Black Friday Deals | Energizer | Fireman Sam | Minnie Mouse | MMPR | Moissanite | NINJA | Panache | Scrabble | Simply Silver | Xbox

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off selected Fashion, Sports & Beauty

Up to 40% off selected Fashion, Sports & Beauty

Black Friday Deals, Energizer, Fireman Sam, Minnie Mouse, MMPR, Moissanite, NINJA, Panache, Scrabble, Simply Silver, Xbox

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Results: 1 - 30 (of 243)

Luxe Cafe Pro ES701UKBK2

Current sale price is £649

Ceramic Pro 8-piece Frying & Saucepan Set with Lids – Stone CW35005EUIST

Current sale price is £240

Wireless Controller – Gears of War: E-Day Limited Edition – XBOX Series X|S, Xbox One, PCs, and Cloud-Enabled Devices

Current sale price is £79.99

EA SPORTS FC™ 27 - Xbox Series X

Current sale price is £58.99

CREAMi Deluxe Ice Cream and Frozen Treat Maker - NC501UK

Current sale price is £209

Ceramic Pro 8-piece Fry & Saucepan Set with Lids – Black CW35005EUIBK

Current sale price is £240

Womens Disney Minnie Mouse Mini Me Snit Fleece Pyjama

Current sale price is £21

Ceramic Pro 6-piece Saucepan Set with Lids – Black CW33003EUIBK

Current sale price is £150

9ct Yellow Gold Lady Lynsey 2.10ct Marquise Moissanite Ring

Current sale price is £833

9ct Yellow Gold 1.75ct total Princess Cut Moissanite Solitaire Ring

Current sale price is £700

9ct White Gold Lady Lynsey 2.10ct Marquise Moissanite Ring

Current sale price is £833

Platinum 1.15ct total Moissanite Solitaire Ring

Current sale price is £1439

9ct White Gold 2.10ct Eq Oval Moissanite Ring

Current sale price is £672

Ceramic Pro 2-piece Frying Pan Set – Black CW32000EUIBK

Current sale price is £90

Gears of War: E-Day – XBOX Series X

Current sale price is £49.99

9ct Yellow Gold 1.00ct total Moissanite Solitaire Ring

Current sale price is £599

9ct Yellow Gold Verde Brillante Moissanite Solitaire ring 1.15ct total

Current sale price is £740

925 Sterling Silver Halo Heart Set - Gift Box

Current sale price is £49

925 Sterling Silver Open Heart Necklace

Current sale price is £45

Ceramic Pro 6-piece Saucepan Set with Lids – Stone CW33003EUIST

Current sale price is £150

Ultimate Thunderzord

Current sale price is £29.99

9ct White Gold 1.50ct total Moissanite Solitaire Ring

Current sale price is £660

Platinum 1.30ct total Moissanite Halo Solitaire Ring

Current sale price is £1039

Platinum 1.00ct total Moissanite Trilogy Ring

Current sale price is £1349

9ct Yellow Gold 0.50ct total Moissanite Band Ring

Current sale price is £520

9ct White Gold 2.00ct Eq Marquise Moissanite Ring