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undefined PowerWash Compact

PowerWash Compact

Current sale price is £99

(Save £40)

Regular price was £139

5 out of 5 stars

1 review

undefined 4.5ft Trampoline

4.5ft Trampoline

Current sale price is £69.99

(Save £80)

Regular price was £149.99

5 out of 5 stars

4 reviews

undefined Mermaid Fantasy Doll Assortment

Mermaid Fantasy Doll Assortment

Current sale price is £5.99

(Save £8)

Regular price was £13.99

4.7 out of 5 stars

7 reviews

undefined Back Print Denim Jacket

Back Print Denim Jacket

Current sale price is From £7.50

(Save up to £18)

Regular price was From £24

5 out of 5 stars

1 review

undefined Flower Magic Mermaid Toy Doll with Surprise Blooming Flowers Feature & Pearl Headband Accessory

Flower Magic Mermaid Toy Doll with Surprise Blooming Flowers Feature & Pearl Headband Accessory

Current sale price is £18.99

(Save £4)

Regular price was £22.99

4.9 out of 5 stars

25 reviews

undefined 5 Packs Knickers

5 Packs Knickers

Current sale price is From £7.75

(Save up to £5)

Regular price was From £12

5 out of 5 stars

1 review

undefined Fay Leather Sandal - Black

Lauren by Ralph Lauren

Fay Leather Sandal - Black

Current sale price is £119.20

(Save £29.80)

Regular price was £149

5 out of 5 stars

3 reviews

undefined Revolution Hydrosteam

Revolution Hydrosteam

Current sale price is £299

(Save £100)

Regular price was £399

5 out of 5 stars

1 review

undefined Everley Leather Slide Sandal - Black

Lauren by Ralph Lauren

Everley Leather Slide Sandal - Black

Current sale price is £103.20

(Save £25.80)

Regular price was £129

5 out of 5 stars

1 review

undefined Soffia Wedge Espadrilles - Tan

Lauren by Ralph Lauren

Soffia Wedge Espadrilles - Tan

Current sale price is £127.20

(Save £31.80)

Regular price was £159

undefined SpotClean Hydrosteam

SpotClean Hydrosteam

Current sale price is £199

(Save £100)

Regular price was £299

undefined Short Sleeve Top And Cycling Short Set - Pink

Short Sleeve Top And Cycling Short Set - Pink

Current sale price is From £12.80

(Save up to £3.60)

Regular price was From £16

undefined Fixed Inline Mermaid Scooter

Fixed Inline Mermaid Scooter

Current sale price is £24.99

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Regular price was £44.99

3.7 out of 5 stars

10 reviews

undefined Skipper Babysitters Inc. Sleepy Baby Doll Playset

Skipper Babysitters Inc. Sleepy Baby Doll Playset

Current sale price is £14.99

(Save £15)

Regular price was £29.99

4.7 out of 5 stars

61 reviews

Lauren by Ralph Lauren

Logo Keeper Belt - Black

Current sale price is £79

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Regular price was £99

5 out of 5 stars

1 review

undefined Malibu Sports Short Set - White

Malibu Sports Short Set - White

Current sale price is From £7.50

(Save up to £11.50)

Regular price was From £18

undefined Raffia Adair Crossbody - Natural

Lauren by Ralph Lauren

Raffia Adair Crossbody - Natural

Current sale price is £153.25

(Save £65.75)

Regular price was £219

4 out of 5 stars

1 review

undefined Hilarie Wedge Espadrilles- Natural

Lauren by Ralph Lauren

Hilarie Wedge Espadrilles- Natural

Current sale price is £143.20

(Save £35.80)

Regular price was £179

5 out of 5 stars

1 review

undefined California Dreamin' Short Sleeve Pyjama Set - Multi

California Dreamin' Short Sleeve Pyjama Set - Multi

Current sale price is From £11

(Save up to £3.50)

Regular price was From £14

undefined Mysteries: The Great Horse Chase Dance and Show Horse

Mysteries: The Great Horse Chase Dance and Show Horse

Current sale price is £19.99

(Save £10)

Regular price was £29.99

4.8 out of 5 stars

41 reviews

Lauren by Ralph Lauren

Polly Logo Flat Espadrilles - Tan

Current sale price is £103.20

(Save £25.80)

Regular price was £129

undefined Canvas Medium Whitley Bucket Bag - Natural

Lauren by Ralph Lauren

Canvas Medium Whitley Bucket Bag - Natural

Current sale price is £295.20

(Save £73.80)

Regular price was £369

undefined Boat with Puppy Figure Set

Boat with Puppy Figure Set

Current sale price is £15.99

(Save £9)

Regular price was £24.99

4.8 out of 5 stars

40 reviews

undefined CrossWave HydroSteam Pet

CrossWave HydroSteam Pet

Current sale price is £299

(Save £100)

Regular price was £399

3 out of 5 stars

1 review

undefined CrossWave OmniForce Edge (UK)

CrossWave OmniForce Edge (UK)

Current sale price is £319

(Save £60)

Regular price was £379

undefined Kotta Long Sleeve Button Front Shirt - Green

Lauren by Ralph Lauren

Kotta Long Sleeve Button Front Shirt - Green

Current sale price is £107.25

(Save £71.75)

Regular price was £179

undefined Gymnastics Playset, Doll and Accessories

Gymnastics Playset, Doll and Accessories

Current sale price is £19.99

(Save £15)

Regular price was £34.99

4.9 out of 5 stars

77 reviews

undefined Baby Doctor Playset and Accessories

Baby Doctor Playset and Accessories

Current sale price is £13.99

(Save £11)

Regular price was £24.99

4.8 out of 5 stars

24 reviews

undefined Cameryn Cross Dyed Espadrille - Natural

Lauren by Ralph Lauren

Cameryn Cross Dyed Espadrille - Natural

Current sale price is £95.20

(Save £23.80)

Regular price was £119

5 out of 5 stars

1 review

undefined Two Piece T-Shirt and Cycling Short Set - Multi

Two Piece T-Shirt and Cycling Short Set - Multi

Current sale price is From £8

(Save up to £9)

Regular price was From £16

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.