Black Friday Deals | casio | cosrx | Disney Pixar | Fantasie | Fridgemaster | lullababy | Marvel Comics | philips hue | Rubiks

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Get autumn ready - up to 25% off with code AUTUMN

Get autumn ready - up to 25% off with code AUTUMN

Black Friday Deals, casio, cosrx, Disney Pixar, Fantasie, Fridgemaster, lullababy, Marvel Comics, philips hue, Rubiks

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Results: 1 - 30 (of 32)

MS91558DEB 179cm High, Non-Plumbed, Total No Frost, American Fridge Freezer, E Rated - Black

Current sale price is £499

MF70450ES 200cm High Total No Frost Freestanding American French Door Fridge Freezer - Silver - E Rated

Current sale price is £579

MS83430EB 80cm Wide Side by Side, American Fridge Freezer - Black

Current sale price is £449

MCF145EB 141L Freestanding Chest Freezer - Black

Current sale price is £149

Toy Story 5 Interactables Forky 7-inch Figure Movie Phrases & Cross Talk

Current sale price is £14.99

MCF200EB 198L Freestanding Chest Freezer - Black

Current sale price is £179

MC55251DES 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Silver

Current sale price is £319

Toy Story 5 Jessie & Bullseye Playscale 7 Inch Action Figures

Current sale price is £14.99

Toy Story 5 Buzz Lightyear Action Figure 7 Inch Tall, 10 Posable Joints, Play scale

Current sale price is £6.99

Cubers - Spider-Man Marvel Cube Puzzle

Current sale price is £6.99

Toy Story 5 Interactables Figure, Buzz Lightyear 7-inch Playscale, Movie Phrases & Converses with Other Characters in Line

Current sale price is £14.99

Toy Story 5 Woody Action Figure 9.2 Inch Tall Sheriff, 14 Posable Joints, Play scale

Current sale price is £6.99

Star Command Bumblebee (Jetpack) Roleplay

Current sale price is £44.99

Toy Story Rex Action Figure 7.25 Inch Tall Dinosaur, 8 Posable Joints, Play scale

Current sale price is £6.99

Toy Story 5 Howdy Partner Woody Figure, 12 Inch Posable Toy

Current sale price is £14.99

Toy Story 5 Lil' Partner Bullseye Posing Horse Figure with Sounds

Current sale price is £21.99

East Hampton Underwired Swimsuit - Black

Current sale price is £54.25

Toy Story 5 Running Woody 12-inch Action Figure, 50+ Sounds

Current sale price is £29.99

Toy Story 5 Critter Talk Jessie, 12-inch Action Figure Toy & JD Pig, 35 Sounds

Current sale price is £29.99

Toy Story 5 Jessie Action Figure 8.8 Inch Tall Cowgirl, 12 Posable Joints, Play scale

Current sale price is £6.99

Toy Story 5 Jessie Figure, 12-inch Posable Toy

Current sale price is £11.99

Cars Piston Cup Stunting Speedway Playset with Lightning McQueen Toy Car

Current sale price is £18.99

MC55240ES Freestanding Fridge Freezer - Silver

Current sale price is £259

Toy Story 5 Launch Ready Buzz Lightyear Figure, 10-inch Articulated

Current sale price is £14.99

Toy Story 5 Giant Stickers & Storybook 2 Book Bundle

Current sale price is £9.99

Tetris Cube