55.99

2 out of 5 stars

1 review

The Very Collection Over Knee Almond Toe Boot - Black

The Very Collection

Over Knee Almond Toe Boot - Black

Current sale price is £44

(Save £11)

Regular price was £55

2 out of 5 stars

1 review

The Very Collection Lizard Effect Western Boot

The Very Collection

Lizard Effect Western Boot

Current sale price is £12.50

(Save £29.50)

Regular price was £42

2.5 out of 5 stars

4 reviews

Michelle Keegan Longline Cinched Organza Shirt - Burgundy

Michelle Keegan

Longline Cinched Organza Shirt - Burgundy

Current sale price is £28.50

(Save £9.50)

Regular price was £38

2.3 out of 5 stars

6 reviews

The Very Collection Extra Wide Fit Platform Trainer - White

The Very Collection

Extra Wide Fit Platform Trainer - White

Current sale price is £11.25

(Save £13.75)

Regular price was £25

2.5 out of 5 stars

12 reviews

Vero Moda Chloe Long Trench Coat - Beige

Chloe Long Trench Coat - Beige

Current sale price is £46

(Save £12)

Regular price was £58

2.5 out of 5 stars

2 reviews

The Very Collection Button Cuff Trouser - Black

The Very Collection

Button Cuff Trouser - Black

Current sale price is £26

(Save £9)

Regular price was £35

2 out of 5 stars

4 reviews

The Very Collection Denim Belted Mini Dress - Mid Wash

The Very Collection

Denim Belted Mini Dress - Mid Wash

Current sale price is £20.25

(Save £24.75)

Regular price was £45

2 out of 5 stars

2 reviews

Michelle Keegan Co-Ord Flare Trousers - Black

Michelle Keegan

Co-Ord Flare Trousers - Black

Current sale price is £17.50

(Save £17.50)

Regular price was £35

2.7 out of 5 stars

3 reviews

Barbour International Stella Knitted Jumper - Black

Barbour International

Stella Knitted Jumper - Black

Current sale price is £63

(Save £27)

Regular price was £90

2 out of 5 stars

1 review

Michelle Keegan Rib Detail Sleeveless Jumper - Cream

Michelle Keegan

Rib Detail Sleeveless Jumper - Cream

Current sale price is £26.25

(Save £8.75)

Regular price was £35

2.7 out of 5 stars

6 reviews

The Very Collection Frill High Neck Detail Button Up Shirt - White

The Very Collection

Frill High Neck Detail Button Up Shirt - White

Current sale price is £22.50

(Save £7.50)

Regular price was £30

2.4 out of 5 stars

5 reviews

Vero Moda Gawn Mid Waist Pu Short Wrap Skirt - Black

Gawn Mid Waist Pu Short Wrap Skirt - Black

Current sale price is £32

(Save £8)

Regular price was £40

2 out of 5 stars

1 review

Clarks Wide Fit Lauryl Tassel Leather Loafers - Black

Wide Fit Lauryl Tassel Leather Loafers - Black

Current sale price is £36

(Save £24)

Regular price was £60

2.8 out of 5 stars

5 reviews

Crocs Brooklyn Buckle Flat Sandal - Beige

Brooklyn Buckle Flat Sandal - Beige

Current sale price is £20

(Save £30)

Regular price was £50

2 out of 5 stars

1 review

River Island Belted Wide Leg Trouser - Brown

Belted Wide Leg Trouser - Brown

Current sale price is £30.50

(Save £13.50)

Regular price was £44

2 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.