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Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off selected Fashion, Sports & Beauty

Up to 40% off selected Fashion, Sports & Beauty

Black Friday Deals, AniMagic, Majority, PawHut, PlayMonster, SanDisk, Shark, Sharp, Smoby, Timberland

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Results: 1 - 30 (of 160)

Rotator Upright Vacuum Cleaner - Red Plum LU250UK

Current sale price is £179

BreatheClear Compact Air Purifier with NeverChange6 - Dove

Current sale price is £129

DuoClean Lift-Away Upright Vacuum – Navy LA400UKT

Current sale price is £199

StainForce Cordless Stain-Destroying Spot Cleaner, HX100UKT

Current sale price is £159

PowerDetect Luxe UV Reveal 2-in-1 Vac & Mop Robot Vacuum - Espresso

Current sale price is £639

Glam Air Styler, Straightener & Dryer System, 5-in-1 with Storage Case - Gold HD6052SUK

Current sale price is £299.99

PowerDetect Speed Luxe Collection Clean & Empty Cordless Vacuum - Walnut

Current sale price is £319

WandVac Deluxe Pet Pro Cordless Handheld Vacuum - Stone Grey

Current sale price is £129

Glam Sleek Straight, Waves & Curls Multi - Styler & Hair Dryer

Current sale price is £299.99

PowerDetect Luxe UV Reveal 2-in-1 Vac & Mop Robot Vacuum - Deep Harbour

Current sale price is £639

Detect Pet Pro Corded Upright Vacuum LA450UKT

Current sale price is £229

PowerDetect Speed Clean and Empty Pet Pro Cordless Vacuum – Ultramarine IA3241UKT

Current sale price is £319

SteamSpot with Steam Blaster Technology - S2001UK

Current sale price is £94

BreatheClear Compact Air Purifier with NeverChange6 - Blush HP062UKPK

Current sale price is £129

Ultra microSDXC 256GB + SD Adapter

Current sale price is £37.99

HM5245K 65-inch 4K Ultra HD QLED Smart TV with Freely- 4T-C65HM5245KB

Current sale price is £469

PowerDetect Speed Luxe Collection Clean & Empty Cordless Vacuum - Oatstone

Current sale price is £319

Extreme microSDXC 256GB

Current sale price is £45.99

Homerton Hifi

Current sale price is £169

D100X Book Shelf Speaker

Current sale price is £124.95

All-in-One Air Blasting System with BlastBroom

Current sale price is £89

MicroSD Express 512GB - Compatible with Nintendo Switch 2

Current sale price is £138.99

14L Small Fish Tank with Filter System, LED Lights, Water Pump, White

Current sale price is £55

CarpetXpert HairPro Pet Deep Carpet Cleaner EX220UK

Current sale price is £179

Portable DAB+ Radio with Bluetooth - Black and Silver

Current sale price is £35

Outdoor Cat House with Elevated Base, Cushion, Red-brown