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Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 50% off Sale

Up to 50% off Sale

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Results: 1 - 21 (of 21)

Aspire Go Spin - 14in - Intel N150 - 4GB RAM - 128GB - Silver

Current sale price is £279

Chromebook Plus - 15.6in FHD - Intel Core 3 - 8GB - 256GB - Grey

Current sale price is £299

Legion 7 16AGP11 OLED Gaming Laptop - GeForce RTX 5060 - AMD Ryzen AI 7 - 32GB RAM - 1TB - 16in WQXGA (2560x1600) - 240Hz - White

Current sale price is £1999

Chromebook x360 14b-cd0001na - 14 in - Intel® N200 - 8GB RAM - 128GB - Silver

Current sale price is £379

Laptop 14-em0018na - 14in HD, AMD Athlon Silver 7120U, 4GB RAM, 128GB SSD - Black

Current sale price is £179

Chromebook 314 CBOA314-1H - 14in FHD - Intel Celeron N4500 - 4GB RAM - 64GB - Black

Current sale price is £209

Chromebook 14 14a-nf0003na - 14 in - Intel® N100 - 8GB RAM - 128GB - Silver

Current sale price is £239

Chromebook - 14in - Intel Celeron - 4GB RAM - 64GB - Grey

Current sale price is £179

Modern - Intel Core 5 - 16GB RAM - 512GB SSD - 15.6in Laptop - Black

Current sale price is £649

Chromebook - 15.6in - Intel Celeron - 8GB RAM - 128GB - Silver

Current sale price is £249

Summit Copilot+ PC - AMD Ryzen AI 9 - 32GB RAM - 1TB SSD - 16in Laptop - Black

Current sale price is £1599

LOQ 17IRX10 Gaming Laptop - GeForce RTX 5050 - Intel Core i7 - 16GB RAM - 1TB - 17.3in FHD (1920x1080) - 165Hz - Grey

Current sale price is £1349

15a-nb0004na Chromebook Plus - 15.6in FHD, Intel Core i3, 8GB RAM, 128GB Storage - Mineral Silver

Current sale price is £319

Chromebook Plus CX14 - 14in FHD, Intel Core 3-N355, 8GB RAM, 128GB SSD - Grey

Current sale price is £299

Chromebook Plus 14a-nf0000na - 14in FHD, Intel Core i3, 8GB RAM, 256GB SSD - Silver

Current sale price is £329

Prestige 13 AI+ - Intel Core Ultra 7 - 32GB RAM - 1TB SSD - 13in - 2.8K OLED - Grey

Current sale price is £1149

Ionico Gaming Laptop - 16in QHD+ 300Hz, GeForce RTX 5070, Intel Core Ultra 9, 32GB RAM, 1TB SSD - Black

Current sale price is £2149

Chromebook 14 - MediaTek Kompanio 540, 8GB RAM, 128GB SSD, 14in, Silver - No Power Adaptor Included

Current sale price is £379

Prestige - Copilot+ PC - AMD Radeon - AMD Ryzen AI 9 - 32GB RAM - 1TB SSD - 16in - Black

Current sale price is £1299

Chromebook CM15 - Mediatek Kompanio 540 - 4GB RAM - 64GB SSD - 15.6in FHD (1920x1080) - Grey - No Power Adaptor Included

Current sale price is £249

Chromebook CM14 - Mediatek Kompanio 540 - 4GB RAM - 64GB SSD - 14in FHD (1920x1080) - Grey - No Power Adaptor Included

Current sale price is £229

Results: 1 - 21 (of 21)