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undefined Octasmart Hybrid Mattress - Medium/Firm

Octasmart Hybrid Mattress - Medium/Firm

Current sale price is From £419

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Regular price was From £519

4.6 out of 5 stars

447 reviews

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Barista Max Espresso Machine

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undefined Mens Very Exclusive Finita Shirt and Short Set - Khaki

Mens Very Exclusive Finita Shirt and Short Set - Khaki

Current sale price is £40

(Save £10)

Regular price was £50

undefined Octasmart Hybrid Plus Mattress - Medium

Octasmart Hybrid Plus Mattress - Medium

Current sale price is From £529

(Save up to £230)

Regular price was From £699

4.6 out of 5 stars

210 reviews

undefined Men's Torlinos Swim Shorts - Navy

Men's Torlinos Swim Shorts - Navy

Current sale price is £14.40

(Save £3.60)

Regular price was £18

undefined Men's Torlinos Swim Shorts - Black

Men's Torlinos Swim Shorts - Black

Current sale price is £14.40

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Regular price was £18

undefined Ultimate Deep Fill Sandwich Toaster

Ultimate Deep Fill Sandwich Toaster

Current sale price is £35

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Regular price was £37

3.8 out of 5 stars

103 reviews

undefined Mens Molla Shorts - Khaki

Mens Molla Shorts - Khaki

Current sale price is £24

(Save £6)

Regular price was £30

undefined Mens Very Exclusive Finita Shirt & Short Set - Blue

Mens Very Exclusive Finita Shirt & Short Set - Blue

Current sale price is £40

(Save £10)

Regular price was £50

undefined Deep Fill Sandwich Toaster

Deep Fill Sandwich Toaster

Current sale price is £24

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Regular price was £37

4.2 out of 5 stars

83 reviews

undefined Womens Very Exclusive Holmrook Sweatshirt & Short Set - Pink

Womens Very Exclusive Holmrook Sweatshirt & Short Set - Pink

Current sale price is £44

(Save £11)

Regular price was £55

undefined Halo Flexi Dual Air Fryer

Halo Flexi Dual Air Fryer

Current sale price is £149

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Regular price was £229

4.7 out of 5 stars

48 reviews

undefined Mens Cassica T-Shirt - Off White

Mens Cassica T-Shirt - Off White

Current sale price is £16

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Regular price was £20

undefined Mens Very Exclusive Miscuglio Crew And Short Set - Speckle Blue

Mens Very Exclusive Miscuglio Crew And Short Set - Speckle Blue

Current sale price is £52

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Regular price was £65

undefined Mens Cassica T-Shirt - Purple

Mens Cassica T-Shirt - Purple

Current sale price is £16

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Regular price was £20

undefined Curve Collection 4-Slice Toaster - Black

Curve Collection 4-Slice Toaster - Black

Current sale price is £39

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Regular price was £49

3.8 out of 5 stars

122 reviews

undefined Women's Exclusive Nalam Embroidered Tracksuit - Khaki

Women's Exclusive Nalam Embroidered Tracksuit - Khaki

Current sale price is £37.13

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Regular price was £75

4 out of 5 stars

3 reviews

undefined Men's Torlinos Swim Shorts - Blue

Men's Torlinos Swim Shorts - Blue

Current sale price is £14.40

(Save £3.60)

Regular price was £18

undefined Mens Molla Shorts - Beige

Mens Molla Shorts - Beige

Current sale price is £24

(Save £6)

Regular price was £30

undefined Mens Ollio T-Shirt - Black

Mens Ollio T-Shirt - Black

Current sale price is £16

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Regular price was £20

undefined Mens Very Exclusive Miscuglio Crew And Short Set - Blue Speckle

Mens Very Exclusive Miscuglio Crew And Short Set - Blue Speckle

Current sale price is £52

(Save £13)

Regular price was £65

undefined Womens Very Exclusive Holmrook Sweatshirt & Short Set - Green

Womens Very Exclusive Holmrook Sweatshirt & Short Set - Green

Current sale price is £44

(Save £11)

Regular price was £55

undefined Junior Boys Forano T-Shirt & Short Set - Navy

Junior Boys Forano T-Shirt & Short Set - Navy

Current sale price is £24

(Save £6)

Regular price was £30

undefined Womens Very Exclusive Gientra Sweatshirt & Short Set - Navy

Womens Very Exclusive Gientra Sweatshirt & Short Set - Navy

Current sale price is £48

(Save £12)

Regular price was £60

undefined Junior Boys Noha Tracksuit - Black

Junior Boys Noha Tracksuit - Black

Current sale price is £32

(Save £8)

Regular price was £40

undefined Mens Azzini 3 Pack T-Shirt - Black

Mens Azzini 3 Pack T-Shirt - Black

Current sale price is £15

(Save £5)

Regular price was £20

4 out of 5 stars

3 reviews

undefined Mens Very Exclusive Cassicano Tracksuit - Navy

Mens Very Exclusive Cassicano Tracksuit - Navy

Current sale price is £56

(Save £14)

Regular price was £70

4 out of 5 stars

1 review

undefined Junior Boys Forano T-Shirt & Short Set - Black

Junior Boys Forano T-Shirt & Short Set - Black

Current sale price is £24

(Save £6)

Regular price was £30

undefined Womens Very Exclusive Holmrook Sweatshirt & Short Set - White

Womens Very Exclusive Holmrook Sweatshirt & Short Set - White

Current sale price is £44

(Save £11)

Regular price was £55

undefined Men's Ollio T-Shirt - Khaki

Men's Ollio T-Shirt - Khaki

Current sale price is £14

(Save £6)

Regular price was £20

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.