Black Friday Deals | Emporio Armani | Hotpoint | Ms Rachel | NINJA | Reflex Active | silvercloud | Tom Ford | Zombie

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Get autumn ready - up to 25% off with code AUTUMN

Get autumn ready - up to 25% off with code AUTUMN

Black Friday Deals, Emporio Armani, Hotpoint, Ms Rachel, NINJA, Reflex Active, silvercloud, Tom Ford, Zombie

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Results: 1 - 30 (of 89)

Luxe Café Premier Coffee Machine - ES601UK

Current sale price is £449

Luxe Cafe Premier - Midnight Black ES601UKBK

Current sale price is £479

Foodi 10-in-1 Multifunction Oven - DT200UK

Current sale price is £219

Luxe Café Pro Series ES701UK

Current sale price is £579

HDG6GDCW 60cm Gas Double Cooker with Glass Lid - White

Current sale price is £455

Foodi FlexDrawer Air Fryer 10.4L AF500UK

Current sale price is £255

Foodi 3-in-1 Toaster, Grill & Panini Press [Stainless Steel] ST202UK

Current sale price is £127

CREAMi Deluxe Ice Cream and Frozen Treat Maker - NC501UK

Current sale price is £209

Perfect Temperature Kettle- Black KT200UK

Current sale price is £69

SLUSHi Frozen Drink Maker with SlushAssist Technology – Mocha FS351UKBR

Current sale price is £259

Luxe Cafe Pro ES701UKBK2

Current sale price is £649

Dual Brew Prestige (CFN802UK)

Current sale price is £189

Ceramic Pro 8-piece Fry & Saucepan Set with Lids – Black CW35005EUIBK

Current sale price is £240

Ceramic Pro 8-piece Frying & Saucepan Set with Lids – Stone CW35005EUIST

Current sale price is £240

SLUSHi Frozen Drink Maker FS301UK

Current sale price is £259

CRISPi PRO 7-in-1 XL Glass Air Fryer – Rose Quartz AS101UKRS

Current sale price is £214

Foodi MAX 6L Multi-Cooker OP350UK

Current sale price is £149

Aurele Sunglasses - Grey

Current sale price is £156.75

Plague BMX Boys Bike

Current sale price is £135.99

Anti-Stain NSWM846BSUK 8kg Load, 1400 Spin Washing Machine - Black - A Rated

Current sale price is £289

C HSD 82M GG UK 8KG Heat Pump Tumble Dryer - Dark Grey

Current sale price is £399

H55R1112XUK Freestanding Undercounter Fridge - Stainless Steel

Current sale price is £239

HDE6VDCASX - Electric Double Cooker with Multiflow Technology - Silver

Current sale price is £549

CRISPi PRO 5-in-1 XL Glass Air Fryer - Moss Green AS090UKGN

Current sale price is £199

Women's 3-Hand -Tone Stainless Steel Watch Ar11700 - Gold

Current sale price is £183

CRISPi PRO 5-in-1 XL Glass Air Fryer - White AS090UKWH