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Regatta Womens Changing Robe - Leopard Print

Womens Changing Robe - Leopard Print

Current sale price is £60

(Save £24)

Regular price was £84

4.4 out of 5 stars

10 reviews

Michelle Keegan Co-Ord Faux Fur Checked Bomber - Multi

Michelle Keegan

Co-Ord Faux Fur Checked Bomber - Multi

Current sale price is £28

(Save £42)

Regular price was £70

5 out of 5 stars

2 reviews

Michelle Keegan Celestial Print Revere PJ Set With Gift Bag - Navy

Michelle Keegan

Celestial Print Revere PJ Set With Gift Bag - Navy

Current sale price is £30

(Save £20)

Regular price was £50

Michelle Keegan Velvet Sheer Hem Dress - Black

Michelle Keegan

Velvet Sheer Hem Dress - Black

Current sale price is £40

(Save £40)

Regular price was £80

2 out of 5 stars

1 review

Michelle Keegan Soft Touch Wide Leg Trousers - Brown

Michelle Keegan

Soft Touch Wide Leg Trousers - Brown

Current sale price is £26

(Save £14)

Regular price was £40

5 out of 5 stars

1 review

The Very Collection Wide Leg Trouser - Black

The Very Collection

Wide Leg Trouser - Black

Current sale price is £18.75

(Save £6.25)

Regular price was £25

4.3 out of 5 stars

88 reviews

Michelle Keegan Soft Touch Round Neck Top - Brown

Michelle Keegan

Soft Touch Round Neck Top - Brown

Current sale price is £22.75

(Save £12.25)

Regular price was £35

Michelle Keegan Embellished Square Neck Mini Dress - Black

Michelle Keegan

Embellished Square Neck Mini Dress - Black

Current sale price is £72

(Save £18)

Regular price was £90

Michelle Keegan Fringe Long Sleeve Mini Dress - Brown

Michelle Keegan

Fringe Long Sleeve Mini Dress - Brown

Current sale price is £48

(Save £12)

Regular price was £60

River Island Molly Mid Rise Sculpt Mumbai Jeans - Blue

Molly Mid Rise Sculpt Mumbai Jeans - Blue

Current sale price is £39

(Save £10)

Regular price was £49

5 out of 5 stars

1 review

New Look Black Faux Leather Belted Shorts

Black Faux Leather Belted Shorts

Current sale price is £23.75

(Save £6.24)

Regular price was £29.99

AX Paris Velvet Sequin 2 In 1 Knot Skirt Midi Dress - Silver

Velvet Sequin 2 In 1 Knot Skirt Midi Dress - Silver

Current sale price is £60

(Save £15)

Regular price was £75

1 out of 5 stars

1 review

Mango Sequin Dress With Open Back - Red

Sequin Dress With Open Back - Red

Current sale price is £36.75

(Save £9.25)

Regular price was £46

River Island Boxy Aviator Jacket - Black

Boxy Aviator Jacket - Black

Current sale price is £51.25

(Save £27.75)

Regular price was £79

Michelle Keegan Macrame Embellished Mini Dress - Black

Michelle Keegan

Macrame Embellished Mini Dress - Black

Current sale price is £48

(Save £12)

Regular price was £60

4 out of 5 stars

4 reviews

River Island Relaxed Straight Massimo Jeans - Blue

Relaxed Straight Massimo Jeans - Blue

Current sale price is £34.50

(Save £11.50)

Regular price was £46

5 out of 5 stars

1 review

River Island Faux Leather Collared Midi Dress - Navy

Faux Leather Collared Midi Dress - Navy

Current sale price is £29.25

(Save £29.75)

Regular price was £59

AX Paris Sparkle One Shoulder Knot Skirt Midi Dress - Brown

Sparkle One Shoulder Knot Skirt Midi Dress - Brown

Current sale price is £52

(Save £13)

Regular price was £65

4 out of 5 stars

1 review

River Island Belted Core Day Dress - Black

Belted Core Day Dress - Black

Current sale price is £33.50

(Save £8.50)

Regular price was £42

Michelle Keegan Draped Long Sleeve Top - Black

Michelle Keegan

Draped Long Sleeve Top - Black

Current sale price is £24

(Save £6)

Regular price was £30

4.3 out of 5 stars

4 reviews

River Island Palazzo Oasis Jeans - Blue

Palazzo Oasis Jeans - Blue

Current sale price is £41.50

(Save £10.50)

Regular price was £52

5 out of 5 stars

2 reviews

Style Cheat Rita Velvet Hotfix Mini Dress - Black

Rita Velvet Hotfix Mini Dress - Black

Current sale price is £52

(Save £13)

Regular price was £65

2 out of 5 stars

1 review

River Island Mid Rise Bootcut Sparkle - Black

Mid Rise Bootcut Sparkle - Black

Current sale price is £39

(Save £10)

Regular price was £49

3.5 out of 5 stars

2 reviews

AX Paris Velvet Sequin Round Neck Midi Dress - Brown

Velvet Sequin Round Neck Midi Dress - Brown

Current sale price is £52

(Save £13)

Regular price was £65

5 out of 5 stars

1 review

River Island Long Sleeve Hybrid Belted Dress - Black

Long Sleeve Hybrid Belted Dress - Black

Current sale price is £36.75

(Save £12.25)

Regular price was £49

Quiz Burgundy Floral Applique Crop Top

Burgundy Floral Applique Crop Top

Current sale price is £30

(Save £10)

Regular price was £40

B By Ted Baker Print Cosy Cardigan Pyjama Set - Black

Print Cosy Cardigan Pyjama Set - Black

Current sale price is £37.50

(Save £20.50)

Regular price was £58

River Island Monica Coated Stretch Straight Jeans - Black

Monica Coated Stretch Straight Jeans - Black

Current sale price is £41.50

(Save £10.50)

Regular price was £52

5 out of 5 stars

2 reviews

New Look Bronze Bubble Hem Sequin Top

Bronze Bubble Hem Sequin Top

Current sale price is £20.75

(Save £5.24)

Regular price was £25.99

River Island Faux Fur Swing Coat - Cream

Faux Fur Swing Coat - Cream

Current sale price is £71

(Save £18)

Regular price was £89

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.