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undefined Adair Wallet On A Chain Bag - Black

Lauren by Ralph Lauren

Adair Wallet On A Chain Bag - Black

Current sale price is £151

(Save £38)

Regular price was £189

4 out of 5 stars

2 reviews

undefined Fay Leather Sandal - Black

Lauren by Ralph Lauren

Fay Leather Sandal - Black

Current sale price is £119.20

(Save £29.80)

Regular price was £149

5 out of 5 stars

3 reviews

undefined Tonie (Simea)

Tonie (Simea)

Current sale price is £12.49

(Save £2.50)

Regular price was £14.99

5 out of 5 stars

2 reviews

undefined Everley Leather Slide Sandal - Black

Lauren by Ralph Lauren

Everley Leather Slide Sandal - Black

Current sale price is £103.20

(Save £25.80)

Regular price was £129

5 out of 5 stars

1 review

undefined Soffia Wedge Espadrilles - Tan

Lauren by Ralph Lauren

Soffia Wedge Espadrilles - Tan

Current sale price is £127.20

(Save £31.80)

Regular price was £159

undefined Keaton Medium Tote

Lauren by Ralph Lauren

Keaton Medium Tote

Current sale price is £83.75

(Save £45.25)

Regular price was £129

5 out of 5 stars

1 review

Lauren by Ralph Lauren

Logo Keeper Belt - Black

Current sale price is £79

(Save £20)

Regular price was £99

5 out of 5 stars

1 review

undefined Rowella Long Sleeve Day Dress - Cream

Lauren by Ralph Lauren

Rowella Long Sleeve Day Dress - Cream

Current sale price is £167.25

(Save £111.75)

Regular price was £279

undefined Raffia Adair Crossbody - Natural

Lauren by Ralph Lauren

Raffia Adair Crossbody - Natural

Current sale price is £153.25

(Save £65.75)

Regular price was £219

4 out of 5 stars

1 review

undefined Black Danni Bag - Black

Lauren by Ralph Lauren

Black Danni Bag - Black

Current sale price is £183

(Save £46)

Regular price was £229

5 out of 5 stars

1 review

undefined Hilarie Wedge Espadrilles- Natural

Lauren by Ralph Lauren

Hilarie Wedge Espadrilles- Natural

Current sale price is £143.20

(Save £35.80)

Regular price was £179

5 out of 5 stars

1 review

undefined Canvas Medium Whitley Bucket Bag - Natural

Lauren by Ralph Lauren

Canvas Medium Whitley Bucket Bag - Natural

Current sale price is £295.20

(Save £73.80)

Regular price was £369

undefined Rulmay Short Sleeve Floral Blouse - Pink

Lauren by Ralph Lauren

Rulmay Short Sleeve Floral Blouse - Pink

Current sale price is £135

(Save £34)

Regular price was £169

1 out of 5 stars

1 review

Lauren by Ralph Lauren

Polly Logo Flat Espadrilles - Tan

Current sale price is £103.20

(Save £25.80)

Regular price was £129

undefined Everley Leather Sandal - White

Lauren by Ralph Lauren

Everley Leather Sandal - White

Current sale price is £111.20

(Save £27.80)

Regular price was £139

5 out of 5 stars

1 review

undefined Belina-one Shoulder-evening Dress - Black

Lauren by Ralph Lauren

Belina-one Shoulder-evening Dress - Black

Current sale price is £116.25

(Save £142.75)

Regular price was £259

4.5 out of 5 stars

4 reviews

undefined Kotta Long Sleeve Button Front Shirt - Green

Lauren by Ralph Lauren

Kotta Long Sleeve Button Front Shirt - Green

Current sale price is £107.25

(Save £71.75)

Regular price was £179

undefined Insulated Padded Coat - Green

Lauren by Ralph Lauren

Insulated Padded Coat - Green

Current sale price is £147.50

(Save £221.50)

Regular price was £369

4.6 out of 5 stars

5 reviews

undefined Cameryn Cross Dyed Espadrille - Natural

Lauren by Ralph Lauren

Cameryn Cross Dyed Espadrille - Natural

Current sale price is £95.20

(Save £23.80)

Regular price was £119

5 out of 5 stars

1 review

undefined Francesa Heel Sandals - Gold

Lauren by Ralph Lauren

Francesa Heel Sandals - Gold

Current sale price is £111.20

(Save £27.80)

Regular price was £139

undefined Luize Suede Espadrille Loafer - Sage Green

Lauren by Ralph Lauren

Luize Suede Espadrille Loafer - Sage Green

Current sale price is £95.25

(Save £63.75)

Regular price was £159

2 out of 5 stars

2 reviews

undefined Judy Half Sleeve-T-Shirt - Blue

Lauren by Ralph Lauren

Judy Half Sleeve-T-Shirt - Blue

Current sale price is £37.13

(Save £31.87)

Regular price was £69

5 out of 5 stars

2 reviews

Lauren by Ralph Lauren

Sunhat Logo Hat- Beige

Current sale price is £95.20

(Save £23.80)

Regular price was £119

undefined Camisha Sleeveless Day Dress - Pink

Lauren by Ralph Lauren

Camisha Sleeveless Day Dress - Pink

Current sale price is £175

(Save £44)

Regular price was £219

undefined Cameryn Denim Washed Espadrille - Oxford Blue

Lauren by Ralph Lauren

Cameryn Denim Washed Espadrille - Oxford Blue

Current sale price is £95.20

(Save £23.80)

Regular price was £119

3 out of 5 stars

1 review

undefined Cameryn Small Leather Embossed Tote - Black

Lauren by Ralph Lauren

Cameryn Small Leather Embossed Tote - Black

Current sale price is £223.20

(Save £55.80)

Regular price was £279

undefined Everley Slide Sandal - Brown

Lauren by Ralph Lauren

Everley Slide Sandal - Brown

Current sale price is £103.20

(Save £25.80)

Regular price was £129

undefined Everley Leather Sandal - Tan

Lauren by Ralph Lauren

Everley Leather Sandal - Tan

Current sale price is £111.20

(Save £27.80)

Regular price was £139

3 out of 5 stars

1 review

undefined Francesa Heel Sandals - Black

Lauren by Ralph Lauren

Francesa Heel Sandals - Black

Current sale price is £111.20

(Save £27.80)

Regular price was £139

undefined Cian Twist Front Short Sleeve Shirt Dress - White

Lauren by Ralph Lauren

Cian Twist Front Short Sleeve Shirt Dress - White

Current sale price is £183.20

(Save £45.80)

Regular price was £229

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.