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undefined Interactive Adventure Train 10427

Interactive Adventure Train 10427

Current sale price is £39.99

(Save £30)

Regular price was £69.99

4.9 out of 5 stars

20 reviews

undefined 3in1 Wild Animals: Pink Flamingo Animal Toy Playset 31170

3in1 Wild Animals: Pink Flamingo Animal Toy Playset 31170

Current sale price is £17.99

(Save £2)

Regular price was £19.99

4.8 out of 5 stars

58 reviews

undefined Strawberries & Cream Extra Large Foldable Picnic, Beach & Festival Wagon - Navy

Summerhouse by Navigate

Strawberries & Cream Extra Large Foldable Picnic, Beach & Festival Wagon - Navy

Current sale price is £119.99

(Save £30)

Regular price was £149.99

4.7 out of 5 stars

3 reviews

undefined 3in1 Typewriter with Flowers Toy 31169

3in1 Typewriter with Flowers Toy 31169

Current sale price is £18.99

(Save £6)

Regular price was £24.99

4.7 out of 5 stars

35 reviews

undefined Brick Box

Brick Box

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.9 out of 5 stars

22 reviews

undefined 3in1 Wild Animal Families Toy Set 10446

3in1 Wild Animal Families Toy Set 10446

Current sale price is £49.99

(Save £20)

Regular price was £69.99

4.9 out of 5 stars

17 reviews

undefined 3 in 1 Exotic Parrot Toy Set 31136

3 in 1 Exotic Parrot Toy Set 31136

Current sale price is £14.99

(Save £5)

Regular price was £19.99

4.6 out of 5 stars

49 reviews

undefined 3 in 1 Adorable Dogs Animal Toys 31137

3 in 1 Adorable Dogs Animal Toys 31137

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.9 out of 5 stars

37 reviews

undefined F1 Team Race Cars & Drivers Toy Set 10445

F1 Team Race Cars & Drivers Toy Set 10445

Current sale price is £29.99

(Save £10)

Regular price was £39.99

4.6 out of 5 stars

25 reviews

undefined Mickey & Minnie Birthday Train

Mickey & Minnie Birthday Train

Current sale price is £23.99

(Save £6)

Regular price was £29.99

4.9 out of 5 stars

15 reviews

undefined Micro Collector 5-Pack

Micro Collector 5-Pack

Current sale price is £17.99

(Save £2)

Regular price was £19.99

undefined by Original Squishmallows Party Pack On-the-Go Playset - Series 1 - Three 1-Inch Mini-Squish with 9 Furnishings

by Original Squishmallows Party Pack On-the-Go Playset - Series 1 - Three 1-Inch Mini-Squish with 9 Furnishings

Current sale price is £16.99

(Save £3)

Regular price was £19.99

undefined 3in1 Wild Animals: Panda Family 31165

3in1 Wild Animals: Panda Family 31165

Current sale price is £29.99

(Save £5)

Regular price was £34.99

4.9 out of 5 stars

55 reviews

undefined 3in1 Medieval Dragon Toy Playset 31161

3in1 Medieval Dragon Toy Playset 31161

Current sale price is £38.99

(Save £16)

Regular price was £54.99

5 out of 5 stars

22 reviews

undefined Riviera Extra Large Floral Foldable Beach & Festival Trolley

Summerhouse by Navigate

Riviera Extra Large Floral Foldable Beach & Festival Trolley

Current sale price is £119.99

(Save £30)

Regular price was £149.99

5 out of 5 stars

2 reviews

undefined 3in1 Playful Cat Toy Animal Set 31163

3in1 Playful Cat Toy Animal Set 31163

Current sale price is £17.99

(Save £2)

Regular price was £19.99

4.9 out of 5 stars

31 reviews

undefined 3in1 Cute Bunny, Toy Animal Set 31162

3in1 Cute Bunny, Toy Animal Set 31162

Current sale price is £13.99

(Save £4)

Regular price was £17.99

5 out of 5 stars

35 reviews

undefined 3in1 Wild Animals: Surprising Spider 31159

3in1 Wild Animals: Surprising Spider 31159

Current sale price is £8.99

(Save £2)

Regular price was £10.99

4.9 out of 5 stars

16 reviews

undefined 35cm Medium Plush - True Friend Bear (Eco Friendly)

35cm Medium Plush - True Friend Bear (Eco Friendly)

Current sale price is £14.99

(Save £5)

Regular price was £19.99

5 out of 5 stars

1 review

undefined Cheer Bear Glowing Belly

Cheer Bear Glowing Belly

Current sale price is £29.99

(Save £3)

Regular price was £32.99

3.5 out of 5 stars

2 reviews

undefined Series 54 AMOLED GPS Black and Green Smart Calling Watch

Series 54 AMOLED GPS Black and Green Smart Calling Watch

Current sale price is £64

(Save £15.95)

Regular price was £79.95

3 out of 5 stars

1 review

undefined Green Building Plate Toy for Kids 10460

Green Building Plate Toy for Kids 10460

Current sale price is £7.99

(Save £3)

Regular price was £10.99

undefined 3in1 Space Robot Toy, Figure Set 31164

3in1 Space Robot Toy, Figure Set 31164

Current sale price is £15.99

(Save £4)

Regular price was £19.99

4.9 out of 5 stars

11 reviews

undefined 15 Pack Nail Polish Inc Accessories

15 Pack Nail Polish Inc Accessories

Current sale price is £9.99

(Save £10)

Regular price was £19.99

undefined Amabel Trainer - Grey

Amabel Trainer - Grey

Current sale price is £96

(Save £24)

Regular price was £120

undefined Trev Life Reg Struc Stripe Shorts - Dark Navy

Trev Life Reg Struc Stripe Shorts - Dark Navy

Current sale price is £24

(Save £6)

Regular price was £30

undefined Interchangeable Smart Watch Strap Set

Interchangeable Smart Watch Strap Set

Current sale price is £12

(Save £2.95)

Regular price was £14.95

5 out of 5 stars

9 reviews

undefined Universal Monsters 22cm Plush - Cheer as Bride of Frankenstein (polybag)

Universal Monsters 22cm Plush - Cheer as Bride of Frankenstein (polybag)

Current sale price is £9.99

(Save £2)

Regular price was £11.99

5 out of 5 stars

1 review

undefined My First Balancing & Stacking Tree 10440

My First Balancing & Stacking Tree 10440

Current sale price is £14.99

(Save £3)

Regular price was £17.99

4.6 out of 5 stars

15 reviews

undefined Medium - Plush Flower Power Bear (35cm)

Medium - Plush Flower Power Bear (35cm)

Current sale price is £14.99

(Save £5)

Regular price was £19.99

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.